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	<id>https://www.theeggeadventure.com/wikimedia/api.php?action=feedcontributions&amp;feedformat=atom&amp;user=Brianegge</id>
	<title>EggeWiki - User contributions [en]</title>
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	<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php/Special:Contributions/Brianegge"/>
	<updated>2026-05-24T21:56:13Z</updated>
	<subtitle>User contributions</subtitle>
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	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Main_Page&amp;diff=2508</id>
		<title>Main Page</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Main_Page&amp;diff=2508"/>
		<updated>2026-02-01T21:30:08Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== Welcome to EggeWiki ==&lt;br /&gt;
&lt;br /&gt;
A personal wiki with technical notes and tips.&lt;br /&gt;
&lt;br /&gt;
{| class=&amp;quot;wikitable&amp;quot; style=&amp;quot;width: 100%;&amp;quot;&lt;br /&gt;
|-&lt;br /&gt;
! style=&amp;quot;width: 33%;&amp;quot; | Java &amp;amp; Programming&lt;br /&gt;
! style=&amp;quot;width: 33%;&amp;quot; | Unix &amp;amp; Linux&lt;br /&gt;
! style=&amp;quot;width: 33%;&amp;quot; | Other&lt;br /&gt;
|-&lt;br /&gt;
| valign=&amp;quot;top&amp;quot; |&lt;br /&gt;
* [[Java File.listFiles order]]&lt;br /&gt;
* [[InstanceOf Performance]]&lt;br /&gt;
* [[MQException 2195]]&lt;br /&gt;
* [[COBOL on the JVM]]&lt;br /&gt;
* [[CUSIP Source Code]]&lt;br /&gt;
| valign=&amp;quot;top&amp;quot; |&lt;br /&gt;
* [[Linux Tips]]&lt;br /&gt;
* [[What is NLWP on Solaris?]]&lt;br /&gt;
* [[TibRv Library Error On Linux]]&lt;br /&gt;
* [[Using mkfifo and netcat to redirect a file to a remote machine|Using mkfifo and netcat]]&lt;br /&gt;
| valign=&amp;quot;top&amp;quot; |&lt;br /&gt;
* [[Quotes]]&lt;br /&gt;
* [[Metasend]]&lt;br /&gt;
* [[Stack Overflow page design]]&lt;br /&gt;
|}&lt;br /&gt;
&lt;br /&gt;
----&lt;br /&gt;
&amp;lt;small&amp;gt;This wiki contains {{NUMBEROFARTICLES}} articles.&amp;lt;/small&amp;gt;&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Main_Page&amp;diff=2501</id>
		<title>Main Page</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Main_Page&amp;diff=2501"/>
		<updated>2021-06-16T02:29:10Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{|cellpadding=&amp;quot;5&amp;quot; cellspacing=&amp;quot;0&amp;quot; border=&amp;quot;1&amp;quot; width=&amp;quot;100%&amp;quot;&lt;br /&gt;
|-valign=&amp;quot;top&amp;quot;&lt;br /&gt;
|&lt;br /&gt;
* Technical Tips&lt;br /&gt;
** [[:Category:Java]]&lt;br /&gt;
*** [[Log4j file rotation]]&lt;br /&gt;
*** [[Java Unique List]]&lt;br /&gt;
*** [[Javax.net.debug]]&lt;br /&gt;
*** [[LUHN algorithm]]&lt;br /&gt;
** [[Linux Tips]]&lt;br /&gt;
** [[Compile Mongodb for Raspberry Pi 32bit]]&lt;br /&gt;
** [[:Category:Solaris]]&lt;br /&gt;
** [[Windows Tips]]&lt;br /&gt;
*** [[Cygwin Tips]]&lt;br /&gt;
** [[OS X Tips]]&lt;br /&gt;
** [[PHP Tips]]&lt;br /&gt;
** [[Cxx Tips]]&lt;br /&gt;
** [[Ruby Tips]]&lt;br /&gt;
** [[Sybase Tips]]&lt;br /&gt;
** [[Interview Questions]]&lt;br /&gt;
** [[Top 10 ways to increase traffic to your wiki]]&lt;br /&gt;
|&lt;br /&gt;
* Projects&lt;br /&gt;
** [[OVH]]&lt;br /&gt;
** [[:Category:Word Dojo]]&lt;br /&gt;
** [[URL Converters]]&lt;br /&gt;
** [[FINSIA]]&lt;br /&gt;
** [[Slicehost]]&lt;br /&gt;
** [[Parsers Presentation]]&lt;br /&gt;
** [[BeachProjects]]&lt;br /&gt;
** [[CCNJ Podcast]]&lt;br /&gt;
** [[CruiseControl Build Status]]&lt;br /&gt;
** [[GPS Meets Google Maps]]&lt;br /&gt;
** [[Xbox Linux Project]]&lt;br /&gt;
|&lt;br /&gt;
* Blogs&lt;br /&gt;
** [[Stack Overflow page design]]&lt;br /&gt;
** [[mimetex]]&lt;br /&gt;
** [[LG DV7821P]]&lt;br /&gt;
** [[Email Authentication]]&lt;br /&gt;
** [[Quotes]]&lt;br /&gt;
** [[Software Ungineering]]&lt;br /&gt;
** [[Password Security]]&lt;br /&gt;
** [[Visa Signature Concierge Service]]&lt;br /&gt;
** [[My Legal Life]]&lt;br /&gt;
|}&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=OVH&amp;diff=2500</id>
		<title>OVH</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=OVH&amp;diff=2500"/>
		<updated>2019-08-23T11:25:53Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;I&#039;ve decided to move off my 1G Slicehost (now rackspace) on to an clean Ubuntu 18.04 4GB VPS on OVH.&lt;br /&gt;
&lt;br /&gt;
First, I setup my shell&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt;&lt;br /&gt;
ssh-keygen&lt;br /&gt;
cat ~/.ssh/id_rsa.pub # Copy to bit bucket&lt;br /&gt;
git clone git@bitbucket.org:brianegge/home.git&lt;br /&gt;
ln -s home/.bash_profile&lt;br /&gt;
sudo apt-get update&lt;br /&gt;
adduser egge&lt;br /&gt;
usermod -aG sudo egge&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
https://www.digitalocean.com/community/tutorials/initial-server-setup-with-ubuntu-18-04&lt;br /&gt;
&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt;&lt;br /&gt;
ssh egge@51.79.74.165&lt;br /&gt;
ssh-keygen&lt;br /&gt;
cat ~/.ssh/id_rsa.pub # Copy to bit bucket&lt;br /&gt;
git clone git@bitbucket.org:brianegge/home.git&lt;br /&gt;
ln -s home/.bash_profile&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
Setup permissions in html folders:&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt;&lt;br /&gt;
  sudo find . -type f -exec chmod 644 {} \;&lt;br /&gt;
  sudo find . -type d -exec chmod 755 {} \;&lt;br /&gt;
  sudo chown www-data:www-data  -R&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=OVH&amp;diff=2497</id>
		<title>OVH</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=OVH&amp;diff=2497"/>
		<updated>2019-08-17T11:50:10Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: Created page with &amp;quot;I&amp;#039;ve decided to move off my 1G Slicehost (now rackspace) on to an clean Ubuntu 18.04 4GB VPS on OVH.  First, I setup my shell &amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt; ssh-k...&amp;quot;&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;I&#039;ve decided to move off my 1G Slicehost (now rackspace) on to an clean Ubuntu 18.04 4GB VPS on OVH.&lt;br /&gt;
&lt;br /&gt;
First, I setup my shell&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt;&lt;br /&gt;
ssh-keygen&lt;br /&gt;
cat ~/.ssh/id_rsa.pub # Copy to bit bucket&lt;br /&gt;
git clone git@bitbucket.org:brianegge/home.git&lt;br /&gt;
ln -s home/.bash_profile&lt;br /&gt;
sudo apt-get update&lt;br /&gt;
adduser egge&lt;br /&gt;
usermod -aG sudo egge&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
https://www.digitalocean.com/community/tutorials/initial-server-setup-with-ubuntu-18-04&lt;br /&gt;
&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt;&lt;br /&gt;
ssh egge@51.79.74.165&lt;br /&gt;
ssh-keygen&lt;br /&gt;
cat ~/.ssh/id_rsa.pub # Copy to bit bucket&lt;br /&gt;
git clone git@bitbucket.org:brianegge/home.git&lt;br /&gt;
ln -s home/.bash_profile&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Main_Page&amp;diff=2496</id>
		<title>Main Page</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Main_Page&amp;diff=2496"/>
		<updated>2019-08-17T11:29:00Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{|cellpadding=&amp;quot;5&amp;quot; cellspacing=&amp;quot;0&amp;quot; border=&amp;quot;1&amp;quot; width=&amp;quot;100%&amp;quot;&lt;br /&gt;
|-valign=&amp;quot;top&amp;quot;&lt;br /&gt;
|&lt;br /&gt;
* Technical Tips&lt;br /&gt;
** [[:Category:Java]]&lt;br /&gt;
*** [[Log4j file rotation]]&lt;br /&gt;
*** [[Java Unique List]]&lt;br /&gt;
*** [[Javax.net.debug]]&lt;br /&gt;
*** [[LUHN algorithm]]&lt;br /&gt;
** [[Linux Tips]]&lt;br /&gt;
** [[:Category:Solaris]]&lt;br /&gt;
** [[Windows Tips]]&lt;br /&gt;
*** [[Cygwin Tips]]&lt;br /&gt;
** [[OS X Tips]]&lt;br /&gt;
** [[PHP Tips]]&lt;br /&gt;
** [[Cxx Tips]]&lt;br /&gt;
** [[Ruby Tips]]&lt;br /&gt;
** [[Sybase Tips]]&lt;br /&gt;
** [[Interview Questions]]&lt;br /&gt;
** [[Top 10 ways to increase traffic to your wiki]]&lt;br /&gt;
|&lt;br /&gt;
* Projects&lt;br /&gt;
** [[OVH]]&lt;br /&gt;
** [[:Category:Word Dojo]]&lt;br /&gt;
** [[URL Converters]]&lt;br /&gt;
** [[FINSIA]]&lt;br /&gt;
** [[Slicehost]]&lt;br /&gt;
** [[Parsers Presentation]]&lt;br /&gt;
** [[BeachProjects]]&lt;br /&gt;
** [[CCNJ Podcast]]&lt;br /&gt;
** [[CruiseControl Build Status]]&lt;br /&gt;
** [[GPS Meets Google Maps]]&lt;br /&gt;
** [[Xbox Linux Project]]&lt;br /&gt;
|&lt;br /&gt;
* Blogs&lt;br /&gt;
** [[Stack Overflow page design]]&lt;br /&gt;
** [[mimetex]]&lt;br /&gt;
** [[LG DV7821P]]&lt;br /&gt;
** [[Email Authentication]]&lt;br /&gt;
** [[Quotes]]&lt;br /&gt;
** [[Software Ungineering]]&lt;br /&gt;
** [[Password Security]]&lt;br /&gt;
** [[Visa Signature Concierge Service]]&lt;br /&gt;
** [[My Legal Life]]&lt;br /&gt;
|}&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Ticketmaster&amp;diff=2495</id>
		<title>Ticketmaster</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Ticketmaster&amp;diff=2495"/>
		<updated>2016-02-20T02:22:53Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: Created page with &amp;quot; My Brooklyn Nets Chant Account Terms of Use  Your Consent to these Terms, and How these Terms may be Amended     You are currently visiting a section of the Brooklyn Nets Cha...&amp;quot;&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&lt;br /&gt;
My Brooklyn Nets Chant Account&lt;br /&gt;
Terms of Use&lt;br /&gt;
&lt;br /&gt;
Your Consent to these Terms, and How these Terms may be Amended&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
You are currently visiting a section of the Brooklyn Nets Chant web site, or reviewing an e-mail, that features advanced ticketing transaction technologies and services (such section of the Brooklyn Nets Chant web site, e-mail, technologies and services, are collectively referred to as the “Advanced Services”). Some of the Advanced Services are provided by the Brooklyn Nets Chant, and some of the Advanced Services are provided by Ticketmaster. The following are the “Terms” that govern your use of the Advanced Services. While using the Advanced Services you may see links that, when clicked on, will take you to Internet sites operated by the Brooklyn Nets Chant, Ticketmaster or others that are not part of the Advanced Services. Please review the terms of use appearing with those sites and services, as those terms will govern those sites and services instead of these Terms. If there is a conflict between these Terms and any other terms, then these Terms shall govern.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
By using the Advanced Services, you expressly agree to be bound by and comply with these Terms, and all applicable laws and regulations, and also agree to be bound by any additional non-conflicting terms or conditions on which you have or will agree with Ticketmaster L.L.C. (“Ticketmaster”) or the Brooklyn Nets Chant. These Terms shall constitute a valid, binding and enforceable legal agreement among you, the Brooklyn Nets Chant and Ticketmaster. There shall be no oral or implied agreement between you and Ticketmaster, you and the Brooklyn Nets Chant, or you, Ticketmaster and the Brooklyn Nets Chant that shall be binding or enforceable, and all parties agree not to claim that there is.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Ticketmaster reserves the right to change these Terms at any time, by posting a link to, or posting, the new Terms where the Advanced Services are provided. Such change shall be effective with respect to you commencing the first time that you visit this web site or otherwise use the Advanced Services after such changed Terms have been posted. Please review the Terms periodically to see whether they have changed.&lt;br /&gt;
&lt;br /&gt;
Code of Conduct&lt;br /&gt;
&lt;br /&gt;
When using this web site (the “Site”) you agree that you will comply with all applicable laws, rules and regulations, and that you will not:&lt;br /&gt;
&lt;br /&gt;
Use the Site for any unlawful purpose;&lt;br /&gt;
Impersonate any person or entity, whether actual or fictitious, including any Season Ticket Holder or any employee or representative of our company;&lt;br /&gt;
Harvest or collect information about Site users;&lt;br /&gt;
Use any area of the Site for any purpose other than the use of the Advanced Services provided on the Site.&lt;br /&gt;
Ownership of Content and Grant of Conditional License&lt;br /&gt;
&lt;br /&gt;
The Site and all data, text, designs, pages, print screens, images, artwork, photographs, audio and video clips, and HTML code, source code, or software that resides or is viewable or otherwise discoverable on the Site (collectively, the “Content”) is owned by us or our licensors. We own a copyright in the Site and Content. We may change the Content and features of the Site at any time.&lt;br /&gt;
&lt;br /&gt;
We grant you a limited, conditional, no-cost, non-exclusive, non-transferable, non-sub-licensable license to view this Site and its Content to use the Advanced Services as permitted by these Terms for non-commercial purposes only if, as a condition precedent, you agree that you will not:&lt;br /&gt;
&lt;br /&gt;
Do anything to violate the Code of  Conduct;&lt;br /&gt;
Submit any software or other materials that contain any viruses, worms, Trojan horses, defects, date bombs, time bombs or other items of a destructive nature;&lt;br /&gt;
Manipulate identifiers, including by forging headers, in order to disguise the origin of any posting that you submit;&lt;br /&gt;
Link to any portion of the Site other than the URL assigned to the home page of our site;&lt;br /&gt;
“Frame” or “mirror” any part of the Site;&lt;br /&gt;
Modify, adapt, sub-license, translate, sell, reverse engineer, decompile or disassemble any portion of the Site or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Site;&lt;br /&gt;
Remove any copyright, trademark or other proprietary rights notices contained on the Site;&lt;br /&gt;
Use any robot, spider, offline reader, site search/retrieval application or other manual or automatic device, tool, or process to retrieve, index, data mine, scrape the Site, or in any way reproduce or circumvent the navigational structure or presentation of the Site or its contents.&lt;br /&gt;
Use any automated software application or computer system to search for, reserve, buy or otherwise obtain tickets or any other items available on the Site in a way that circumvents, avoids, alters, or affects the design, architecture, or flow of the Site, or of the user experience in utilizing the Site.&lt;br /&gt;
Reproduce tickets generated by the Advanced Services in a format or medium different from that provided by the Site;&lt;br /&gt;
Reproduce, modify, display, distribute or create derivative works of the Site, or tickets reproduced from the Site;&lt;br /&gt;
Use the Site or the Content in an attempt to, or in conjunction with, any device, program or service designed to circumvent any technological measure that effectively controls access to, the rights in, or the reproduction of tickets from the Site in any way including, without limitation, by manual or automatic device or process, for any purpose;&lt;br /&gt;
Use the trademarks, logos and service movies as displayed on the Site in any way without our permission.  All registered and unregistered trademarks, logos and service marks displayed on the Site are owned by us or our licensors.&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Special Terms Applicable to Specific Advanced Services&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
All of these Terms shall apply to the use of each of the Advanced Services. However, also included in these Terms under the heading “Specific Additional Terms Governing Specific Advanced Services” are additional provisions that also govern your use of certain of the Advanced Services.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Violations of the Terms&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
If you violate the Terms, you may be prohibited from using the Advanced Services now or in the future, your transactions, distributions, deliveries, credit authorizations, payments, payment receipts, registrations, log-ins, ticket forwards, ticket postings, ticket sales, ticket purchases, ticket forwarding receptions, ticket orders, group management or participating or ticket management (any of the foregoing, or any other activities or transactions for which you use the Advanced Services, an “Activity”), or season, package, group or other tickets, may be cancelled, set-offs and debits may be taken against your accounts and credits and payments that would otherwise be owed to you, and appropriate legal actions may be taken against you.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Registration; User Names and Passwords&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
You may need to register with the Advanced Services, or receive a username and password, in order to use certain Advanced Services. You are solely responsible for maintaining the confidentiality of your username and password and are fully responsible for all Activities that occur under your username and password, regardless of whether undertaken by you or undertaken by someone who has received your username and password. If the Advanced Services are unable to verify or authenticate any information you provide during any Activity, you may be prohibited from using the Advanced Services.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Responsibility for Allowing Others Access to Tickets and E-mail Transmission Errors&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Many of the Advanced Services use e-mail and web site downloads to deliver electronic tickets which can be printed out, copied, saved and forwarded to others, either physically (i.e., after being printed out) or electronically. Despite the fact that multiple copies and print-outs of the same ticket can be created, only the first copy or print-out that is presented and scanned for admission at a venue will in fact be valid for admission; once that scanning occurs, all other copies and print-outs of that ticket will no longer be valid for entry. Accordingly, you agree to be solely responsible for safeguarding all tickets (and all pass codes, Internet addresses, e-mails and other places and means where tickets can be obtained) with great care, and you agree that if a ticket is copied, reprinted or forwarded to another person, or another person is given access to a ticket, neither Brooklyn Nets Chant, Ticketmaster nor anyone else will have any liability or responsibility for any print-outs or copies of the ticket not being valid for admission due to the previous admission scanning of another print-out or copy of the same ticket. Similarly, you agree that you will be solely responsible for distribution errors caused by you providing an inaccurate e-mail address, for lost, stolen, damaged or destroyed tickets, and for lost, stolen, deleted, improperly addressed, forwarded or misdirected e-mails linking to Internet sites (or pass codes or Internet addresses) where tickets are accessible.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Authorization to Cancel a Ticket&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
By instructing the Advanced Services to forward, distribute, transfer or sell a ticket, you authorize Ticketmaster and the Brooklyn Nets Chant to issue to the recipient a valid ticket and to cancel and invalidate your ticket for the same seat at the same event. You agree that you will not sell, convey, give away, forward, otherwise distribute, try to use, or take any action that directly or indirectly allows to be cancelled or invalidated, any sold, conveyed, forwarded, otherwise distributed or otherwise cancelled or invalidated ticket.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
ticketFast®&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Many of the Advanced Services, such as Group Tickets, Season Tickets and purchasing tickets from Season Ticket Holders use ticketFast®. To read more about how ticketFast works, and hardware and software requirements for the recipient to read and print ticketFast tickets, https://oss.ticketmaster.com/aps/intix2007/EN//faq/am/home_page.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Cancelled or Postponed Events&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Occasionally, events are cancelled or postponed by the Brooklyn Nets Chant or venue due to weather conditions or situations affecting the performers, players, other personnel or staff or the audience. Please review the Specific Additional Terms Governing Specific Advanced Services below for provisions applicable to cancelled or postponed events.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Resale&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
The Advanced Services cannot be used to resell tickets that have already been sold, distributed or forwarded through the Advanced Services.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Title; Role of Brooklyn Nets Chant and Ticketmaster&lt;br /&gt;
&lt;br /&gt;
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All of this paragraph is subject to those parts of these Terms applicable to refunds and credits for cancelled or postponed events. All rights and obligations with respect to a ticket pass upon completion of a group ticket distribution (unless properly cancelled through the method described below), forward, purchase or sale transaction. For purposes hereof, “completion” shall occur (a) for a group ticket distribution transaction if the recipient pays for the ticket then upon the payment for a group ticket by the recipient, or instead if the group manager pays for the ticket then upon the use of the ticket to enter an event (or if not presented to enter an event, then upon the ticket’s event start time), (b) for a season ticket forwarding transaction when the Advanced Services sends (and before the recipient receives) the forwarded ticket, and (c) for a purchase or sale transaction when the Advanced Services sends (and before the recipient receives) the ticket in the case of electronic delivery, or when the Advanced Services deposits the ticket with the mail or a delivery service in the case of delivery of a paper ticket provided that the purchaser will not have the right to cancel a purchase or deliver once the purchaser has made an order (provided that Ticketmaster will have the right to allow such a cancellation in Ticketmaster’s sole discretion). Throughout these processes, neither Ticketmaster nor the Brooklyn Nets Chant will ever take title to the ticket. Title will pass directly from the group manager to the ticket recipient in the case of a group ticket distribution (unless the recipient, and not the group manager, is the purchaser of the ticket, in which case title will pass directly from Brooklyn Nets Chant to the recipient, because the group manager will never have had title), directly from the ticket forwarder to the person to whom the forwarder has forwarded the ticket in the case of season ticket forwarding, and directly from the seller to the purchaser in the case of a sale transaction. Further, Ticketmaster is not the agent of any party other than Brooklyn Nets Chant. Ticketmaster is only a technology provider, and as such is providing ticket cancellation, distribution, posting, forwarding, authentication, delivery and payment processing services.&lt;br /&gt;
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User Obligations&lt;br /&gt;
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In exchange for your use of the Advanced Services, you agree: (a) to provide the Advanced Services with current, complete and accurate information about yourself (“Registration Data”), (b) to maintain and update your Registration Data as necessary to ensure that it remains current, complete and accurate; (c) not to use the Advanced Services for any illegal purpose; (d) not to impersonate any person or entity; (e) not to interfere with or disrupt networks connected to the Advanced Services or violate the regulations, policies or procedures of such networks; (f) not to attempt to gain unauthorized access to the Advanced Services, other accounts, computer systems or networks connected to the Advanced Services, through password mining or any other means; (g) not to engage in any other conduct which, in Ticketmaster’s or the Brooklyn Nets Chant sole discretion, is considered unauthorized or objectionable; and (h) not to use the Advanced Services in connection with any commercial endeavors other than to the extent permitted by Ticketmaster or Brooklyn Nets Chant.&lt;br /&gt;
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Service Modifications&lt;br /&gt;
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Ticketmaster and the Brooklyn Nets Chant reserve the right, in each of their sole discretion, to modify, suspend or discontinue any part of the Advanced Services at any time, with or without notice to you. Ticketmaster and the Brooklyn Nets Chant also reserve the right, in each of their sole discretion, to impose limits on certain features and services and to restrict access to any part or to all of the Advanced Services without notice to you. Neither Ticketmaster nor the Brooklyn Nets Chant shall be liable to you or any third party for any claim or cause of action arising out of the Brooklyn Nets Chant or Ticketmaster’s exercise of the foregoing rights.&lt;br /&gt;
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Service Outages&lt;br /&gt;
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Neither Ticketmaster nor the Brooklyn Nets Chant warrant or represent that the Advanced Services will always function or be error-free. Neither Ticketmaster nor the Brooklyn Nets Chant assume any liability or responsibility for errors or omissions in the Advanced Services or for problems with its functioning. Your access to and use of the Advanced Services are at your own risk.&lt;br /&gt;
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Privacy Policy&lt;br /&gt;
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The information you provide to the Advanced Services shall be collected, used and disclosed in accordance with the Privacy Policies linked to from this sentence. Web sites linked to the Advanced Services that are not part of the Advanced Services are not subject to such Privacy Policy. You should refer to those sites’ own privacy policies to learn how they collect, use and disclose information about you.&lt;br /&gt;
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Disclaimer; Limitation of Liability&lt;br /&gt;
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Ticketmaster, the Brooklyn Nets Chant, their respective affiliates, successors, assignees and licensees, and each of the foregoing’s respective officer, directors, employees and contractors (all such persons, including, but not limited to Ticketmaster, the “Released Parties”) do not make any guarantee that any tickets posted will be purchased through the Advanced Services, or that any tickets forwarded or distributed will be accepted by the intended recipient. THE RELEASED PARTIES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR OR ANYONE ELSES’ ACCESS TO, USE OF OR INABILITY TO USE THE ADVANCED SERVICES, ANY INFORMATION PROVIDED ON THE ADVANCED SERVICES OR ANY TRANSACTIONS OR OTHER ACTIVITIES ENTERED INTO THROUGH THE ADVANCED SERVICES (EVEN IF SUCH RELEASED PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). IN NO EVENT SHALL THE RELEASED PARTIES’ AGGREGATE LIABILITY UNDER THESE TERMS EXCEED THE TOTAL AMOUNTS PAID BY YOU TO THE RELEASED PARTIES THROUGH THE USE OF THE ADVANCED SERVICES. WITHOUT LIMITING THE FOREGOING, THE ADVANCED SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. No information, whether oral or written, obtained by you from any Released Party shall create any warranty not expressly made in these Terms. No Released Party shall be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to or use of the Advanced Services or your downloading of any material or information from, or referred to by, the Advanced Services.&lt;br /&gt;
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Indemnification&lt;br /&gt;
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You agree to indemnify and hold Ticketmaster, the Brooklyn Nets Chant and the other Released Parties harmless from and against any third-party claim or demand, including reasonable attorneys’ fees, arising out of your (or that of another party who uses your computer equipment, pass codes or user names) use of the Advanced Services, violation of these Terms or infringement of any intellectual property or other right of any person or entity.&lt;br /&gt;
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Termination; Suspension&lt;br /&gt;
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The Brooklyn Nets Chant may, in its sole discretion, and Ticketmaster may, if authorized by the Brooklyn Nets Chant, immediately terminate, suspend or restrict your right to use the Advanced Services at any time with or without cause, including without limitation if either finds that you have failed to comply with any provision of these Terms or if either believes, in its sole discretion, that you have in any way abused your right to use the Advanced Services. Neither Ticketmaster nor the Brooklyn Nets Chant shall be liable to you or to any third party for any claim or cause of action arising out of such termination, restriction or suspension.&lt;br /&gt;
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Miscellaneous&lt;br /&gt;
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These Terms shall be governed by and construed in accordance with the laws of the State where the “home games” of the Brooklyn Nets Chant are played, without regard to such state’s conflict of law provisions. In the event of a dispute, you, Ticketmaster and the Brooklyn Nets Chant each agree to submit to the exclusive jurisdiction and consent to the exclusive and personal jurisdiction and venue of these courts. Ticketmaster’s failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by Ticketmaster in writing. The Brooklyn Nets Chant failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by the Brooklyn Nets Chant in writing. If a provision of these Terms is void or invalid under, or contravenes an, applicable law, then such provision shall be amended to the extent necessary to restore these Terms’ validity, effect and compliance therewith. The Brooklyn Nets Chant and Ticketmaster shall not be jointly or severally liable for each other’s actions or omissions. You will not hold Ticketmaster liable for any of the Brooklyn Nets Chant acts or omissions and you will not hold the Brooklyn Nets Chant liable for any of Ticketmaster’s acts or omissions.&lt;br /&gt;
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Specific Additional Terms Governing Specific Advanced Services&lt;br /&gt;
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The below includes additional terms that are (in addition to the Terms above), applicable to specific Advanced Services, and, together with the above, constitute these “Terms.”&lt;br /&gt;
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Group Tickets&lt;br /&gt;
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The Group Manager service allows a group manager to distribute group tickets by having the Advanced Services send e-mails to recipients that the group manager designates, and having those recipients click on links in the e-mails to visit a web site where they may retrieve the tickets through the use of Ticketmaster’s ticketFast® electronic delivery system. Each recipient will be responsible for printing out and using the tickets. In some cases the group manager will pay for the tickets. In other cases, the recipients will pay for the tickets. The group manager may be given a choice between these two options, or only one option will be offered to the group manager. If the group manager pays for a ticket, then the group manager may cancel the ticket’s distribution at any time—even after the recipient has already collected the ticket, in which case the recipient’s ticket will be cancelled and the recipient will not be able to use it to attend the event. If the recipient pays (i.e., the group manager does not pay) for a ticket, then the group manager may only cancel a distribution before the recipient pays for the ticket; once the recipient pays for a ticket the group manager will not be able to cancel it.&lt;br /&gt;
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Before instructing the Advanced Services to purchase a group ticket, the purchaser should carefully review all purchase selections. The purchaser will not be able to obtain a refund or exchange after a ticket has been purchased, unless required by law.&lt;br /&gt;
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If an event for which a group ticket is distributed via the Advanced Services is cancelled or postponed, please contact the Brooklyn Nets Chant directly to learn the status of the ticket, and to find out whether you, or anyone else, are eligible to receive a refund or credit.&lt;br /&gt;
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Season Ticket Forwarding&lt;br /&gt;
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The ticket forwarding service allows you to forward your season tickets for a Game or event as an attachment to an e-mail sent to an e-mail address that you specify, through the use of Ticketmaster’s ticketFast® electronic delivery system. The recipient will then be responsible for printing out and using those season tickets. Once you have instructed the Advanced Services to forward a season ticket for a Game or event, you will not be able to recall it, even if the Advanced Services have not yet sent it. You therefore agree to carefully review both the ticket information and the recipient information you have provided during the ticket forwarding process before instructing the Advanced Services to forward a ticket.&lt;br /&gt;
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Tickets forwarded using the Advanced Services are subject to the ticket authentication and delivery fees as disclosed to you by the Brooklyn Nets Chant or the Advanced Services. You may be required to provide the Advanced Services with your credit card number and other information in order to pay such fees, which will be processed or collected by the Brooklyn Nets Chant or Ticketmaster. Such fees are not refundable under any circumstances.&lt;br /&gt;
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If the Brooklyn Nets Chant offers a program that allows you to forward your tickets to a charity, you should read the rules posted relating to such program on the Brooklyn Nets Chant web site. You should not assume that you will receive a tax deduction for forwarding tickets to a charity, or any documents that can be used to support a tax deduction, as you may not.&lt;br /&gt;
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If an event for which a ticket is forwarded via the Advanced Services is cancelled or postponed, please contact the Brooklyn Nets Chant directly to learn the status of the ticket, and to find out whether you, or anyone else, are eligible to receive a refund or credit.&lt;br /&gt;
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Ticket Selling and Posting for Sale&lt;br /&gt;
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If you use the Advanced Services to sell a ticket, you will be the ticket’s seller; the Brooklyn Nets Chant and Ticketmaster will not be. The Brooklyn Nets Chant and Ticketmaster are only providing certain services that will facilitate your sale. You represent that your listing of tickets on the Exchange, TM+ or any other resale platform owned or controlled by Ticketmaster,  complies with all applicable local, state and federal laws and regulations.&lt;br /&gt;
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Before posting a ticket for sale via the Advanced Services, please consult the web site pages through which you will be posting your ticket for sale (as well as such web site’s FAQs and Help sections), which detail the prices at which you may post tickets for sale via the Advanced Services, the amounts that will be deducted, retained or charged from or over the sale price, the amounts that will be credited or remitted to you, the method by which you will receive such credit or remission and other terms applicable to the posting, sale and funds collection, retention, deduction and payment or crediting processes. Once a ticket has been ordered by a potential purchaser, you will not be able to modify or cancel your posting of that ticket, or to stop that ticket’s sale, even though title to that ticket may not pass to the purchaser until a later time as described below in the section marked “Title; Role of Brooklyn Nets Chant and Ticketmaster”. Ticketmaster or the Brooklyn Nets Chant will collect funds from the purchaser and the Brooklyn Nets Chant will transmit to you a credit or payment as described elsewhere in these Terms.&lt;br /&gt;
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By posting a ticket using the Advanced Services, you authorize Ticketmaster and the Brooklyn Nets Chant, upon purchase of the ticket by another person through the Advanced Services, to cancel and invalidate your right to use or convey the ticket, and you acknowledge that the posted ticket will thereafter be invalid for entry to the applicable event by you or anyone other than the person who acquires that ticket via the Advanced Services (or any person lawfully receiving the ticket from such acquirer). The Brooklyn Nets Chant will be responsible for all payments and credits to you, you will solely hold the Brooklyn Nets Chant responsible for such payment or credit and neither Ticketmaster nor any other person or organization will be liable therefor.&lt;br /&gt;
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Please note that not all members of the public may be able to purchase, or view listings for, tickets that you post for sale, as Brooklyn Nets Chant may require potential purchasers to pay a fee, be a season ticket holder, be on the waiting list to be a season ticket holder or comply with a registration or other requirement, in order to view listings of, or to purchase, some or all of the tickets posted for sale. You will not be entitled to receive any part of any payment made in connection with having access to ticket listings or ticket purchase capabilities, or in connection with wait list or season ticket holder status.&lt;br /&gt;
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You agree that you will not sell, convey, give away, forward, otherwise distribute, try to use or take any action that directly or indirectly allows to be cancelled or invalidated: (a) any ticket before or during any time that it is posted for sale on the Advanced Services, (b) any sold, forwarded or otherwise cancelled or invalidated tickets, or (c) any ticket that you have already sold, conveyed, forwarded or otherwise distributed to another.&lt;br /&gt;
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If an event for which you sell a ticket via the Advanced Services is cancelled, then you will be obligated to return, within five days of notice by the Brooklyn Nets Chant, the difference between the amount of payments you collected in connection with such sale and the amount of money that the Brooklyn Nets Chant would have refunded to you had you still been the holder of (i.e., as if you had not yet sold) such ticket when the event was cancelled. In such a case, if you did not receive a payment from Brooklyn Nets Chant but instead received a credit, then the credit will be reduced so that it instead equals the amount of money that the Brooklyn Nets Chant would have refunded to you had you still been the holder of such ticket when the event was cancelled. If an event for which you sell a ticket via the Advanced Services is postponed and the purchaser of such ticket is given a refund of the amount that that purchaser has paid, then you will be obligated to return, within five days of notice by the Brooklyn Nets Chant, all of the payments you collected in connection with such sale, but the Brooklyn Nets Chant will return the ticket to you that you sold so that you can then use it to attend the event. In such a case, if you did not receive a payment from Brooklyn Nets Chant but instead received a credit, then the credit will be entirely reversed (so that you will no longer have a credit), but the Brooklyn Nets Chant will return the ticket to you that you sold so that you can then use it to attend the event. Any failure by you to pay any amounts owed under this paragraph within such five days will constitute a material breach of these Terms.&lt;br /&gt;
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The following applies only to resale tickets to Illinois events: If you purchase resale tickets to an event located in Illinois, you will receive a refund of the amount you paid for that resale ticket if (a) the ticketed event is canceled (in which case you will not receive a refund of any delivery fees), (b) that ticket does not allow you to enter the ticketed event for reasons that may include, without limitation, that the ticket is counterfeit or that the ticket has been canceled by the issuer due to non-payment, unless the ticket is canceled due to an act or omission by you, (c) that ticket fails to conform to its listing description, or (d) you failed to receive that ticket.&lt;br /&gt;
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The following applies only to resale tickets to New York events: If you purchase a resale ticket to an event located in New York, you will receive a refund of the amount you paid for that resale ticket if: (a) the ticketed event is canceled (in which case you will not receive a refund of any order processing and delivery fees); (b) that ticket does not allow you to enter the ticketed event, unless the ticket is canceled due to an act or omission by you; or (c) that ticket fails to conform to its listing description unless you have pre-approved a substitution of tickets.&lt;br /&gt;
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Ticket Purchasing; No Refunds or Exchanges; Payment Methods&lt;br /&gt;
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The Advanced Services offer you the ability to purchase tickets from individuals and businesses that hold tickets purchased from the Brooklyn Nets Chant. These individuals and businesses are the sellers of the tickets, not the Brooklyn Nets Chant or Ticketmaster. Although Ticketmaster or the Brooklyn Nets Chant may process your payment, or be the name that you see on your credit card statement, neither Ticketmaster nor the Brooklyn Nets Chant is the seller of such a ticket. Please review the section of these Terms marked “Title; Role of Brooklyn Nets Chant and Ticketmaster.” Once you have made your election to purchase a ticket from a third party via the Advanced Services, the ticket that seller is holding will automatically be cancelled and invalidated, your credit card will be charged the ticket price and all applicable fees, and you will be issued a new ticket.  If a ticket was purchased through TM+, the event was canceled and a refund is issued, we will issue a refund of the ticket price you paid through TM+ and the service fee (if any) you paid.&lt;br /&gt;
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You are obligated to complete the transaction unless the transaction is prohibited by law or these Terms. Before instructing the Advanced Services to purchase a ticket, carefully review your selection. You will not be able to obtain a refund or exchange after a ticket has been purchased, unless required by law. Please check the purchase page to see which credit cards the Advanced Services accept for payment.&lt;br /&gt;
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After you have purchased the tickets, they may be sent to you as an attachment to an e-mail sent to an e-mail address that you specify, through the use of Ticketmaster’s ticketFast® electronic delivery system. You will be responsible for printing out and using the tickets. Once you have instructed the Advanced Services to send a ticketFast ticket, you will not be able to recall it.&lt;br /&gt;
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Please note that you may be required to pay a fee, to be a season ticket holder, to be on the waiting list to be a season ticket holder or to comply with a registration or other requirement, in order to view listings of, or to purchase, some or all of the tickets posted for sale. The Released Parties make no warranty or guarantee about the quantity or quality of tickets that will be available for purchase if you pay such a fee, are a season ticket holder, are on the waiting list to be a season ticket holder or comply with registration or other requirements. Please see the applicable web site for further restrictions.&lt;br /&gt;
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If an event for which you have purchased a ticket is cancelled or postponed, please review the Brooklyn Nets Chant web site to find out if you are eligible to receive a credit or a refund.&lt;br /&gt;
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Add Credit; Add Concession Credit&lt;br /&gt;
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The “Add Credit” (aka “Add Concession Credit”) Advanced Service allows a ticket forwarder or group manager to authorize one or more ticket recipients to charge food, drinks or other goods or services (“Concessions”) to such forwarder’s or group manager’s credit card by having the holder of the ticket have that ticket scanned by the vender of such Concessions. Add Concession Credit also allows a season ticket holder to retain for his own use the tickets to which he has added credit, so that the season ticket holder can charge Concessions to his own credit card by keeping the tickets to which he has added credit and then having them scanned by the vender of such Concessions. If you elect to add or forward credit, YOU AUTHORIZE PERSON(S) WHO POSSESSES THE ORIGINALS OR COPIES OF THE TICKETS that are distributed via ticket forwarding or group manager, or through any other means, to incur charges to your credit card ON YOUR BEHALF by having such ORIGINALS OR COPIES OF SUCH TICKETS SCANNED BY A VENDER AT OR NEAR THE EVENT, REGARDLESS OF WHETHER YOU HAVE ANY RELATIONSHIP WITH THE HOLDER OF SUCH ORIGINALS OR COPIES OR WHETHER SUCH PERSON(S) OBTAINED SUCH ORIGINALS OR COPIES FROM A SOURCE OTHER THAN THE ADVANCED SERVICES OR THE INTENDED RECIPIENT(S). THE AMOUNT AUTHORIZED TO BE CHARGED SHALL BE THE LESSER OF THE LIMIT THAT YOU SET THROUGH THE ADVANCED SERVICES OR YOUR CREDIT LIMIT. By using the “Add Credit” Advanced Services, you authorize Ticketmaster and the Brooklyn Nets Chant to forward your credit card and other information to each vender where such copies or originals of such tickets may be scanned so that such vender will be able to charge your credit card account if such an original or copy of the ticket is presented to be scanned. IF THE RECIPIENT LETS THE ORIGINALS OR COPIES OF TICKETS OUT OF HIS SIGHT, OR ALLOWS THEM TO BE COPIED OR USED, THEN THE CREDIT CARD HOLDER WILL BE RESPONSIBLE FOR ALL RESULTING CHARGES, WHETHER OR NOT CAUSED BY A THIRD PARTY.&lt;br /&gt;
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Season, Package and Single Event Ticket Purchases; Suite Additionals; Rights of Refusal; Other Purchases and Services&lt;br /&gt;
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The Advanced Services may be used in many cases to allow you to purchase or renew season tickets, register for season ticket waiting lists, to purchase rights of refusal for post season Brooklyn Nets Chant or other Game or event tickets, to purchase “suite additionals”, to purchase concessions or parking, to purchase ticket packages or single event tickets, to pay ticket or waiting list deposits, or to engage in other activities. If you elect to engage in any such transaction, then provisions additional to these Terms may apply. Please consult the Brooklyn Nets Chant for additional terms and requirements.&lt;br /&gt;
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Disputes, Including Mandatory Arbitration and Class Action Waiver&lt;br /&gt;
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Any dispute or claim relating in any way to your use of the Site, or to products or services sold or distributed by us or through us, will be resolved by binding arbitration rather than in court, with the following exceptions:&lt;br /&gt;
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You may assert claims in small claims court if your claims apply;&lt;br /&gt;
If a claim involves the conditional license granted to you as described in the Ownership of Content and Grant of Conditional License section above, either of us may file a lawsuit in a federal or state court located within Los Angeles County, California, and we both consent to the jurisdiction of those courts for such purposes; and&lt;br /&gt;
In the event that the arbitration agreement in these Terms is for any reason held to be unenforceable, any litigation against us (except for small-claims court actions) may be commenced only in a federal or state court located within Los Angeles County, California, and we both consent to the jurisdiction of those courts for such purposes.&lt;br /&gt;
The arbitration agreement in these Terms is governed by the Federal Arbitration Act (FAA), including its procedural provisions, in all respects. This means that the FAA governs, among other things, the interpretation and enforcement of this arbitration agreement and all of its provisions, including, without limitation, the class action waiver discussed below. State arbitration laws do not govern in any respect.&lt;br /&gt;
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This arbitration agreement is intended to be broadly interpreted, and will survive termination of these Terms. The arbitrator, and not any federal, state or local court or agency, shall have exclusive authority to the extent permitted by law to resolve all disputes arising out of or relating to the interpretation, applicability, enforceability or formation of this Agreement, including, but not limited to any claim that all or any part of this Agreement is void or voidable. There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow these Terms as a court would.&lt;br /&gt;
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To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to: Live Nation Entertainment, Inc., 9348 Civic Center Drive, Beverly Hills, CA 90210, Attn: Legal. You may download the forms located at http://www.jamsadr.com/files/Uploads/Documents/JAMS_Arbitration_Demand.doc. The arbitration will be conducted by JAMS under its Streamlined Arbitration Rules and Procedures or, if applicable, its Comprehensive Arbitration Rules and Procedures, and any applicable supplemental rules including its Consumer Arbitration Standards of Minimum Fairness. The JAMS Rules are available online at http://www.jamsadr.com/rules-clauses or by calling 1-800-352-5267. Payment of all filing, administration and arbitrator fees will be governed by JAMS&#039;s rules. We will reimburse those fees for claims totaling less than $10,000 unless the arbitrator determines the claims are frivolous, but in no event will we pay for attorneys&#039; fees. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.&lt;br /&gt;
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We each agree that the arbitrator may not consolidate more than one person&#039;s claims, and may not otherwise preside over any form of a representative or class proceeding, and that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. You agree to waive any right to a jury trial or to participate in a class action. If this specific provision is found to be unenforceable, then the entirety of this arbitration section will be null and void and neither of us will be entitled to arbitrate our dispute.&lt;br /&gt;
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You agree that these Terms evidence a transaction involving interstate commerce and will be governed by and construed in accordance with federal law to the fullest extent possible. However, if your dispute is regarding the re-sale of a ticket made through TicketExchange by Ticketmaster for any event located in Illinois, then these Terms will be governed and construed in accordance with the laws of Illinois, without regard to conflict or choice of law rules, and you consent to personal jurisdiction, and agree to bring all actions, exclusively in Chicago, Illinois. If you have an inquiry regarding a ticket re-sale transaction made through TicketExchange by Ticketmaster for any event located in Illinois, please contact us at 550 W. Van Buren Street, 13th Floor, Chicago, Illinois 60607 or (877) 446-9450 or ticketexchange@ticketmaster.com.&lt;br /&gt;
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declineaccept&lt;br /&gt;
Terms of UsePrivacy Policy© 2016 Ticketmaster. All rights reserved.&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2494</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2494"/>
		<updated>2016-02-20T02:22:37Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;br /&gt;
&lt;br /&gt;
November 3, 2015&lt;br /&gt;
* [[AmtrakConnect]]&lt;br /&gt;
&lt;br /&gt;
November 15, 2015&lt;br /&gt;
* [[American Express]]&lt;br /&gt;
* [[XCode and Mac SDK]]&lt;br /&gt;
&lt;br /&gt;
November 22, 2015&lt;br /&gt;
* [[GoDaddy]]&lt;br /&gt;
* [[American Airlines]]&lt;br /&gt;
&lt;br /&gt;
December 23, 2015&lt;br /&gt;
* [[English – Disney Terms of Use]]&lt;br /&gt;
* [[Disney SUPPLEMENTAL WEBSITE TERMS AND CONDITIONS]]&lt;br /&gt;
&lt;br /&gt;
January 18, 2016&lt;br /&gt;
* [[Disney Cruise Contract]]&lt;br /&gt;
&lt;br /&gt;
February 19, 2016&lt;br /&gt;
* [[Ticketmaster]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2492</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2492"/>
		<updated>2016-01-18T15:54:52Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;br /&gt;
&lt;br /&gt;
November 3, 2015&lt;br /&gt;
* [[AmtrakConnect]]&lt;br /&gt;
&lt;br /&gt;
November 15, 2015&lt;br /&gt;
* [[American Express]]&lt;br /&gt;
* [[XCode and Mac SDK]]&lt;br /&gt;
&lt;br /&gt;
November 22, 2015&lt;br /&gt;
* [[GoDaddy]]&lt;br /&gt;
* [[American Airlines]]&lt;br /&gt;
&lt;br /&gt;
December 23, 2015&lt;br /&gt;
* [[English – Disney Terms of Use]]&lt;br /&gt;
* [[Disney SUPPLEMENTAL WEBSITE TERMS AND CONDITIONS]]&lt;br /&gt;
&lt;br /&gt;
January 18, 2016&lt;br /&gt;
* [[Disney Cruise Contract]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2490</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2490"/>
		<updated>2015-12-23T14:39:55Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;br /&gt;
&lt;br /&gt;
November 3, 2015&lt;br /&gt;
* [[AmtrakConnect]]&lt;br /&gt;
&lt;br /&gt;
November 15, 2015&lt;br /&gt;
* [[American Express]]&lt;br /&gt;
* [[XCode and Mac SDK]]&lt;br /&gt;
&lt;br /&gt;
November 22, 2015&lt;br /&gt;
* [[GoDaddy]]&lt;br /&gt;
* [[American Airlines]]&lt;br /&gt;
&lt;br /&gt;
December 23, 2015&lt;br /&gt;
* [[English – Disney Terms of Use]]&lt;br /&gt;
* [[Disney SUPPLEMENTAL WEBSITE TERMS AND CONDITIONS]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2488</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2488"/>
		<updated>2015-12-23T14:38:48Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;br /&gt;
&lt;br /&gt;
November 3, 2015&lt;br /&gt;
* [[AmtrakConnect]]&lt;br /&gt;
&lt;br /&gt;
November 15, 2015&lt;br /&gt;
* [[American Express]]&lt;br /&gt;
* [[XCode and Mac SDK]]&lt;br /&gt;
&lt;br /&gt;
November 22, 2015&lt;br /&gt;
* [[GoDaddy]]&lt;br /&gt;
* [[American Airlines]]&lt;br /&gt;
&lt;br /&gt;
December 23, 2015&lt;br /&gt;
* [[English – Disney Terms of Use]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2486</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2486"/>
		<updated>2015-11-22T23:50:08Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;br /&gt;
&lt;br /&gt;
November 3, 2015&lt;br /&gt;
* [[AmtrakConnect]]&lt;br /&gt;
&lt;br /&gt;
November 15, 2015&lt;br /&gt;
* [[American Express]]&lt;br /&gt;
* [[XCode and Mac SDK]]&lt;br /&gt;
&lt;br /&gt;
November 22, 2015&lt;br /&gt;
* [[GoDaddy]]&lt;br /&gt;
* [[American Airlines]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2484</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2484"/>
		<updated>2015-11-22T21:55:59Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;br /&gt;
&lt;br /&gt;
November 3, 2015&lt;br /&gt;
* [[AmtrakConnect]]&lt;br /&gt;
&lt;br /&gt;
November 15, 2015&lt;br /&gt;
* [[American Express]]&lt;br /&gt;
* [[XCode and Mac SDK]]&lt;br /&gt;
&lt;br /&gt;
November 22, 2015&lt;br /&gt;
* [[GoDaddy]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=XCode_and_Mac_SDK&amp;diff=2483</id>
		<title>XCode and Mac SDK</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=XCode_and_Mac_SDK&amp;diff=2483"/>
		<updated>2015-11-16T01:04:54Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: Created page with &amp;quot;APPLE INC. MAC SDK AND XCODE AGREEMENT  PLEASE READ THIS MAC SDK AND XCODE AGREEMENT (&amp;quot;LICENSE&amp;quot;) CAREFULLY BEFORE USING THE DEVELOPER SOFTWARE (DEFINED BELOW). BY USING THE DE...&amp;quot;&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;APPLE INC.&lt;br /&gt;
MAC SDK AND XCODE AGREEMENT&lt;br /&gt;
&lt;br /&gt;
PLEASE READ THIS MAC SDK AND XCODE AGREEMENT (&amp;quot;LICENSE&amp;quot;) CAREFULLY BEFORE USING THE DEVELOPER SOFTWARE (DEFINED BELOW). BY USING THE DEVELOPER SOFTWARE, YOU ARE AGREEING TO BE BOUND BY THE TERMS OF THIS LICENSE.  IF YOU ARE ACCESSING THE DEVELOPER SOFTWARE ELECTRONICALLY, SIGNIFY YOUR AGREEMENT TO BE BOUND BY THE TERMS OF THIS LICENSE BY CLICKING THE &amp;quot;AGREE &amp;quot; BUTTON.  IF YOU DO NOT AGREE TO THE TERMS OF THIS LICENSE, DO NOT USE THE DEVELOPER SOFTWARE AND CLICK “DISAGREE”. &lt;br /&gt;
&lt;br /&gt;
IMPORTANT NOTE: To the extent that this software may be used to reproduce materials, it is licensed to you only for reproduction of non-copyrighted materials, materials in which you own the copyright, or materials you are authorized or legally permitted to reproduce. If you are uncertain about your right to copy any material, you should contact your legal advisor.&lt;br /&gt;
&lt;br /&gt;
1. General. &lt;br /&gt;
A. The Apple software, tools, utilities, sample or example code, documentation, interfaces, content, data, and other materials accompanying this License, whether on disk, print or electronic documentation, in read only memory, or any other media or in any other form, (collectively, the &amp;quot;Developer Software&amp;quot;) are licensed, not sold, to you by Apple Inc. (&amp;quot;Apple&amp;quot;) for use only under the terms of this License.  Apple and/or Apple’s licensors retain ownership of the Developer Software itself and reserve all rights not expressly granted to you. The terms of this License will govern any software upgrades provided by Apple that replace and/or supplement the original Developer Software, unless such upgrade is accompanied by a separate license in which case the terms of that license will govern. &lt;br /&gt;
&lt;br /&gt;
B. Title and intellectual property rights in and to any content displayed by or accessed through the Developer Software belongs to the respective content owner. Such content may be protected by copyright or other intellectual property laws and treaties, and may be subject to terms of use of the third party providing such content. This License does not grant you any rights to use such content nor does it guarantee that such content will continue to be available to you.&lt;br /&gt;
&lt;br /&gt;
2. Permitted License Uses and Restrictions.&lt;br /&gt;
A. License. Subject to the terms and conditions of this License, you are granted a limited, non-exclusive license to use the Developer Software on Apple-branded computers to develop and test application and other software. You may make only as many internal use copies of the Developer Software as reasonably necessary to use the Developer Software as permitted under this License and distribute such copies only to your employees whose job duties require them to so use the Developer Software; provided that you reproduce on each copy of the Developer Software or portion thereof, all copyright or other proprietary notices contained on the original. &lt;br /&gt;
&lt;br /&gt;
B. Other Use Restrictions. The grants set forth in this License do not permit you to, and you agree not to, install, use or run the Developer Software on any non-Apple-branded computer, or to enable others to do so. Except as otherwise expressly permitted by the terms of this License or as otherwise licensed by Apple: (i) only one user may use the Developer Software at a time, and (ii) you may not make the Developer Software available over a network where it could be run or used by multiple computers at the same time. You may not rent, lease, lend, sell, sublicense or otherwise redistribute the Developer Software or exploit any services provided by or through the Developer Software in any unauthorized way. &lt;br /&gt;
&lt;br /&gt;
C. No Reverse Engineering; Limitations. You may not, and you agree not to or to enable others to, copy (except as expressly permitted by this License), decompile, reverse engineer, disassemble, attempt to derive the source code of, decrypt, modify, create derivative works of the Developer Software or any services provided by or through the Developer Software or any part thereof (except as and only to the extent any foregoing restriction is prohibited by applicable law or to the extent as may be permitted by licensing terms governing use of the  Open-Sourced Components or Sample Code). &lt;br /&gt;
&lt;br /&gt;
D. Sample Code. Certain portions of the Developer Software consist of sample or example code provided by Apple (&amp;quot;Sample Code&amp;quot;). You may use, reproduce, modify and redistribute such Sample Code only in accordance with the licensing terms accompanying such Sample Code or related project(s).&lt;br /&gt;
&lt;br /&gt;
E. QuickTime Development Software. You may use the QuickTime development software only to develop application software that is compatible with, and runs only on supported OS X and/or Windows platforms with QuickTime installed. Your software application may not interfere with the functionality of QuickTime Player or the QuickTime Plug-in, including but not limited to file type or MIME type associations that are registered to QuickTime.&lt;br /&gt;
&lt;br /&gt;
F. Use of System-Provided Images. The system-provided images owned by Apple and documented as such in Apple&#039;s Human Interface Guidelines for OS X and iOS (&amp;quot;System-Provided Images&amp;quot;) are licensed to you solely for the purpose of developing OS X and iOS applications, respectively, using the Developer Software. Upon termination of this License, you may continue to distribute the System-Provided Images as used within software you developed using the Developer Software; however, you agree to provide to Apple, at Apple&#039;s request, a copy of any software you developed using the Developer Software that incorporates any of the System-Provided Images so Apple may determine, in its sole discretion, whether your use of the System-Provided Images complies with these terms.&lt;br /&gt;
&lt;br /&gt;
G. Location Services; Consents. &lt;br /&gt;
1. Apple may enable you to access certain location-based application programming interfaces (APIs) (e.g., Core Location) documented by Apple (“Location APIs”) through the Developer Software.  Subject to these terms and conditions, you may use such APIs and services only to enable software programs you develop for use on OS X (“Applications”) to access location data (e.g. the real-time geographic location of a user’s computer) from users who consent to such access. For Applications that use Location APIs or otherwise provide location-based services, you agree that such Applications may not be designed or marketed for automatic or autonomous control of vehicle behavior, or for emergency or life-saving purposes. In addition, Applications that offer location-based services or functionality must notify and obtain consent from an individual before his or her location data is collected, transmitted or otherwise used by the Application. For Applications that use Location APIs for real-time navigation (including, but not limited to, turn-by-turn route guidance and other routing that is enabled through the use of a sensor), you must have an end-user license agreement that includes the following notice: YOUR USE OF THIS REAL TIME ROUTE GUIDANCE APPLICATION IS AT YOUR SOLE RISK. LOCATION DATA MAY NOT BE ACCURATE.&lt;br /&gt;
&lt;br /&gt;
2. You agree that neither you nor your Applications will disable, override or otherwise interfere with any Apple-implemented system alerts, warnings, display panels, consent panels and the like, including, but not limited to, those that are intended to notify the user that the user&#039;s location data is being collected, transmitted, maintained, processed or used, or intended to obtain consent for such use.  If consent is denied or withdrawn, neither you nor your Applications may collect, transmit, maintain, process or utilize the user&#039;s location information or data through the Location APIs. You understand and agree that you and your Applications must comply with all applicable criminal, civil and statutory laws and regulations (including privacy, data collection and location service laws and regulations) in any jurisdictions in which your Applications may be delivered.  You shall be solely responsible for, and Apple shall have no responsibility or liability whatsoever with respect to, any and all claims, suits, liabilities, losses, damages, costs and expenses arising from, related or attributable to, or otherwise involving your Application, including but not limited to your Application’s use of the Location APIs.&lt;br /&gt;
&lt;br /&gt;
H. Compliance with Laws. You agree to use the Developer Software and the services in compliance with all applicable laws, including local laws of the country or region in which you reside or in which you download or use the Developer Software or services.&lt;br /&gt;
&lt;br /&gt;
3. Transfer. You may make a one-time permanent transfer of all of your license rights to the Developer Software (in its original form as provided by Apple) to another party, provided that: (a) the transfer must include all of the Developer Software, including all its component parts and this License; (b) you do not retain any copies of the Developer Software, full or partial, including copies stored on a computer or other storage device; and (c) the party receiving the Developer Software accepts the terms and conditions of this License. You may not transfer any Developer Software that has been modified or replaced under Section 13 below. All components of the Developer Software are provided as part of a bundle and may not be separated from the bundle and distributed as standalone applications.&lt;br /&gt;
&lt;br /&gt;
4. Consent to Use of Data.&lt;br /&gt;
A. Diagnostic and Usage Data. If you choose to allow diagnostic and usage collection, you agree that Apple and its subsidiaries and agents may collect, maintain, process and use diagnostic, technical, usage and related information, including but not limited to unique system or hardware identifiers, information about your computer, system and application software, and peripherals, that is gathered periodically to provide and improve Apple’s products and services, facilitate the provision of software updates, product support and other services to you (if any) related to the Developer Software, and to verify compliance with the terms of this License. You may change your preferences for Diagnostics &amp;amp; Usage collection at any time by going to the Diagnostics &amp;amp; Usage setting on your computer and deselecting the checkbox. The Diagnostics &amp;amp; Usage setting is found in the Security &amp;amp; Privacy pane within System Preferences. Apple may use this information, as long as it is collected in a form that does not personally identify you, for the purposes described above. To enable Apple’s partners and third party developers to improve their software, hardware and services designed for use with Apple products, Apple may also provide any such partner or third party developer with a subset of diagnostic information that is relevant to that partner’s or developer’s software, hardware and/or services, as long as the diagnostic information is in a form that does not personally identify you. &lt;br /&gt;
&lt;br /&gt;
B. Privacy Policy. At all times your information will be treated in accordance with Apple’s Privacy Policy, which is incorporated by reference into this License and can be viewed at: http://www.apple.com/privacy/.&lt;br /&gt;
&lt;br /&gt;
5. Services; Mac Developer Program.&lt;br /&gt;
A. Apple may provide access to services by or through the Developer Software for you to use.  Use of these services may require an Apple ID, may require you to accept additional terms and may be subject to additional fees. If you elect to use such services in conjunction with the Developer Software, your usage of such services will be subject to those additional terms and conditions (e.g., your use of Developer IDs obtained from your Apple Developer Program account will be subject to the applicable Apple Developer Program terms for Developer IDs), but this License will continue to apply to your use of the Developer Software licensed hereunder. If you would like to submit Applications you develop to the Mac App Store, then you must apply to join the Mac Developer Program. More information about Apple’s Developer Programs is available at http://developer.apple.com/. Apple reserves the right to refuse admission to any of its Developer Programs at any time in its sole discretion. &lt;br /&gt;
&lt;br /&gt;
B. You agree that the services contain proprietary content, information and material that is owned by Apple and its licensors, and is protected by applicable intellectual property and other laws, and that you will not use such proprietary content, information or materials in any way whatsoever except for permitted use of the services or in any manner that is inconsistent with the terms of this License or that infringes any intellectual property rights of a third party or Apple. Except to the extent expressly permitted in the applicable terms for the services, You agree not to reproduce, modify, rent, lease, lend, sell, distribute, or create derivative works based on the services, in any manner, and you shall not exploit the services in any unauthorized way whatsoever, including but not limited to, using the services to transmit any malware, or by trespass or burdening network capacity. &lt;br /&gt;
&lt;br /&gt;
C. In addition, services that may be accessed, linked to or displayed by or through the Developer Software may not be available in all languages or in all countries. Apple makes no representation that any such services would be appropriate or available for use in any particular location. Apple reserves the right to change, suspend, remove, or disable access to any services at any time. In no event will Apple be liable for the removal of or disabling of access to any such services or for any updates, maintenance, warranty, technical or other support for such services. Apple may also impose limits or other restrictions on the use of or access to the services, in any case without notice or liability.  You acknowledge and agree that Apple reserves the right to revoke or remove your access to any services provided by or through the Developer Software at any time in its sole discretion.&lt;br /&gt;
&lt;br /&gt;
6. Termination. This License is effective until terminated. Your rights under this License will terminate automatically or cease to be effective without notice from Apple if you fail to comply with any term(s) of this License. In addition, Apple reserves the right to terminate this License if a new version of Apple&#039;s operating system software or the Developer Software is released which is incompatible with this version of the Developer Software. Upon the termination of this License, you shall cease all use of the Developer Software and destroy all copies, full or partial, of the Developer Software. Section 2B, 2C, 4, 5B, and 6 through 13 of this License shall survive any termination.&lt;br /&gt;
&lt;br /&gt;
7. Disclaimer of Warranties. &lt;br /&gt;
A.	YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT, TO THE EXTENT PERMITTED BY APPLICABLE LAW, USE OF THE DEVELOPER SOFTWARE AND ANY SERVICES PERFORMED BY OR ACCESSED THROUGH THE DEVELOPER SOFTWARE IS AT YOUR SOLE RISK AND THAT THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU. &lt;br /&gt;
&lt;br /&gt;
B.	TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE DEVELOPER SOFTWARE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND APPLE AND APPLE&#039;S LICENSORS (COLLECTIVELY REFERRED TO AS “APPLE” FOR THE PURPOSES OF SECTIONS 7 AND 8) HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH RESPECT TO THE DEVELOPER SOFTWARE AND SERVICES, EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, QUIET ENJOYMENT, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. &lt;br /&gt;
&lt;br /&gt;
C.	APPLE DOES NOT WARRANT AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE DEVELOPER SOFTWARE AND SERVICES, THAT THE FUNCTIONS CONTAINED IN, OR SERVICES PERFORMED OR PROVIDED BY, THE DEVELOPER SOFTWARE WILL MEET YOUR REQUIREMENTS, THAT THE OPERATION OF THE DEVELOPER SOFTWARE OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT ANY SERVICES WILL CONTINUE TO BE MADE AVAILABLE, THAT THE DEVELOPER SOFTWARE OR SERVICES WILL BE COMPATIBLE OR WORK WITH ANY THIRD PARTY SOFTWARE, APPLICATIONS OR THIRD PARTY SERVICES, OR THAT DEFECTS IN THE DEVELOPER SOFTWARE OR SERVICES WILL BE CORRECTED. INSTALLATION OF THIS DEVELOPER SOFTWARE MAY AFFECT THE USABILITY OF THIRD PARTY SOFTWARE, APPLICATIONS OR THIRD PARTY SERVICES.&lt;br /&gt;
&lt;br /&gt;
D.	YOU FURTHER ACKNOWLEDGE THAT THE DEVELOPER SOFTWARE AND SERVICES ARE NOT INTENDED OR SUITABLE FOR USE IN SITUATIONS OR ENVIRONMENTS WHERE THE FAILURE OR TIME DELAYS OF, OR ERRORS OR INACCURACIES IN THE CONTENT, DATA OR INFORMATION PROVIDED BY, THE DEVELOPER SOFTWARE OR SERVICES COULD LEAD TO DEATH, PERSONAL INJURY, OR SEVERE PHYSICAL OR ENVIRONMENTAL DAMAGE, INCLUDING WITHOUT LIMITATION THE OPERATION OF NUCLEAR FACILITIES, AIRCRAFT NAVIGATION OR COMMUNICATION SYSTEMS, AIR TRAFFIC CONTROL, LIFE SUPPORT OR WEAPONS SYSTEMS. &lt;br /&gt;
&lt;br /&gt;
E.	NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY APPLE OR AN APPLE AUTHORIZED REPRESENTATIVE SHALL CREATE A WARRANTY. SHOULD THE DEVELOPER SOFTWARE OR SERVICES PROVE DEFECTIVE, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO THE ABOVE EXCLUSION AND LIMITATIONS MAY NOT APPLY TO YOU. &lt;br /&gt;
&lt;br /&gt;
8. Limitation of Liability. TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW, IN NO EVENT SHALL APPLE BE LIABLE FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, CORRUPTION OR LOSS OF DATA, FAILURE TO TRANSMIT OR RECEIVE ANY DATA OR INFORMATION, BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE DEVELOPER SOFTWARE OR SERVICES OR ANY THIRD PARTY SOFTWARE, APPLICATIONS, OR SERVICES IN CONJUNCTION WITH THE DEVELOPER SOFTWARE OR SERVICES, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT OR OTHERWISE) AND EVEN IF APPLE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. In no event shall Apple&#039;s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of fifty dollars ($50.00). The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.&lt;br /&gt;
&lt;br /&gt;
9. Export Control. You may not use or otherwise export or re-export the Developer Software except as authorized by United States law and the laws of the jurisdiction(s) in which the Developer Software was obtained. In particular, but without limitation, the Developer Software may not be exported or re-exported (a) into any U.S. embargoed countries or (b) to anyone on the U.S. Treasury Department&#039;s list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person&#039;s List or Entity List. By using the Developer Software, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use the Developer Software for any purposes prohibited by United States law, including, without limitation, the development, design, manufacture or production of missiles, nuclear, chemical or biological weapons.&lt;br /&gt;
&lt;br /&gt;
10. Government End Users. The Developer Software and related documentation are &amp;quot;Commercial Items&amp;quot;, as that term is defined at 48 C.F.R. §2.101, consisting of &amp;quot;Commercial Computer Software&amp;quot; and &amp;quot;Commercial Computer Software Documentation&amp;quot;, as such terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. Consistent with 48 C.F.R. §12.212 or 48 C.F.R. §227.7202-1 through 227.7202-4, as applicable, the Commercial Computer Software and Commercial Computer Software Documentation are being licensed to U.S. Government end users (a) only as Commercial Items and (b) with only those rights as are granted to all other end users pursuant to the terms and conditions herein. Unpublished-rights reserved under the copyright laws of the United States.&lt;br /&gt;
&lt;br /&gt;
11. Controlling Law and Severability. This License will be governed by and construed in accordance with the laws of the State of California, excluding its conflict of law principles. This License shall not be governed by the United Nations Convention on Contracts for the International Sale of Goods, the application of which is expressly excluded. If for any reason a court of competent jurisdiction finds any provision, or portion thereof, to be unenforceable, the remainder of this License shall continue in full force and effect.  &lt;br /&gt;
&lt;br /&gt;
12. Complete Agreement; Governing Language. This License constitutes the entire agreement between you and Apple relating to the use of the Developer Software licensed hereunder and supersedes all prior or contemporaneous understandings regarding such subject matter. No amendment to or modification of this License will be binding unless in writing and signed by Apple.  The parties hereto confirm that they have requested that this License and all related documents be drafted in English. Les parties ont exigé que le présent contrat et tous les documents connexes soient rédigés en anglais.&lt;br /&gt;
&lt;br /&gt;
13. Third Party Acknowledgements. &lt;br /&gt;
A. Certain components of the Developer Software, and third party open source programs included with the Developer Software, have been or may be made available by Apple on its Open Source web site (http://www.opensource.apple.com/) (collectively the &amp;quot;Open-Sourced Components&amp;quot;). You may modify or replace only these Open-Sourced Components; provided that: (i) the resultant modified Developer Software is used in accordance with the permitted uses set forth above; and (ii) you otherwise comply with the terms of this License and any applicable licensing terms governing use of the Open-Sourced Components. Apple is not obligated to provide any updates, maintenance, warranty, technical or other support, or services for the resultant modified Developer Software. You expressly acknowledge that if failure of or damage to Apple hardware results from modification of the Open-Sourced Components of the Developer Software, such failure or damage is excluded from the terms of the Apple hardware warranty.&lt;br /&gt;
&lt;br /&gt;
B. Certain software libraries and other third party software included with the Developer Software are free software and licensed under the terms of the GNU General Public License (GPL) or the GNU Library/Lesser General Public License (LGPL), as the case may be. You may obtain a complete machine-readable copy of the source code for such free software under the terms of the GPL or LGPL, as the case may be, without charge except for the cost of media, shipping, and handling, upon written request to Apple. The GPL/LGPL software is distributed in the hope that it will be useful, but WITHOUT ANY WARRANTY, without even the implied warranty of MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. A copy of the GPL and LGPL is included with the Developer Software.&lt;br /&gt;
&lt;br /&gt;
C. The Developer Software includes certain software licensed under the IBM Public License Version 1.0 (IPL) or the Common Public License Version 1.0 (CPL). A copy of the source code for the IPL and CPL licensed software may be found in Apple’s Open Source repository. See Apple&#039;s Open Source web site (&amp;lt;http://www.opensource.apple.com&amp;gt;/) for information on how to obtain the source code. THE IPL AND CPL SOFTWARE IS PROVIDED ON AN “AS IS” BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OR CONDITIONS OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.  NEITHER APPLE, IBM NOR ANY OTHER CONTRIBUTOR TO THE  IPL AND CPL SOFTWARE SHALL HAVE ANY LIABILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS), HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OR DISTRIBUTION OF THE IPL AND CPL SOFTWARE OR THE EXERCISE OF ANY RIGHTS GRANTED HEREUNDER, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.&lt;br /&gt;
&lt;br /&gt;
EA1056&lt;br /&gt;
8/28/2013&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2482</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2482"/>
		<updated>2015-11-16T01:04:20Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;br /&gt;
&lt;br /&gt;
November 3, 2015&lt;br /&gt;
* [[AmtrakConnect]]&lt;br /&gt;
&lt;br /&gt;
November 15, 2015&lt;br /&gt;
* [[American Express]]&lt;br /&gt;
* [[XCode and Mac SDK]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2480</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2480"/>
		<updated>2015-11-15T12:45:08Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;br /&gt;
&lt;br /&gt;
November 3, 2015&lt;br /&gt;
* [[AmtrakConnect]]&lt;br /&gt;
&lt;br /&gt;
November 15, 2015&lt;br /&gt;
* [[American Express]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2478</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2478"/>
		<updated>2015-11-04T01:32:30Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;br /&gt;
&lt;br /&gt;
November 3, 2015&lt;br /&gt;
* [[AmtrakConnect]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2476</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2476"/>
		<updated>2015-11-01T21:45:40Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;br /&gt;
* [[Apple News Content Agreement]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2474</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2474"/>
		<updated>2015-11-01T21:41:50Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;br /&gt;
* [[Apple Developer Program License Agreement]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2472</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2472"/>
		<updated>2015-11-01T21:40:32Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;br /&gt;
&lt;br /&gt;
November 1, 2015&lt;br /&gt;
* [[Apple Developer Agreement]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2470</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2470"/>
		<updated>2015-10-19T17:47:15Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;br /&gt;
&lt;br /&gt;
October 19, 2015&lt;br /&gt;
* [[E-ZPass NY]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2468</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2468"/>
		<updated>2015-10-12T01:44:44Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;br /&gt;
&lt;br /&gt;
October 11, 2015&lt;br /&gt;
* [[Google Payments]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2466</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2466"/>
		<updated>2015-10-05T23:30:26Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;br /&gt;
&lt;br /&gt;
October 5, 2015&lt;br /&gt;
* [[Apple OS X El Capitan]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2464</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2464"/>
		<updated>2015-09-26T12:10:58Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;br /&gt;
* [[GEICO]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2462</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2462"/>
		<updated>2015-09-26T11:14:21Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;br /&gt;
&lt;br /&gt;
September 26, 2015&lt;br /&gt;
* [[Apple iOS]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Starbucks&amp;diff=2461</id>
		<title>Starbucks</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Starbucks&amp;diff=2461"/>
		<updated>2015-09-24T02:22:55Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: Created page with &amp;quot;Starbucks    TERMS OF USE  USE OF THIS STARBUCKS MOBILE APPLICATION (THE “APPLICATION”) CONSTITUTES ACCEPTANCE OF THESE TERMS OF USE (“TERMS”), AS SUCH MAY BE REVISED ...&amp;quot;&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starbucks &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
TERMS OF USE&lt;br /&gt;
&lt;br /&gt;
USE OF THIS STARBUCKS MOBILE APPLICATION (THE “APPLICATION”) CONSTITUTES ACCEPTANCE OF THESE TERMS OF USE (“TERMS”), AS SUCH MAY BE REVISED BY STARBUCKS FROM TIME TO TIME, AND IS A BINDING AGREEMENT BETWEEN THE USER (“USER”) AND STARBUCKS CORPORATION (D/B/A STARBUCKS COFFEE COMPANY) (&amp;quot;STARBUCKS&amp;quot;) GOVERNING THE USE OF THE APPLICATION. BY DOWNLOADING OR INSTALLING THIS APPLICATION USER ACKNOWLEDGES AND AGREES TO BE BOUND BY THESE TERMS. IF USER DOES NOT AGREE TO THESE TERMS USER SHOULD UNINSTALL THIS APPLICATION IMMEDIATELY.&lt;br /&gt;
&lt;br /&gt;
Eligibility&lt;br /&gt;
&lt;br /&gt;
The Application may only be used by individuals aged thirteen (13) years or older. If the User is thirteen (13) years or older but under the age of eighteen (18) years, User should review these Terms with User’s parent or guardian to make sure the User and User’s parent or guardian understand them. User represent and warrants that (a) he/she is not located in a country that is subject to a U.S. government embargo, or that has been designated by the U.S. government as a “terrorist supporting” country; and (b) he/she is not listed on any U.S. government list of prohibited or restricted parties.&lt;br /&gt;
&lt;br /&gt;
Apple Terms and Conditions; Starbucks Policies&lt;br /&gt;
&lt;br /&gt;
These Terms supplement and incorporate (a) the Apple, Inc. (“Apple”) Terms and Conditions (located at http://www.apple.com/legal/internet-services/itunes/us/terms.html) including, without limitation, the Licensed Application End User License Agreement provided therein (“Apple Terms”); and (b) other Starbucks policies, including My Starbucks Rewards™, posted at www.starbucks.com (“Starbucks Website”). If any of the provisions of the Apple Terms and Conditions or the any applicable Starbucks policies conflict with these Terms, these Terms will control, solely to the extent such terms apply to the Application. &lt;br /&gt;
&lt;br /&gt;
User License&lt;br /&gt;
&lt;br /&gt;
Subject to these Terms, Starbucks grants the User a personal, non-exclusive, non-transferable, limited, and revocable license to use the Application for personal use only on an iOS product (a “Device”) owned or controlled by User as permitted by the Usage Rules contained in the Apple Terms and in accordance with these Terms (“User License”). Any use of the Application in any other manner, including, without limitation, resale, transfer, modification or distribution of the Application or text, pictures, music, barcodes, video, data, hyperlinks, displays, and other content associated with the Application (“Content”) is prohibited. These Terms and User License also govern any updates to, or supplements or replacements for, this Application unless separate terms accompany such updates, supplements, or replacements, in which case the separate terms will apply.&lt;br /&gt;
&lt;br /&gt;
Mobile Payment&lt;br /&gt;
&lt;br /&gt;
Users who download the Application to a Device may also elect to participate in certain functionality of the Application which will allow the User to use a Device to purchase Starbucks products in the same manner as is possible with a Starbucks stored value card (“Starbucks Card”) in accordance with the Starbucks Card Terms and Conditions (located at www.starbucks.com/card/card-terms-and-conditions) (“Mobile Payment”). Mobile Payment is accepted at all company operated Starbucks retail locations and some Starbucks licensed stores. Starbucks reserves the right at any time to discontinue Mobile Payment or change the location of stores accepting Mobile Payment. &lt;br /&gt;
&lt;br /&gt;
Mobile Order and Pay (MOP)&lt;br /&gt;
&lt;br /&gt;
Users who download the Application to a Device may also elect to participate in certain functionality of the Application which will allow the User in certain Starbucks retail locations in certain markets to use the Application to order and pay for certain Starbucks products using a Starbucks Card prior to arrival at the store (“MOP”). Starbucks reserves the right at any time to discontinue MOP or change the location of stores accepting MOP.  &lt;br /&gt;
&lt;br /&gt;
User Information &lt;br /&gt;
&lt;br /&gt;
Some functionality of the Application, including Mobile Payment, MOP, location-based services and functionality, iBeacons or other location-based technology to enhance the user experience, and access of User’s address book may require the transmission of information provided by the User including user names and passwords, addresses, e-mail addresses, financial information (such as credit card numbers), information related to a Starbucks Card, or GPS location (“User Information”). In order to use certain Application functionality, such as MOP and location-based services and technology, User must either (a) enable “location services” in the Application; and/or (b) set the permissions in his or her mobile device to allow communication of this information. If the User uses such Application functionality, the User consents to the transmission of User Information to Starbucks and/or its agents and authorizes Starbucks and/or its agents to record, process, and store such User Information as necessary for the Application functionality and for purposes described in the Starbucks Privacy Policy (located at www.starbucks.com/about-us/company-information/online-policies/privacy-policy).  Please see the Privacy Policy for more information about how we may use and store such User Information, and how to opt out of sharing User Information, including GPS location. &lt;br /&gt;
&lt;br /&gt;
The User is solely responsible for maintenance of the confidentiality and security of any User Information which the User transmitted from or stored on a Device for purposes of the Application, including Mobile Payment and MOP, for all transactions and other activities undertaken with any Starbucks Card registered in the User’s name, whether authorized or unauthorized. The User agrees to immediately notify Starbucks of any unauthorized transactions associated with the Application including Mobile Payment and MOP or any other breach of security. Starbucks shall not be responsible for any losses arising out of the loss or theft of User Information which the User transmitted from or stored on a Device or from unauthorized or fraudulent transactions associated with Application. &lt;br /&gt;
&lt;br /&gt;
Email Communications and Push Notifications&lt;br /&gt;
&lt;br /&gt;
If a User signs up for a Starbucks account using the Application, the User is, by default, opted in to receive promotional email communications from Starbucks (“Email Communications”). The User may, at the time of sign up, opt out of receiving Email Communications from Starbucks. Thereafter, the User may opt out of receiving Email Communications solely by adjusting the User’s profile settings in the User’s Starbucks account via www.starbucks.com. &lt;br /&gt;
&lt;br /&gt;
Similarly, upon download of this Application, the User is, provided the option to opt into receive push notifications from Starbucks on their Device and within the Application. This may include promotional communications, Pick of the Week offers, and system messages pushed to the Device or within the Application mailbox (“Push Notifications”). The User may, at any time following download of this Application, opt out of receiving Push Notifications by type by adjusting the “Starbucks Notifications” switch within the Application settings to “off&amp;quot;, or within the Device’s settings application under &amp;quot;Notifications&amp;quot; to completely opt out of Push Notifications. Opting out of Push Notifications will not affect User settings with respect to Email Communications.&lt;br /&gt;
&lt;br /&gt;
Acceptable Use&lt;br /&gt;
&lt;br /&gt;
User’s use of the Application, any Content, and User Information transmitted in connection with the Application is limited to the contemplated functionality of the Application. In no event may the Application be used in a manner that (a) harasses, abuses, stalks, threatens, defames, or otherwise infringes or violates the rights of any other party (including but not limited to rights of publicity or other proprietary rights); (b) is unlawful, fraudulent, or deceptive; (c) uses technology or other means to access Starbucks or Content that is not authorized by Starbucks; (d) uses or launches any automated system, including without limitation, &amp;quot;robots,&amp;quot; &amp;quot;spiders,&amp;quot; or &amp;quot;offline readers,&amp;quot; to access Starbucks or Content; (e) attempts to introduce viruses or any other computer code, files, or programs that interrupt, destroy, or limit the functionality of any computer software, hardware, or telecommunications equipment; (f) attempts to gain unauthorized access to Starbucks computer network or user accounts; (g) encourages in conduct that would constitute a criminal offense or that gives rise to civil liability; (h) violates these Terms; (i) attempts to damage, disable, overburden, or impair Starbucks servers or networks; or (j) fails to comply with applicable third party terms (collectively “Acceptable Use”). Starbucks reserves the right, in its sole discretion, to terminate any User License, terminate any User’s participation in Mobile Payment or MOP, remove Content, or assert legal action with respect to Content or use of the Application, including Mobile Payment and MOP, that Starbucks reasonably believes is or might be in violation of these Terms, Apple Terms, or Starbucks policies including the Starbucks Card Terms of Use. Starbucks failure or delay in taking such actions does not constitute a waiver of its rights to enforce these Terms.  Starbucks requests that Users not use the Application, including that they not place orders through MOP, while driving.&lt;br /&gt;
&lt;br /&gt;
Indemnification&lt;br /&gt;
&lt;br /&gt;
At Starbucks request, the User agrees to defend, indemnify, and hold harmless Starbucks, its parent and other affiliated companies, and their employees, contractors, officers, and directors from any and all claims, suits, damages, costs, lawsuits, fines, penalties, liabilities, expenses (including attorney&#039;s fees) that arise from the User’s use or misuse of the Application (including Mobile Payment or MOP), violation of these Terms, or violation of any rights of a third party. Starbucks reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by the User, in which event the User will cooperate in asserting any available defenses. In the event of any third party claim that the Application or User’s possession and use of the Application infringes that third party’s intellectual property right, Starbucks, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.&lt;br /&gt;
&lt;br /&gt;
Warranties; Disclaimers&lt;br /&gt;
&lt;br /&gt;
STARBUCKS IS PROVIDING THE APPLICATION TO THE USER &amp;quot;AS IS&amp;quot; AND THE USER IS USING THE APPLICATION AT HIS OR HER OWN RISK. TO THE FULLEST EXTENT ALLOWABLE UNDER APPLICABLE LAW, STARBUCKS DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES THAT THE APPLICATION IS MERCHANTABLE, RELIABLE, ACCURATE, FIT FOR A PARTICULAR PURPOSE OR NEED, NON-INFRINGING, FREE OF DEFECTS OR ABLE TO OPERATE ON AN UNINTERRUPTED BASIS, THAT THE USE OF THE APPLICATION BY THE USER IS IN COMPLIANCE WITH LAWS APPLICABLE TO THE USER, THAT USER INFORMATION OR MOP ORDERS TRANSMITTED IN CONNECTION WITH THE APPLICATION (INCLUDING AS PART OF MOBILE PAYMENT AND MOP) WILL BE SUCCESSFULLY, ACCURATELY, OR SECURELY TRANSMITTED OR RECEIVED, THAT MOP ORDERS WILL BE AS PLACED OR READY AT THE SUGGESTED TIME, OR THAT ANY PARTICULAR ITEM ORDERED WILL BE AVAILABLE. &lt;br /&gt;
&lt;br /&gt;
In the event of any failure of the Application to conform to any applicable warranty, User may notify Apple, and Apple will refund the purchase price for the Application to the User and, to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Application, and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be Starbucks sole responsibility. Additionally, Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Application. Starbucks, not Apple, is responsible for addressing any claims of the User or any third party relating to this Application.&lt;br /&gt;
&lt;br /&gt;
No Liability&lt;br /&gt;
&lt;br /&gt;
TO THE FULLEST EXTENT ALLOWABLE UNDER APPLICABLE LAW, IN NO EVENT SHALL STARBUCKS (A) BE LIABLE TO THE USER WITH RESPECT TO USE OF THE APPLICATION, INCLUDING WITHOUT LIMITATION PARTICIPATION IN MOBILE PAYMENT OR MOP; AND (B) BE LIABLE TO THE USER FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF GOODWILL, LOST PROFITS, LOSS, THEFT OR CORRUPTION OF USER INFORMATION, THE INABILITY TO USE THE APPLICATION OR DEVICE FAILURE OR MALFUNCTION. THE USER’S SOLE REMEDY IS TO CEASE USE OF THE APPLICATION OR TO CEASE PARTICIPATION IN MOBILE PAYMENT OR MOP.&lt;br /&gt;
&lt;br /&gt;
Marks, Application and Content&lt;br /&gt;
&lt;br /&gt;
Starbucks Coffee Company, Starbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Application are trademarks or registered trademarks of Starbucks Corporation (collectively “Starbucks Marks”). Other trademarks, service marks, graphics and logos used in connection with the Application are the trademarks of their respective owners (collectively “Third Party Marks”). The Starbucks Marks and Third Party Marks may not be copied, imitated, or used, in whole or in part, without the prior written permission of Starbucks or the applicable trademark holder. The Application and the Content are protected by copyright, trademark, patent, trade secret, international treaties, laws, and other proprietary rights and also may have security components that protect digital information only as authorized by Starbucks or the owner of the Content.&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2460</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2460"/>
		<updated>2015-09-24T02:22:44Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 3, 2015&lt;br /&gt;
* [[Starbucks]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2458</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2458"/>
		<updated>2015-09-24T01:29:45Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Goodreads Giveaway]]&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2456</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2456"/>
		<updated>2015-09-24T01:08:48Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;br /&gt;
&lt;br /&gt;
September 23, 2015&lt;br /&gt;
* [[Global Online Enrollment System]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Mindcrowd.org&amp;diff=2455</id>
		<title>Mindcrowd.org</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Mindcrowd.org&amp;diff=2455"/>
		<updated>2015-09-22T23:50:55Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&amp;lt;pre&amp;gt;&lt;br /&gt;
This activity is part of a research study conducted by Dr. Matthew Huentelman at the Translational Genomics Research Institute (or TGen) in&lt;br /&gt;
Phoenix, Arizona.&lt;br /&gt;
The purpose of this research study is to understand the genetics of how the human brain remembers things. Specifically, we want to know how&lt;br /&gt;
the way we remember things might change as we get older. If we know the way people&#039;s memory changes when they get older we may be able to&lt;br /&gt;
understand what changes occur in people who have a brain disease that affects their memory (like Alzheimer&#039;s Disease).&lt;br /&gt;
What will I have to do?&lt;br /&gt;
You will have to take three tests and then you will receive the results of your tests. We would like to use the information you provided and your&lt;br /&gt;
test results to create a &amp;quot;Registry&amp;quot; or group of people that we may contact again for future studies on memory.&lt;br /&gt;
In some future studies, you may be asked to provide a saliva sample. Dr Huentelman will get your DNA from your saliva. DNA is a substance that&lt;br /&gt;
is found in every cell in the human body. Genes are part of DNA and are a &amp;quot;blueprint for life.&amp;quot; In future studies, Dr. Huentelman may look at your&lt;br /&gt;
genes and your testing results to understand more about memory.&lt;br /&gt;
In order to contact you for participation in future studies, you will be asked at the end of this consent form to provide your name and email&lt;br /&gt;
address. Dr. Huentelman will contact you through email to see whether you are interested in participating in future memory studies. At that&lt;br /&gt;
time, you will be given a new consent form that will describe the new study that is similar to this consent form.&lt;br /&gt;
How old do I have to be to participate?&lt;br /&gt;
You must be 18 years or older to participate in this study.&lt;br /&gt;
Are there any risks?&lt;br /&gt;
There are no physical risks involved in participating in this study. Please keep in mind that you are free to end the study at any time.&lt;br /&gt;
What do I get out of it?&lt;br /&gt;
You will receive feedback about the memory tests you will take and how your results compare with other people who do this activity. We will&lt;br /&gt;
also explain what we hope to learn from this research. The final results from this experiment will be posted on the Results page.&lt;br /&gt;
Will I get paid and does it cost me anything to participate?&lt;br /&gt;
There will be no cost to you if you participate in this study. You will not be compensated for your participation in this study.&lt;br /&gt;
Will you share my information with other people?&lt;br /&gt;
We will not share any information that you give us. All of your information is stored in a database. If you decide to give us your name and email&lt;br /&gt;
address, they will be stored separately from your other personal data and test results. All of our databases are password‐protected and secure.&lt;br /&gt;
No one can identify you without access to both of these data sources.&lt;br /&gt;
What if I change my mind and don&#039;t want to participate in the study anymore?&lt;br /&gt;
Your participation in this study is completely voluntary. You may stop participation at any time during the research activity. You can contact Dr.&lt;br /&gt;
Huentelman at mhuentelman@tgen.org to withdraw from the study.&lt;br /&gt;
What if I have questions or comments?&lt;br /&gt;
If you have any questions or comments about this activity, please contact Dr. Matt Huentelman at mhuentelman@tgen.org. Please go to this web&lt;br /&gt;
page to find out more about the people involved in this research.&lt;br /&gt;
What if I have questions about my rights in this research, have a complaint, or want to report a problem to someone besides the&lt;br /&gt;
researcher?&lt;br /&gt;
If you have questions about your rights in this research study, please contact: the Western Institutional Review Board [360‐252‐2500] The WIRB is&lt;br /&gt;
a group of people who protect the rights of people involved in research studies.&lt;br /&gt;
For questions, concerns, suggestions, complaints that are not being addressed by the research team, or in case of research‐related harm, please&lt;br /&gt;
contact Stephanie Buchholtz in the TGen Office of Research Compliance at sbuchholtz@tgen.org or 602‐343‐8479.&lt;br /&gt;
How do I agree to participate?&lt;br /&gt;
By ticking the box next to &amp;quot;I have read and understand...,&amp;quot; you are saying that: (1) You agree to take part in this research. (2) You feel like you&lt;br /&gt;
understand what is involved in this study. (3) You understand that you are free to leave the study at anytime.&lt;br /&gt;
Will you contact me in the future?&lt;br /&gt;
You may be recontacted in the future through email to participate in additional research studies. Participation in future studies is completely&lt;br /&gt;
voluntary.&lt;br /&gt;
I agree to take part in this research. I feel that I understand what I am getting into, and I know I am free to leave the experiment at any time.&lt;br /&gt;
&amp;lt;/pre&amp;gt;&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Mindcrowd.org&amp;diff=2454</id>
		<title>Mindcrowd.org</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Mindcrowd.org&amp;diff=2454"/>
		<updated>2015-09-22T23:50:29Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: Created page with &amp;quot;This activity is part of a research study conducted by Dr. Matthew Huentelman at the Translational Genomics Research Institute (or TGen) in Phoenix, Arizona. The purpose of th...&amp;quot;&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;This activity is part of a research study conducted by Dr. Matthew Huentelman at the Translational Genomics Research Institute (or TGen) in&lt;br /&gt;
Phoenix, Arizona.&lt;br /&gt;
The purpose of this research study is to understand the genetics of how the human brain remembers things. Specifically, we want to know how&lt;br /&gt;
the way we remember things might change as we get older. If we know the way people&#039;s memory changes when they get older we may be able to&lt;br /&gt;
understand what changes occur in people who have a brain disease that affects their memory (like Alzheimer&#039;s Disease).&lt;br /&gt;
What will I have to do?&lt;br /&gt;
You will have to take three tests and then you will receive the results of your tests. We would like to use the information you provided and your&lt;br /&gt;
test results to create a &amp;quot;Registry&amp;quot; or group of people that we may contact again for future studies on memory.&lt;br /&gt;
In some future studies, you may be asked to provide a saliva sample. Dr Huentelman will get your DNA from your saliva. DNA is a substance that&lt;br /&gt;
is found in every cell in the human body. Genes are part of DNA and are a &amp;quot;blueprint for life.&amp;quot; In future studies, Dr. Huentelman may look at your&lt;br /&gt;
genes and your testing results to understand more about memory.&lt;br /&gt;
In order to contact you for participation in future studies, you will be asked at the end of this consent form to provide your name and email&lt;br /&gt;
address. Dr. Huentelman will contact you through email to see whether you are interested in participating in future memory studies. At that&lt;br /&gt;
time, you will be given a new consent form that will describe the new study that is similar to this consent form.&lt;br /&gt;
How old do I have to be to participate?&lt;br /&gt;
You must be 18 years or older to participate in this study.&lt;br /&gt;
Are there any risks?&lt;br /&gt;
There are no physical risks involved in participating in this study. Please keep in mind that you are free to end the study at any time.&lt;br /&gt;
What do I get out of it?&lt;br /&gt;
You will receive feedback about the memory tests you will take and how your results compare with other people who do this activity. We will&lt;br /&gt;
also explain what we hope to learn from this research. The final results from this experiment will be posted on the Results page.&lt;br /&gt;
Will I get paid and does it cost me anything to participate?&lt;br /&gt;
There will be no cost to you if you participate in this study. You will not be compensated for your participation in this study.&lt;br /&gt;
Will you share my information with other people?&lt;br /&gt;
We will not share any information that you give us. All of your information is stored in a database. If you decide to give us your name and email&lt;br /&gt;
address, they will be stored separately from your other personal data and test results. All of our databases are password‐protected and secure.&lt;br /&gt;
No one can identify you without access to both of these data sources.&lt;br /&gt;
What if I change my mind and don&#039;t want to participate in the study anymore?&lt;br /&gt;
Your participation in this study is completely voluntary. You may stop participation at any time during the research activity. You can contact Dr.&lt;br /&gt;
Huentelman at mhuentelman@tgen.org to withdraw from the study.&lt;br /&gt;
What if I have questions or comments?&lt;br /&gt;
If you have any questions or comments about this activity, please contact Dr. Matt Huentelman at mhuentelman@tgen.org. Please go to this web&lt;br /&gt;
page to find out more about the people involved in this research.&lt;br /&gt;
What if I have questions about my rights in this research, have a complaint, or want to report a problem to someone besides the&lt;br /&gt;
researcher?&lt;br /&gt;
If you have questions about your rights in this research study, please contact: the Western Institutional Review Board [360‐252‐2500] The WIRB is&lt;br /&gt;
a group of people who protect the rights of people involved in research studies.&lt;br /&gt;
For questions, concerns, suggestions, complaints that are not being addressed by the research team, or in case of research‐related harm, please&lt;br /&gt;
contact Stephanie Buchholtz in the TGen Office of Research Compliance at sbuchholtz@tgen.org or 602‐343‐8479.&lt;br /&gt;
How do I agree to participate?&lt;br /&gt;
By ticking the box next to &amp;quot;I have read and understand...,&amp;quot; you are saying that: (1) You agree to take part in this research. (2) You feel like you&lt;br /&gt;
understand what is involved in this study. (3) You understand that you are free to leave the study at anytime.&lt;br /&gt;
Will you contact me in the future?&lt;br /&gt;
You may be recontacted in the future through email to participate in additional research studies. Participation in future studies is completely&lt;br /&gt;
voluntary.&lt;br /&gt;
I agree to take part in this research. I feel that I understand what I am getting into, and I know I am free to leave the experiment at any time.&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2453</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2453"/>
		<updated>2015-09-22T23:50:20Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;br /&gt;
&lt;br /&gt;
September 22, 2015&lt;br /&gt;
* [[mindcrowd.org]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Mac_OS_X&amp;diff=2452</id>
		<title>Mac OS X</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Mac_OS_X&amp;diff=2452"/>
		<updated>2015-09-20T04:15:59Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: Created page with &amp;quot;APPLE INC. MAC SDK AND XCODE AGREEMENT  PLEASE READ THIS MAC SDK AND XCODE AGREEMENT (&amp;quot;LICENSE&amp;quot;) CAREFULLY BEFORE USING THE DEVELOPER SOFTWARE (DEFINED BELOW). BY USING THE DE...&amp;quot;&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;APPLE INC.&lt;br /&gt;
MAC SDK AND XCODE AGREEMENT&lt;br /&gt;
&lt;br /&gt;
PLEASE READ THIS MAC SDK AND XCODE AGREEMENT (&amp;quot;LICENSE&amp;quot;) CAREFULLY BEFORE USING THE DEVELOPER SOFTWARE (DEFINED BELOW). BY USING THE DEVELOPER SOFTWARE, YOU ARE AGREEING TO BE BOUND BY THE TERMS OF THIS LICENSE.  IF YOU ARE ACCESSING THE DEVELOPER SOFTWARE ELECTRONICALLY, SIGNIFY YOUR AGREEMENT TO BE BOUND BY THE TERMS OF THIS LICENSE BY CLICKING THE &amp;quot;AGREE &amp;quot; BUTTON.  IF YOU DO NOT AGREE TO THE TERMS OF THIS LICENSE, DO NOT USE THE DEVELOPER SOFTWARE AND CLICK “DISAGREE”. &lt;br /&gt;
&lt;br /&gt;
IMPORTANT NOTE: To the extent that this software may be used to reproduce materials, it is licensed to you only for reproduction of non-copyrighted materials, materials in which you own the copyright, or materials you are authorized or legally permitted to reproduce. If you are uncertain about your right to copy any material, you should contact your legal advisor.&lt;br /&gt;
&lt;br /&gt;
1. General. &lt;br /&gt;
A. The Apple software, tools, utilities, sample or example code, documentation, interfaces, content, data, and other materials accompanying this License, whether on disk, print or electronic documentation, in read only memory, or any other media or in any other form, (collectively, the &amp;quot;Developer Software&amp;quot;) are licensed, not sold, to you by Apple Inc. (&amp;quot;Apple&amp;quot;) for use only under the terms of this License.  Apple and/or Apple’s licensors retain ownership of the Developer Software itself and reserve all rights not expressly granted to you. The terms of this License will govern any software upgrades provided by Apple that replace and/or supplement the original Developer Software, unless such upgrade is accompanied by a separate license in which case the terms of that license will govern. &lt;br /&gt;
&lt;br /&gt;
B. Title and intellectual property rights in and to any content displayed by or accessed through the Developer Software belongs to the respective content owner. Such content may be protected by copyright or other intellectual property laws and treaties, and may be subject to terms of use of the third party providing such content. This License does not grant you any rights to use such content nor does it guarantee that such content will continue to be available to you.&lt;br /&gt;
&lt;br /&gt;
2. Permitted License Uses and Restrictions.&lt;br /&gt;
A. License. Subject to the terms and conditions of this License, you are granted a limited, non-exclusive license to use the Developer Software on Apple-branded computers to develop and test application and other software. You may make only as many internal use copies of the Developer Software as reasonably necessary to use the Developer Software as permitted under this License and distribute such copies only to your employees whose job duties require them to so use the Developer Software; provided that you reproduce on each copy of the Developer Software or portion thereof, all copyright or other proprietary notices contained on the original. &lt;br /&gt;
&lt;br /&gt;
B. Other Use Restrictions. The grants set forth in this License do not permit you to, and you agree not to, install, use or run the Developer Software on any non-Apple-branded computer, or to enable others to do so. Except as otherwise expressly permitted by the terms of this License or as otherwise licensed by Apple: (i) only one user may use the Developer Software at a time, and (ii) you may not make the Developer Software available over a network where it could be run or used by multiple computers at the same time. You may not rent, lease, lend, sell, sublicense or otherwise redistribute the Developer Software or exploit any services provided by or through the Developer Software in any unauthorized way. &lt;br /&gt;
&lt;br /&gt;
C. No Reverse Engineering; Limitations. You may not, and you agree not to or to enable others to, copy (except as expressly permitted by this License), decompile, reverse engineer, disassemble, attempt to derive the source code of, decrypt, modify, create derivative works of the Developer Software or any services provided by or through the Developer Software or any part thereof (except as and only to the extent any foregoing restriction is prohibited by applicable law or to the extent as may be permitted by licensing terms governing use of the  Open-Sourced Components or Sample Code). &lt;br /&gt;
&lt;br /&gt;
D. Sample Code. Certain portions of the Developer Software consist of sample or example code provided by Apple (&amp;quot;Sample Code&amp;quot;). You may use, reproduce, modify and redistribute such Sample Code only in accordance with the licensing terms accompanying such Sample Code or related project(s).&lt;br /&gt;
&lt;br /&gt;
E. QuickTime Development Software. You may use the QuickTime development software only to develop application software that is compatible with, and runs only on supported OS X and/or Windows platforms with QuickTime installed. Your software application may not interfere with the functionality of QuickTime Player or the QuickTime Plug-in, including but not limited to file type or MIME type associations that are registered to QuickTime.&lt;br /&gt;
&lt;br /&gt;
F. Use of System-Provided Images. The system-provided images owned by Apple and documented as such in Apple&#039;s Human Interface Guidelines for OS X and iOS (&amp;quot;System-Provided Images&amp;quot;) are licensed to you solely for the purpose of developing OS X and iOS applications, respectively, using the Developer Software. Upon termination of this License, you may continue to distribute the System-Provided Images as used within software you developed using the Developer Software; however, you agree to provide to Apple, at Apple&#039;s request, a copy of any software you developed using the Developer Software that incorporates any of the System-Provided Images so Apple may determine, in its sole discretion, whether your use of the System-Provided Images complies with these terms.&lt;br /&gt;
&lt;br /&gt;
G. Location Services; Consents. &lt;br /&gt;
1. Apple may enable you to access certain location-based application programming interfaces (APIs) (e.g., Core Location) documented by Apple (“Location APIs”) through the Developer Software.  Subject to these terms and conditions, you may use such APIs and services only to enable software programs you develop for use on OS X (“Applications”) to access location data (e.g. the real-time geographic location of a user’s computer) from users who consent to such access. For Applications that use Location APIs or otherwise provide location-based services, you agree that such Applications may not be designed or marketed for automatic or autonomous control of vehicle behavior, or for emergency or life-saving purposes. In addition, Applications that offer location-based services or functionality must notify and obtain consent from an individual before his or her location data is collected, transmitted or otherwise used by the Application. For Applications that use Location APIs for real-time navigation (including, but not limited to, turn-by-turn route guidance and other routing that is enabled through the use of a sensor), you must have an end-user license agreement that includes the following notice: YOUR USE OF THIS REAL TIME ROUTE GUIDANCE APPLICATION IS AT YOUR SOLE RISK. LOCATION DATA MAY NOT BE ACCURATE.&lt;br /&gt;
&lt;br /&gt;
2. You agree that neither you nor your Applications will disable, override or otherwise interfere with any Apple-implemented system alerts, warnings, display panels, consent panels and the like, including, but not limited to, those that are intended to notify the user that the user&#039;s location data is being collected, transmitted, maintained, processed or used, or intended to obtain consent for such use.  If consent is denied or withdrawn, neither you nor your Applications may collect, transmit, maintain, process or utilize the user&#039;s location information or data through the Location APIs. You understand and agree that you and your Applications must comply with all applicable criminal, civil and statutory laws and regulations (including privacy, data collection and location service laws and regulations) in any jurisdictions in which your Applications may be delivered.  You shall be solely responsible for, and Apple shall have no responsibility or liability whatsoever with respect to, any and all claims, suits, liabilities, losses, damages, costs and expenses arising from, related or attributable to, or otherwise involving your Application, including but not limited to your Application’s use of the Location APIs.&lt;br /&gt;
&lt;br /&gt;
H. Compliance with Laws. You agree to use the Developer Software and the services in compliance with all applicable laws, including local laws of the country or region in which you reside or in which you download or use the Developer Software or services.&lt;br /&gt;
&lt;br /&gt;
3. Transfer. You may make a one-time permanent transfer of all of your license rights to the Developer Software (in its original form as provided by Apple) to another party, provided that: (a) the transfer must include all of the Developer Software, including all its component parts and this License; (b) you do not retain any copies of the Developer Software, full or partial, including copies stored on a computer or other storage device; and (c) the party receiving the Developer Software accepts the terms and conditions of this License. You may not transfer any Developer Software that has been modified or replaced under Section 13 below. All components of the Developer Software are provided as part of a bundle and may not be separated from the bundle and distributed as standalone applications.&lt;br /&gt;
&lt;br /&gt;
4. Consent to Use of Data.&lt;br /&gt;
A. Diagnostic and Usage Data. If you choose to allow diagnostic and usage collection, you agree that Apple and its subsidiaries and agents may collect, maintain, process and use diagnostic, technical, usage and related information, including but not limited to unique system or hardware identifiers, information about your computer, system and application software, and peripherals, that is gathered periodically to provide and improve Apple’s products and services, facilitate the provision of software updates, product support and other services to you (if any) related to the Developer Software, and to verify compliance with the terms of this License. You may change your preferences for Diagnostics &amp;amp; Usage collection at any time by going to the Diagnostics &amp;amp; Usage setting on your computer and deselecting the checkbox. The Diagnostics &amp;amp; Usage setting is found in the Security &amp;amp; Privacy pane within System Preferences. Apple may use this information, as long as it is collected in a form that does not personally identify you, for the purposes described above. To enable Apple’s partners and third party developers to improve their software, hardware and services designed for use with Apple products, Apple may also provide any such partner or third party developer with a subset of diagnostic information that is relevant to that partner’s or developer’s software, hardware and/or services, as long as the diagnostic information is in a form that does not personally identify you. &lt;br /&gt;
&lt;br /&gt;
B. Privacy Policy. At all times your information will be treated in accordance with Apple’s Privacy Policy, which is incorporated by reference into this License and can be viewed at: http://www.apple.com/privacy/.&lt;br /&gt;
&lt;br /&gt;
5. Services; Mac Developer Program.&lt;br /&gt;
A. Apple may provide access to services by or through the Developer Software for you to use.  Use of these services may require an Apple ID, may require you to accept additional terms and may be subject to additional fees. If you elect to use such services in conjunction with the Developer Software, your usage of such services will be subject to those additional terms and conditions (e.g., your use of Developer IDs obtained from your Apple Developer Program account will be subject to the applicable Apple Developer Program terms for Developer IDs), but this License will continue to apply to your use of the Developer Software licensed hereunder. If you would like to submit Applications you develop to the Mac App Store, then you must apply to join the Mac Developer Program. More information about Apple’s Developer Programs is available at http://developer.apple.com/. Apple reserves the right to refuse admission to any of its Developer Programs at any time in its sole discretion. &lt;br /&gt;
&lt;br /&gt;
B. You agree that the services contain proprietary content, information and material that is owned by Apple and its licensors, and is protected by applicable intellectual property and other laws, and that you will not use such proprietary content, information or materials in any way whatsoever except for permitted use of the services or in any manner that is inconsistent with the terms of this License or that infringes any intellectual property rights of a third party or Apple. Except to the extent expressly permitted in the applicable terms for the services, You agree not to reproduce, modify, rent, lease, lend, sell, distribute, or create derivative works based on the services, in any manner, and you shall not exploit the services in any unauthorized way whatsoever, including but not limited to, using the services to transmit any malware, or by trespass or burdening network capacity. &lt;br /&gt;
&lt;br /&gt;
C. In addition, services that may be accessed, linked to or displayed by or through the Developer Software may not be available in all languages or in all countries. Apple makes no representation that any such services would be appropriate or available for use in any particular location. Apple reserves the right to change, suspend, remove, or disable access to any services at any time. In no event will Apple be liable for the removal of or disabling of access to any such services or for any updates, maintenance, warranty, technical or other support for such services. Apple may also impose limits or other restrictions on the use of or access to the services, in any case without notice or liability.  You acknowledge and agree that Apple reserves the right to revoke or remove your access to any services provided by or through the Developer Software at any time in its sole discretion.&lt;br /&gt;
&lt;br /&gt;
6. Termination. This License is effective until terminated. Your rights under this License will terminate automatically or cease to be effective without notice from Apple if you fail to comply with any term(s) of this License. In addition, Apple reserves the right to terminate this License if a new version of Apple&#039;s operating system software or the Developer Software is released which is incompatible with this version of the Developer Software. Upon the termination of this License, you shall cease all use of the Developer Software and destroy all copies, full or partial, of the Developer Software. Section 2B, 2C, 4, 5B, and 6 through 13 of this License shall survive any termination.&lt;br /&gt;
&lt;br /&gt;
7. Disclaimer of Warranties. &lt;br /&gt;
A.	YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT, TO THE EXTENT PERMITTED BY APPLICABLE LAW, USE OF THE DEVELOPER SOFTWARE AND ANY SERVICES PERFORMED BY OR ACCESSED THROUGH THE DEVELOPER SOFTWARE IS AT YOUR SOLE RISK AND THAT THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU. &lt;br /&gt;
&lt;br /&gt;
B.	TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE DEVELOPER SOFTWARE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND APPLE AND APPLE&#039;S LICENSORS (COLLECTIVELY REFERRED TO AS “APPLE” FOR THE PURPOSES OF SECTIONS 7 AND 8) HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH RESPECT TO THE DEVELOPER SOFTWARE AND SERVICES, EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, QUIET ENJOYMENT, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. &lt;br /&gt;
&lt;br /&gt;
C.	APPLE DOES NOT WARRANT AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE DEVELOPER SOFTWARE AND SERVICES, THAT THE FUNCTIONS CONTAINED IN, OR SERVICES PERFORMED OR PROVIDED BY, THE DEVELOPER SOFTWARE WILL MEET YOUR REQUIREMENTS, THAT THE OPERATION OF THE DEVELOPER SOFTWARE OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT ANY SERVICES WILL CONTINUE TO BE MADE AVAILABLE, THAT THE DEVELOPER SOFTWARE OR SERVICES WILL BE COMPATIBLE OR WORK WITH ANY THIRD PARTY SOFTWARE, APPLICATIONS OR THIRD PARTY SERVICES, OR THAT DEFECTS IN THE DEVELOPER SOFTWARE OR SERVICES WILL BE CORRECTED. INSTALLATION OF THIS DEVELOPER SOFTWARE MAY AFFECT THE USABILITY OF THIRD PARTY SOFTWARE, APPLICATIONS OR THIRD PARTY SERVICES.&lt;br /&gt;
&lt;br /&gt;
D.	YOU FURTHER ACKNOWLEDGE THAT THE DEVELOPER SOFTWARE AND SERVICES ARE NOT INTENDED OR SUITABLE FOR USE IN SITUATIONS OR ENVIRONMENTS WHERE THE FAILURE OR TIME DELAYS OF, OR ERRORS OR INACCURACIES IN THE CONTENT, DATA OR INFORMATION PROVIDED BY, THE DEVELOPER SOFTWARE OR SERVICES COULD LEAD TO DEATH, PERSONAL INJURY, OR SEVERE PHYSICAL OR ENVIRONMENTAL DAMAGE, INCLUDING WITHOUT LIMITATION THE OPERATION OF NUCLEAR FACILITIES, AIRCRAFT NAVIGATION OR COMMUNICATION SYSTEMS, AIR TRAFFIC CONTROL, LIFE SUPPORT OR WEAPONS SYSTEMS. &lt;br /&gt;
&lt;br /&gt;
E.	NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY APPLE OR AN APPLE AUTHORIZED REPRESENTATIVE SHALL CREATE A WARRANTY. SHOULD THE DEVELOPER SOFTWARE OR SERVICES PROVE DEFECTIVE, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO THE ABOVE EXCLUSION AND LIMITATIONS MAY NOT APPLY TO YOU. &lt;br /&gt;
&lt;br /&gt;
8. Limitation of Liability. TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW, IN NO EVENT SHALL APPLE BE LIABLE FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, CORRUPTION OR LOSS OF DATA, FAILURE TO TRANSMIT OR RECEIVE ANY DATA OR INFORMATION, BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE DEVELOPER SOFTWARE OR SERVICES OR ANY THIRD PARTY SOFTWARE, APPLICATIONS, OR SERVICES IN CONJUNCTION WITH THE DEVELOPER SOFTWARE OR SERVICES, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT OR OTHERWISE) AND EVEN IF APPLE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. In no event shall Apple&#039;s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of fifty dollars ($50.00). The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.&lt;br /&gt;
&lt;br /&gt;
9. Export Control. You may not use or otherwise export or re-export the Developer Software except as authorized by United States law and the laws of the jurisdiction(s) in which the Developer Software was obtained. In particular, but without limitation, the Developer Software may not be exported or re-exported (a) into any U.S. embargoed countries or (b) to anyone on the U.S. Treasury Department&#039;s list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person&#039;s List or Entity List. By using the Developer Software, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use the Developer Software for any purposes prohibited by United States law, including, without limitation, the development, design, manufacture or production of missiles, nuclear, chemical or biological weapons.&lt;br /&gt;
&lt;br /&gt;
10. Government End Users. The Developer Software and related documentation are &amp;quot;Commercial Items&amp;quot;, as that term is defined at 48 C.F.R. §2.101, consisting of &amp;quot;Commercial Computer Software&amp;quot; and &amp;quot;Commercial Computer Software Documentation&amp;quot;, as such terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. Consistent with 48 C.F.R. §12.212 or 48 C.F.R. §227.7202-1 through 227.7202-4, as applicable, the Commercial Computer Software and Commercial Computer Software Documentation are being licensed to U.S. Government end users (a) only as Commercial Items and (b) with only those rights as are granted to all other end users pursuant to the terms and conditions herein. Unpublished-rights reserved under the copyright laws of the United States.&lt;br /&gt;
&lt;br /&gt;
11. Controlling Law and Severability. This License will be governed by and construed in accordance with the laws of the State of California, excluding its conflict of law principles. This License shall not be governed by the United Nations Convention on Contracts for the International Sale of Goods, the application of which is expressly excluded. If for any reason a court of competent jurisdiction finds any provision, or portion thereof, to be unenforceable, the remainder of this License shall continue in full force and effect.  &lt;br /&gt;
&lt;br /&gt;
12. Complete Agreement; Governing Language. This License constitutes the entire agreement between you and Apple relating to the use of the Developer Software licensed hereunder and supersedes all prior or contemporaneous understandings regarding such subject matter. No amendment to or modification of this License will be binding unless in writing and signed by Apple.  The parties hereto confirm that they have requested that this License and all related documents be drafted in English. Les parties ont exigé que le présent contrat et tous les documents connexes soient rédigés en anglais.&lt;br /&gt;
&lt;br /&gt;
13. Third Party Acknowledgements. &lt;br /&gt;
A. Certain components of the Developer Software, and third party open source programs included with the Developer Software, have been or may be made available by Apple on its Open Source web site (http://www.opensource.apple.com/) (collectively the &amp;quot;Open-Sourced Components&amp;quot;). You may modify or replace only these Open-Sourced Components; provided that: (i) the resultant modified Developer Software is used in accordance with the permitted uses set forth above; and (ii) you otherwise comply with the terms of this License and any applicable licensing terms governing use of the Open-Sourced Components. Apple is not obligated to provide any updates, maintenance, warranty, technical or other support, or services for the resultant modified Developer Software. You expressly acknowledge that if failure of or damage to Apple hardware results from modification of the Open-Sourced Components of the Developer Software, such failure or damage is excluded from the terms of the Apple hardware warranty.&lt;br /&gt;
&lt;br /&gt;
B. Certain software libraries and other third party software included with the Developer Software are free software and licensed under the terms of the GNU General Public License (GPL) or the GNU Library/Lesser General Public License (LGPL), as the case may be. You may obtain a complete machine-readable copy of the source code for such free software under the terms of the GPL or LGPL, as the case may be, without charge except for the cost of media, shipping, and handling, upon written request to Apple. The GPL/LGPL software is distributed in the hope that it will be useful, but WITHOUT ANY WARRANTY, without even the implied warranty of MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. A copy of the GPL and LGPL is included with the Developer Software.&lt;br /&gt;
&lt;br /&gt;
C. The Developer Software includes certain software licensed under the IBM Public License Version 1.0 (IPL) or the Common Public License Version 1.0 (CPL). A copy of the source code for the IPL and CPL licensed software may be found in Apple’s Open Source repository. See Apple&#039;s Open Source web site (&amp;lt;http://www.opensource.apple.com&amp;gt;/) for information on how to obtain the source code. THE IPL AND CPL SOFTWARE IS PROVIDED ON AN “AS IS” BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OR CONDITIONS OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.  NEITHER APPLE, IBM NOR ANY OTHER CONTRIBUTOR TO THE  IPL AND CPL SOFTWARE SHALL HAVE ANY LIABILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS), HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OR DISTRIBUTION OF THE IPL AND CPL SOFTWARE OR THE EXERCISE OF ANY RIGHTS GRANTED HEREUNDER, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.&lt;br /&gt;
&lt;br /&gt;
EA1056&lt;br /&gt;
8/28/2013&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2451</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2451"/>
		<updated>2015-09-20T04:15:52Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;br /&gt;
&lt;br /&gt;
September 19, 2015&lt;br /&gt;
* [[Mac OS X]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=PayPal_User_Agreement&amp;diff=2450</id>
		<title>PayPal User Agreement</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=PayPal_User_Agreement&amp;diff=2450"/>
		<updated>2015-09-15T00:32:42Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: Created page with &amp;quot;PayPal PayPal User Agreement   &amp;gt;&amp;gt; View all legal agreements  PayPal User Agreement YOU AGREE THAT THIS USER AGREEMENT WILL BE EFFECTIVE AS TO ALL USERS ON JULY 1, 2015.  Print...&amp;quot;&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;PayPal&lt;br /&gt;
PayPal User Agreement&lt;br /&gt;
 &lt;br /&gt;
&amp;gt;&amp;gt; View all legal agreements&lt;br /&gt;
&lt;br /&gt;
PayPal User Agreement&lt;br /&gt;
YOU AGREE THAT THIS USER AGREEMENT WILL BE EFFECTIVE AS TO ALL USERS ON JULY 1, 2015.&lt;br /&gt;
&lt;br /&gt;
Print Download PDF&lt;br /&gt;
 &lt;br /&gt;
Welcome to PayPal!&lt;br /&gt;
&lt;br /&gt;
This Agreement is a contract between you and PayPal and governs your use of all PayPal Services. Using the PayPal Services means that you must accept all of the terms and conditions contained in this Agreement and the agreements on the Legal Agreements page including the Privacy Policy, the Acceptable Use Policy and the Electronic Communications Delivery Policy. You should read all of these terms carefully.&lt;br /&gt;
&lt;br /&gt;
This Agreement contains sixteen sections. You may jump directly to any section by selecting the appropriate link below. The headings and subheadings below are for reference only and do not limit the scope of each section. Some capitalized terms have specific definitions in Section 16 (Definitions). Underlined words in this Agreement and on our website hyperlink to relevant information.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
Jump to section:&lt;br /&gt;
&lt;br /&gt;
Electronic Communications Delivery Policy&lt;br /&gt;
1. Our Relationship with You.&lt;br /&gt;
2. Accounts.&lt;br /&gt;
3. Sending Money.&lt;br /&gt;
4. Receiving Money.&lt;br /&gt;
5. Account Balances.&lt;br /&gt;
6. Withdrawing Money.&lt;br /&gt;
7. Closing Your Account.&lt;br /&gt;
8. Fees and Currency Conversion.&lt;br /&gt;
9. Restricted Activities.&lt;br /&gt;
10. Your Liability - Actions We May Take.&lt;br /&gt;
11. Protection for Sellers.&lt;br /&gt;
12. Resolution Procedures for Unauthorized Transactions and Other Errors.&lt;br /&gt;
13. Protection for Buyers.&lt;br /&gt;
14. Disputes with PayPal.&lt;br /&gt;
15. General Provisions.&lt;br /&gt;
16. Definitions.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
We may amend this Agreement at any time by posting a revised version on our website. The revised version will be effective at the time we post it. In addition, if the revised version includes a Substantial Change, we will provide you with 30 Days&#039; prior notice of any Substantial Change by posting notice on the Policy Updates page of our website.&lt;br /&gt;
&lt;br /&gt;
This is an important document which you must consider carefully when choosing whether to use the PayPal Services. Please be advised: This Agreement contains provisions that govern how legal claims you and we have against each other are resolved (see Section 14 “Disputes with PayPal” below). Those dispute-resolution provisions contain an Agreement to Arbitrate, which will, with limited exception, require you to submit claims you have against us to binding and final arbitration, unless you opt out of the Agreement to Arbitrate (see Section 14.3 &amp;quot;Agreement to Arbitrate&amp;quot;) within 30 Days after the date you accept the User Agreement for the first time. Unless you opt out: (1) you will only be permitted to pursue claims against PayPal on an individual basis, not as a plaintiff or class member in any class or representative action or proceeding, and (2) you will only be permitted to seek relief (including monetary, injunctive, and declaratory relief) on an individual basis.&lt;br /&gt;
&lt;br /&gt;
Please note the following risks of using the PayPal Services, which are set forth in more detail in the relevant sections of this Agreement:&lt;br /&gt;
&lt;br /&gt;
Payments received in your Account may be reversed at a later time, for example, if such a payment is subject to a Chargeback, Reversal, Claim or is otherwise invalidated. This means that for some of our Sellers, payments received into their Account may be returned to the sender or otherwise removed from their Account after they have been paid and/or delivered any goods or services sold.&lt;br /&gt;
&lt;br /&gt;
If you are a Seller, you can help protect yourself from the risk of a payment being reversed from your Account by following the criteria set out in the Protection for Sellers section and by following the other guidance provided in the Security page accessible via every page of the PayPal website.&lt;br /&gt;
&lt;br /&gt;
We may close, suspend, or limit your access to your Account or the PayPal Services, and/or limit access to your Balance for up to 180 Days (or longer if pursuant to a court order or other legal process) if you violate this Agreement, the PayPal Acceptable Use Policy, any other agreement you enter into with PayPal, or as otherwise specified in this Agreement or other agreement you have entered into with PayPal. We may also use proprietary fraud and risk modeling when assessing the risk associated with your Account. If you wish to open a Dispute through PayPal&#039;s Online Resolution Center, you must do so within 180 Days of making your payment or initiating your transaction in the case of Pay After Delivery.&lt;br /&gt;
&lt;br /&gt;
CONSUMER FRAUD WARNING: We’re always looking for ways to help keep you even more secure. So stay on the lookout for some of these common scams:&lt;br /&gt;
&lt;br /&gt;
Spoofing – a scammer sends forged or faked electronic documents or emails falsely claiming to be PayPal or coming from PayPal but asks you to send money outside your PayPal account. &lt;br /&gt;
Relative in Need – a scammer impersonates a family member (commonly grandchildren) and claims there is an emergency requiring you to send money.&lt;br /&gt;
Lottery or Prize – a scammer informs you that you’ve won a lottery or prize and must send money in order to claim it.&lt;br /&gt;
Debt Collection – a scammer impersonates a debt collector and induces you to send money using threats or intimidation.&lt;br /&gt;
Employment Related – a scammer instructs you to send money in connection with a fraudulent offer of employment.&lt;br /&gt;
Always use common sense when sending money. If something sounds too good to be true, it probably is. Only send money for yourself and not for others. Remember that if you don’t send the payment through your PayPal account, you’re not covered by PayPal Purchase Protection. Please let us know immediately if you believe someone is trying to scam or defraud you by contacting us at 1-888-221-1161 or 1-402-935-2050 if calling outside the U.S..&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
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Electronic Communications Delivery Policy&lt;br /&gt;
This policy describes how PayPal communicates with you electronically, provides additional detail about the Communications we provide you, and sets out the hardware and software you need to receive these Communications.&lt;br /&gt;
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Electronic delivery of communications&lt;br /&gt;
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You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, &amp;quot;Communications&amp;quot;) that we provide in connection with your PayPal account (&amp;quot;Account&amp;quot;) and your use of our services. Communications include, but are not limited to:&lt;br /&gt;
agreements and policies you agree to (e.g., the PayPal User Agreement and the PayPal Privacy Policy), including updates to these agreements or policies;&lt;br /&gt;
annual disclosures, including prospectuses and reports for PayPal Funds;&lt;br /&gt;
transaction receipts or confirmations;&lt;br /&gt;
Account statements and history;&lt;br /&gt;
federal and state tax statements we are required to make available to you; and&lt;br /&gt;
information related to any other Account, PayPal Funds account, or transaction.&lt;br /&gt;
We will provide these Communications to you by posting them on the PayPal website and/or by emailing them to you at the primary email address listed in your PayPal Account Profile.&lt;br /&gt;
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Hardware and software requirements&lt;br /&gt;
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In order to access and retain electronic Communications, you will need the following computer hardware and software:&lt;br /&gt;
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a computer with an Internet connection;&lt;br /&gt;
a current web browser that includes 128-bit encryption (e.g. Internet Explorer version 6.0 and above, Firefox version 2.0 and above, Chrome version 3.0 and above, or Safari 3.0 and above) with cookies enabled;&lt;br /&gt;
Adobe Acrobat Reader version 8.0 and above to open documents in .pdf format;&lt;br /&gt;
a valid email address (your primary email address on file with PayPal); and&lt;br /&gt;
sufficient storage space to save past Communications or an installed printer to print them.&lt;br /&gt;
We will notify you if there are any material changes to the hardware or software needed to receive electronic Communications from PayPal. By giving your consent you are confirming that you have access to the necessary equipment and are able to receive, open, and print or download a copy of any Communications for your records. You may print or save a copy of these Communications for your records as they may not be accessible online at a later date.&lt;br /&gt;
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How to withdraw your consent&lt;br /&gt;
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You may withdraw your consent to receive Communications electronically by writing to us at &amp;quot;Attn: Electronic Communications Delivery Policy, P.O. Box 45950, Omaha, NE 68145-0950, or by contacting us via the “Contact” or &amp;quot;Contact Us&amp;quot; link at the bottom of each page of the PayPal website. If you fail to provide or if you withdraw your consent to receive Communications electronically, PayPal reserves the right to either deny your application for an Account, restrict or deactivate your Account, close your Account and any sub-account (such as a Student Account), or charge you additional fees for paper copies.&lt;br /&gt;
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After you consent to receive Communications electronically, you may withdraw your consent to receive IRS Form 1099-K electronically by contacting us as described above. You will continue to receive all your other Communications electronically, but we will send your Form 1099-Ks to you by U.S. mail.&lt;br /&gt;
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Requesting paper copies of electronic Communications&lt;br /&gt;
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If, after you consent to receive Communications electronically, you would like a paper copy of a Communication we previously sent you, you may request a copy within 180 Days after the date we provided the Communication to you by contacting us as described above. We will send your paper copy to you by U.S. mail. In order for us to send you paper copies, you must have a current street address on file as your “Home” address in your PayPal Account Profile. If you request paper copies, you understand and agree that PayPal may charge you a Records Request Fee for each Communication. The Records Request Fee will not be charged if you request a Form 1099-K in paper form; for all other Communications, the Records Request Fee is set out in Section 8 of the User Agreement.&lt;br /&gt;
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Updating your contact information&lt;br /&gt;
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It is your responsibility to keep your primary email address up to date so that PayPal can communicate with you electronically. You understand and agree that if PayPal sends you an electronic Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, PayPal will be deemed to have provided the Communication to you.&lt;br /&gt;
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Please note that if you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add PayPal to your email address book so that you will be able to receive the Communications we send to you.&lt;br /&gt;
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You can update your primary email address or street address at any time by logging into the PayPal website. If your email address becomes invalid such that electronic Communications sent to you by PayPal are returned, PayPal may deem your Account to be inactive, and you will not be able to transact any activity using your PayPal Account until we receive a valid, working primary email address from you.&lt;br /&gt;
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1. Our Relationship with You.&lt;br /&gt;
1.1 PayPal is Only a Payment Service Provider. PayPal helps you make payments to and accept payments from third parties. PayPal is an independent contractor for all purposes, and is not your agent or trustee. PayPal does not have control of, or liability for, the products or services that are paid for with the PayPal Services. We do not guarantee the identity of any User or ensure that a buyer or a Seller will complete a transaction.&lt;br /&gt;
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1.2 Your Privacy. Protecting your privacy is very important to PayPal. Please review our Privacy Policy in order to better understand our commitment to maintaining your privacy, as well as our use and disclosure of your Information.&lt;br /&gt;
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1.3 Privacy of Others; Marketing. If you receive Information about another User through the PayPal Services, you must keep the Information confidential and only use it in connection with the PayPal Services. You may not disclose or distribute a User&#039;s Information to a third party or use the Information for marketing purposes unless you receive the User&#039;s express consent to do so.&lt;br /&gt;
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You may not send unsolicited email to a User or use the PayPal Services to collect payments for sending, or assisting in sending, unsolicited email to third parties.&lt;br /&gt;
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1.4 Intellectual Property. &amp;quot;PayPal.com&amp;quot;, &amp;quot;PayPal&amp;quot;, and all logos related to the PayPal Services are either trademarks or registered trademarks of PayPal or PayPal&#039;s licensors. You may not copy, imitate or use them without PayPal&#039;s prior written consent. In addition, all page headers, custom graphics, button icons, and scripts are service marks, trademarks, and/or trade dress of PayPal. You may not copy, imitate, or use them without our prior written consent. You may use HTML logos provided by PayPal through our Merchant services, auction tools features or affiliate programs without prior written consent for the purpose of directing web traffic to the PayPal Services. You may not alter, modify or change these HTML logos in any way, use them in a manner that is disparaging to PayPal or the PayPal Services or display them in any manner that implies PayPal&#039;s sponsorship or endorsement. All right, title and interest in and to the PayPal website, any content thereon, the PayPal Services, the technology related to the PayPal Services, and any and all technology and any content created or derived from any of the foregoing is the exclusive property of PayPal and its licensors.&lt;br /&gt;
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1.5 Assignment. You may not transfer or assign any rights or obligations you have under this Agreement without PayPal&#039;s prior written consent. PayPal reserves the right to transfer or assign this Agreement or any right or obligation under this Agreement at any time.&lt;br /&gt;
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1.6 Password Security and Keeping Your Email and Address Current. You are responsible for maintaining adequate security and control of any and all IDs, passwords, personal identification numbers (PINs), or any other codes that you use to access the PayPal Services. If you use a PayPal Payment Card, you should also carefully safeguard this card. You are responsible for keeping your mailing address and email address up to date in your Account Profile.&lt;br /&gt;
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1.7 Notices to You. You agree that PayPal may provide you Communications about your Account and the PayPal Services electronically as described in our Electronic Communications Delivery Policy. Any electronic Communications will be considered to be received by you within 24 hours after the time we post it to our website or email it to you. Any Communications sent to you by postal mail will be considered to be received by you 3 Business Days after we send it.&lt;br /&gt;
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1.8 Notices to PayPal. Except as otherwise stated above in the Electronic Communications Delivery Policy, and below in Section 12 (Resolution Procedures for Unauthorized Transactions and Other Errors) and Section 14 (Disputes with PayPal), notice to PayPal must be sent by postal mail to: PayPal, Inc., Attention: Legal Department, 2211 North First Street, San Jose, California 95131.&lt;br /&gt;
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1.9 Account Statement. You have the right to receive an Account statement. You may view your Account statement by logging into your Account.&lt;br /&gt;
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1.10(a) Contacting You. In order to contact you more efficiently, we may at times contact you using autodialed or prerecorded message calls or text messages at the telephone number(s) you have provided us. We may place such calls or texts to (i) provide notices regarding your Account or Account activity, (ii) investigate or prevent fraud, or (iii) collect a debt owed to us. You agree that we and our service providers may contact you using autodialed or prerecorded message calls and text messages to carry out the purposes we have identified above. We may share your phone number(s) with service providers with whom we contract to assist us in pursuing these interests, but will not share your phone number(s) with third parties for their own purposes without your consent. Standard telephone minute and text charges may apply. We and our service providers will not use autodialed or prerecorded message calls or texts to contact you for marketing purposes at the telephone number(s) you designate unless we receive your prior express written consent. &lt;br /&gt;
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1.10(b) Your Choices. You do not have to consent to receive autodialed or prerecorded message calls or texts in order to use and enjoy PayPal’s products and services. Where PayPal is required to obtain your consent for such communications, you may choose to revoke your consent by contacting customer support at 1-844-629-9108 and informing us of your preferences.&lt;br /&gt;
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1.11 Recording Calls. You understand and agree that PayPal may, without further notice or warning and in our discretion, monitor or record telephone conversations you or anyone acting on your behalf has with PayPal or its agents for quality control and training purposes or for its own protection. You acknowledge and understand that, while your communications with PayPal may be overheard, monitored, or recorded without further notice or warning, not all telephone lines or calls may be recorded by PayPal, and PayPal does not guarantee that recordings of any particular telephone calls will be retained or retrievable.&lt;br /&gt;
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2. Accounts.&lt;br /&gt;
2.1 Eligibility. To be eligible to use the PayPal Services, you must be at least 18 years old and a resident of the United States or one of the countries listed on the PayPal WorldWide page. This Agreement applies only to Users who are residents of the United States. If you are a resident of another country, you may access the agreement that applies to you from our website in your country.&lt;br /&gt;
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2.2 Personal and Business Accounts; Types of Transactions. We offer the following types of Accounts: Personaland Business Accounts. By opening a Business Account and accepting the terms as outlined in this Agreement, you attest that you are not establishing the Account primarily for personal, family, or household purposes.&lt;br /&gt;
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You may send money from, and receive money into, your Account, as described in more detail in Section 3 (Sending Money) and Section 4 (Receiving Money). You may also add money to your Balance using an available Payment Method, as described in more detail in Section 3, and withdraw money from your Balance, as described in more detail in Section 6 (Withdrawing Money).&lt;br /&gt;
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2.3 Identity Authentication. You authorize PayPal, directly or through third parties, to make any inquiries we consider necessary to validate your identity. This may include asking you for further information, requiring you to provide your date of birth, a taxpayer identification number and other information that will allow us to reasonably identify you, requiring you to take steps to confirm ownership of your email address or financial instruments, ordering a credit report, or verifying your Information against third party databases or through other sources. We may also ask to see your driver’s license or other identifying documents at any time. If you use certain PayPal Services, federal law requires that PayPal verify some of your Information. PayPal reserves the right to close, suspend, or limit access to your Account and/or the PayPal Services in the event we are unable to obtain or verify this Information.&lt;br /&gt;
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2.4 Credit Report Authorization. If you open a Business Account, you are providing PayPal with written instructions and authorization in accordance with the Fair Credit Reporting Act to obtain your personal and/or business credit report from a credit bureau. You are also authorizing PayPal to obtain your personal and/or business credit report: (a) when you upgrade your Personal Account to a Business Account, (b) when you request certain new products, such as the PayPal Debit Card, or (c) at any time PayPal reasonably believes there may be an increased level of risk associated with your Business Account.&lt;br /&gt;
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2.5 Third Party Permissions. If you grant express permission to a third party to take specific actions on your behalf, or access particular information about your Account, either through your use of the third party&#039;s product or service or through your Account Profile, you acknowledge that PayPal may disclose the information about your Account that is specifically authorized by you to this third party. You also acknowledge that granting permission to a third party to take specific actions on your behalf does not relieve you of any of your responsibilities under this Agreement. Further, you acknowledge and agree that you will not hold PayPal responsible for, and will indemnify PayPal from, any liability arising from the actions or inactions of this third party in connection with the permissions you grant. You may change or remove these permissions at any time by changing your settings in your Account Profile.&lt;br /&gt;
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3. Sending Money.&lt;br /&gt;
3.1 Sending Limits. We may, at our discretion, impose limits on the amount of money you can send through the PayPal Services, including money you send for purchases. You can view your sending limit, if any, by logging into your Account. If you have a Verified Account, we may increase your sending limits.&lt;br /&gt;
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3.2 Default Payment Methods. When you make a payment, if you have not selected a Preferred Payment Method, PayPal will fund your transaction in this order:&lt;br /&gt;
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Balance&lt;br /&gt;
Instant Transfer from your bank account&lt;br /&gt;
PayPal Credit&lt;br /&gt;
PayPal Cards&lt;br /&gt;
Debit card&lt;br /&gt;
Credit card&lt;br /&gt;
eCheck&lt;br /&gt;
Note: If you do not want to use your Balance, you can withdraw it before making a payment.&lt;br /&gt;
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3.3 Preferred Payment Method. You may select a Preferred Payment Method each time you make a payment, except when making a Preapproved Payment, a No Log-In Payment, or an In-Store Checkout payment. Certain funding sources may not be available for certain products; if there are funding source limitations, these will be disclosed to you as part of your transaction flow for the specific product in question. For a Preapproved Payment or, in most instances, a No Log-In Payment, you can select a Preferred Payment Method when you provide your initial authorization for this payment and/or through the My Preapproved Payments section of your Account Profile (it may be called &amp;quot;Backup Payment Method&amp;quot;). For In-Store Checkout payments, you may change your Preferred Payment Method in your Account Profile prior to initiating your transaction.&lt;br /&gt;
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If you select a Preferred Payment Method but have available Balance in your Account, your Balance will be used to fund your payment first. If you set PayPal Credit, PayPal Cards or eCheck as your Preferred Payment Method in your Account Profile, it will be used to fund your PayPal payments first, even if you have a Balance.&lt;br /&gt;
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3.4 Payment Method Limitations. In order to manage risk, PayPal may limit the Payment Methods available for a transaction. In addition, Payment Methods may be limited if you make a PayPal payment through certain third party websites or applications. For PayPal Business Payments, you are limited to funding your PayPal payment with either (or both) your Balance or by eCheck. In all such cases, you may choose to continue with the transaction with the understanding that you may have fewer avenues available for dispute resolution should the transaction turn out to be unsatisfactory.&lt;br /&gt;
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3.5 Bank Transfers. When you use your bank account as your Payment Method for any transaction or to initiate an Add Money transaction, you are requesting an electronic transfer from your bank account. For these transactions, PayPal will make electronic transfers via ACH from your bank account in the amount you specify. You agree that such requests constitute your authorization to PayPal to make the transfers. Once you have provided your authorization for the transfer, you will not be able to cancel the electronic transfer. For Pay After Delivery transactions please see Section 3.14. You give PayPal the right to resubmit any ACH debit you authorized that is returned for insufficient or uncollected funds.&lt;br /&gt;
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3.6 Refused and Refunded Transactions. When you send money, the recipient is not required to accept it. You agree that you will not hold PayPal liable for any damages resulting from a recipient&#039;s decision not to accept a payment made through the PayPal Services. Any unclaimed, refunded or denied payment will be returned to your Balance or to the original Payment Method. We will return any unclaimed payment to you within 30 Days of the date you initiated payment.&lt;br /&gt;
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3.7 Merchant Processing Delay. When you send a payment to certain Merchants, you are providing an Authorization to the Merchant to process your payment and complete the transaction. The payment will be held as pending until the Merchant processes your payment. Some Merchants may delay processing your payment. In such an instance, your Authorization will remain valid for up to 30 Days. If your payment requires a currency conversion, the exchange rate, which will include the Currency Conversion spread described in Section 8 (Fees), will be determined at the time the Merchant processes your payment and completes the transaction.&lt;br /&gt;
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3.8 Preapproved Payments. A Preapproved Payment, including an In-Store Checkout payment, is a payment in which you authorize a Merchant to directly charge your Account on a one-time, regular, or sporadic basis. Preapproved Payments are sometimes called &amp;quot;subscriptions&amp;quot;, &amp;quot;recurring payments”, &amp;quot;preauthorized transfers&amp;quot; or &amp;quot;automatic payments&amp;quot;. Within 2 Business Days of any Preapproved Payment made from your Account, you will receive a confirmation of this transaction by email. The following applies to any Preapproved Payments you make:&lt;br /&gt;
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Notice for Certain Preapproved Payments. If a Preapproved Payment will vary in amount and is made using an Instant Transfer, eCheck, debit card Payment Method or your Balance, you have the right to advance notice of the amount and date of the transfer from the Merchant at least 10 Days before the transfer is made. If the Merchant provides the option, you may choose to receive this advance notice only when the amount of your Preapproved Payment will fall outside a range established between you and the Merchant. This notice is designed to protect you from having insufficient funds in your bank account to cover the Preapproved Payment.&lt;br /&gt;
Stopping a Preapproved Payment. You may stop a Preapproved Payment at any time up to 3 Business Days before the date of the next scheduled payment by notifying PayPal and/or the Merchant. To stop a Preapproved Payment by notifying PayPal, you must access the My Preapproved Payments section of your Account Profile and follow the links to stop the payment. You may also stop a Preapproved Payment by calling PayPal at (402) 935-2050. Please keep in mind that Preapproved Payments are sometimes referred to as &amp;quot;subscriptions&amp;quot;, &amp;quot;recurring payments&amp;quot;, &amp;quot;preauthorized transfers&amp;quot;, or &amp;quot;automatic payments&amp;quot;. Once you contact PayPal to stop a Preapproved Payment, all future Preapproved Payments under your agreement with the Merchant will be stopped. If you stop a Preapproved Payment you may still be liable to the Merchant for the payment or other penalties under the terms of your agreement with the Merchant and you may be required to pay the Merchant through alternative means. We will be liable for your losses or damages directly caused by our failure to stop any Preapproved Payment if you have followed the instructions in this section to notify us.&lt;br /&gt;
Preapproved Payments for In-Store Checkout. For In-Store Checkout transactions, if we are not able to get an authorization from the Preferred Payment Method you have set with us but we allow you to proceed with the transaction and pay the Merchant, you authorize us to debit your PayPal Account or any of the Payment Methods linked to your PayPal Account to fund your transaction or recover any amounts we paid the Merchant on your behalf. We will only recover up to the amount of the In-Store Checkout transaction you authorized and we paid. You may cancel the authorization for In-Store Checkout in your Account Profile, but you will still be able to pay in stores using Mobile In-Store Payments.&lt;br /&gt;
3.9 Accuracy of Information.&lt;br /&gt;
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You are responsible for confirming the accuracy of the information you provide about each payment you send, including the email address or telephone number of the recipient and the amount of the transaction.&lt;br /&gt;
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3.10 PayPal Mobile. PayPal Mobile allows you to access certain PayPal Services through your mobile phone. PayPal Mobile is not available in all countries. If you use PayPal Mobile, you are responsible for any fees that your phone service provider charges, such as fees for SMS, data services, and any other fees that your phone service provider may charge. Your phone service provider is not the provider of the PayPal Services.&lt;br /&gt;
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3.11 Debit Card Processing. PayPal will process your debit card funded transactions through either the ATM debit network or the Visa/MasterCard network. If we process your debit card through an ATM debit network, we may provide you with the opportunity to switch to a Visa or MasterCard network by changing your preferences for that debit card in your Account Profile. If you use your PayPal Debit Card for a payment that is not in U.S. Dollars, your transaction will be funded with your U.S. Dollar Balance, even if you have a Balance in another currency. Any required currency conversion will be performed by Visa, MasterCard, or a similar third party and may be subject to a fee by that third party.&lt;br /&gt;
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3.12 Credit Card Information. If your credit card account number changes or your credit card expiration date changes, we may acquire that information from our financial services partner and update your Account.&lt;br /&gt;
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3.13 Digital Goods Micropayment Purchases. If you purchase Digital Goods from certain Merchants using PayPal, we may offer you the option to pay for those goods at a later date, at no additional cost to you (&amp;quot;Post Payment Option&amp;quot;). We may offer you this option at our discretion, which we may revoke at any time. The Post Payment Option is only enabled if you have no Balance in your Account. The amounts you pay using the Post Payment Option will be deducted from your Account no more than 21 Days following your initial purchase, or when your Digital Goods purchases using the Post Payment Option reach a certain amount that is no more than $25.00 USD, whichever is earlier. This date and amount will be stated in your transaction details shown under your History in the “My Account” tab or in the Account activity in the ”Summary” and “Activity” tabs of your Account. If you use the Post Payment Option but subsequently change your settings through your Account Profile to pay for these purchases at the time you make them, you will not be able to switch back to the Post Payment Option for a period of 6 months.&lt;br /&gt;
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3.14 Pay After Delivery (&amp;quot;PAD&amp;quot;). The Pay After Delivery payment option allows qualifying buyers to purchase eligible items and wait up to 14 days to pay for them. The PAD payment option is only available for eligible purchases under $10,000.00 and is not available to all buyers. In order to use PAD, qualifying buyers must have a valid checking or other qualifying account at a bank which is linked to their PayPal Account and identified as their primary bank account from which funding transfers may be withdrawn; if there is no valid linked bank account then PAD will not be available, even if the qualifying buyer has used PAD before. Where a buyer and item purchased are eligible for PAD, which shall be determined in PayPal&#039;s sole discretion, buyer may choose the PAD payment option at the time of purchase. Although PayPal will not impose a fee for a buyer&#039;s use of PAD, it is possible a third party, such as the financial institution holding the primary bank account, may impose a fee in connection with the payment or purchase, in addition to the amount of the transaction.&lt;br /&gt;
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If buyer selects PAD as the payment method:&lt;br /&gt;
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The entire transaction amount will be funded from the buyer&#039;s primary bank account linked to buyer&#039;s PayPal Account, even if the buyer has a balance in their PayPal Account, except where there are insufficient available funds in the primary bank account. Buyer authorizes PayPal to submit the debit to buyer&#039;s primary bank account for the amount of the transaction, and resubmit it again if the initial debit is rejected or insufficient. In the event there are insufficient available funds in buyer&#039;s primary bank account, buyer authorizes PayPal to fund the remaining amount of the transaction from any of the following sources: PayPal Balance, credit card, or debit card. For each payment using PAD, buyer authorizes PayPal to debit the primary bank account for the full amount of the payment 14 Days after the transaction date, or sooner in accordance with buyer&#039;s instructions. PayPal will send buyer by email a reminder before the scheduled debit.&lt;br /&gt;
Where buyer has qualified for and initiated a PAD transaction, PAD will be identified as buyer&#039;s Preferred Payment Method for future eligible transactions; however, buyer may change their Preferred Payment Method at any time for future transactions. Buyer will still need to select the PAD payment option for each qualifying payment at the time of the transaction. Buyer may select a different Payment Method for future transactions and change their Payment Method at the time the buyer makes the payment.&lt;br /&gt;
Buyer&#039;s PayPal Purchase Protection rights described in Section 13 of the User Agreement will apply to a purchase using a PAD payment option, except a buyer using PAD must file a dispute within 180 Days from the date of the purchase. If buyer has a problem with their purchase buyer must follow the procedures described in Section 13 of the PayPal User Agreement. If buyer files a dispute within 14 Days of making the purchase with PAD, PayPal will debit the primary bank account after the resolution process is complete and only if buyer loses. Buyer authorizes PayPal to debit their primary bank account for the full amount of the payment if buyer loses a PayPal Purchase Protection claim.&lt;br /&gt;
PayPal has the right, at any time and in its sole discretion, to terminate, cancel, suspend or modify the PAD payment option, qualifications or eligibility for PAD, or any buyer&#039;s ability to use PAD.&lt;br /&gt;
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3.15 In-Store Checkout.&lt;br /&gt;
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General. In-Store Checkout allows you to make payments using your PayPal Account in a Merchant’s physical store if the Merchant accepts PayPal. In-Store Checkout payments are made using your mobile phone number, a PayPal payment card (the “PayPal Payment Card”), or Mobile In-Store Payments. You must confirm your mobile phone number with PayPal by registering it with PayPal, setting a PIN, and receiving a confirmation from us via SMS. You request a PayPal Payment Card when you sign up for In-Store Checkout at www.PayPal.com/anywhere. If you do not receive your PayPal Payment Card within 14 Days after requesting it, or if your card is lost or stolen, you must follow the procedures set forth in Section 12 to report the lost or stolen card.&lt;br /&gt;
Wish Lists. If you sign up for In-Store Checkout, you will be able to create wish lists of goods or services within your PayPal Account that you would like to store for future purchasing decisions (“Wish Lists”). You can create a Wish List by adding a product or service directly to your Wish List by logging into your PayPal Account, or through PayPal Shopping searches. The results of any search on PayPal Shopping will be generated by third party service providers of PayPal. These search results can be saved into your Wish List. PayPal has no liability for the search results generated by its third party service providers, the information contained in those results, or the failure of any Merchant to honor the price or terms included in the search results.&lt;br /&gt;
Social Sharing of Offers. If you have an Offer in your PayPal Account, you can share it with your online community of friends and family via social sharing sites with whom we integrate. If you share any Offers, you may be required to first consent to certain information being shared by us with the social sharing site. Any data received by PayPal from these social sharing sites will be subject to our Privacy Policy. In addition to complying with the other requirements of Section 9.1 below, you agree that you will not post any content that is obscene or offensive from your PayPal Account or in connection with the Offer you are sharing.&lt;br /&gt;
Loyalty Cards. In-Store Checkout allows you to store your Merchant loyalty card numbers or bar codes, where applicable, in your PayPal Account for certain Merchants. When you store your loyalty card numbers or bar codes in your PayPal Account, you will earn any rewards , subject to the Merchant’s loyalty card terms and conditions, at the time you make your payment to the Merchant by presenting the stored loyalty card number or bar code to the Merchant at the point of sale. It is your responsibility to make sure that you have entered in your loyalty card information correctly and that you update it as necessary. It is also your responsibility to ensure that you are receiving the rewards to which you are entitled. PayPal is not responsible for managing your loyalty card account by offering this service and any questions about your loyalty card or associated rewards program should be directed to the Merchant that offers the card.&lt;br /&gt;
3.16 Special Offers. You may receive promotional offers from PayPal, such as coupons, Merchant Specific Promotional Balances and other deals (together, &amp;quot;Offers&amp;quot;) that can be applied to purchases you make at participating stores and websites using your PayPal Account.&lt;br /&gt;
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Offer Redemption. To redeem an Offer, you must first save it to your PayPal Account. Some Offers are saved automatically. The Offer applies to your next eligible purchase made through your PayPal Account at the offering Merchant, unless you mark the Offer for later use. Some Offers may apply solely to In-Store Checkout transactions, while others may be used solely for online transactions – check Offer terms for details. The Offer is valid from 12:01 AM EST on the Offer’s start date through 11:59 EST on the Offer’s expiration date. Merchant Specific Promotional Balances are applied to post-sales tax amounts.&lt;br /&gt;
Terms. Offers may be subject to additional terms provided with the Offer. The Merchant and/or PayPal set the Offer terms, which may be viewed when you receive the Offer or in your PayPal Account if the Offer is saved there.&lt;br /&gt;
Refunds. Offer terms apply to refunds for items purchased using the Offer. The refunded amount may go back to the Offer, your Payment Method for the transaction, your PayPal Balance or a combination of the above. If you redeem a Merchant Specific Promotional Balance, the following refund terms apply: If you seek a full refund for a purchase that applied the Offer, you will receive the full refund amount minus the Offer value. If a partial refund is provided, you will receive the partial refund amount minus the Offer value. Offers are still subject to their expiration dates. Refunds are also subject to the merchant’s refund policy.&lt;br /&gt;
Limits of Liability and Exclusions. PayPal has no liability if you fail to use any Offers prior to expiration or if PayPal does not remind you of pending Offers or their expiration dates. PayPal is not responsible for Offer terms set by a Merchant or for the compliance of those terms with any applicable laws.&lt;br /&gt;
3.17 Initial Transaction Covered by PayPal&lt;br /&gt;
&lt;br /&gt;
If PayPal has covered your first transaction when you set up your PayPal Account this section applies to you.&lt;br /&gt;
Having your initial transaction covered by PayPal is a one-time feature to allow eligible new customers additional time to add a Payment Method and pay for your transaction. Eligibility is determined by PayPal in our sole discretion. If you are an eligible new customer, we will pay the Merchant on your behalf. You agree that you may have up to 30 Days to pay for your transaction by logging into your PayPal Account and adding a Payment Method to pay for your transaction.&lt;br /&gt;
You authorize PayPal to charge the first Payment Method that you add after your initial transaction to pay for this transaction.&lt;br /&gt;
If the first Payment Method that you add to your PayPal Account is not available or is rejected, you authorize us to use any of the eligible Payment Methods linked to your PayPal Account to recover this amount. We will only recover up to the amount of the transaction you authorized. If you do not pay this amount back after 60 Days we may take action to collect the amount due from you to the full extent permitted by law, and we may restrict further use of your PayPal Account.&lt;br /&gt;
If we covered a purchase for you at the time you opened your PayPal Account, we will not cover any later purchase.&lt;br /&gt;
PayPal has the right, subject to applicable law, to terminate, cancel, suspend or modify this section at any time, but any modification will not affect purchases previously covered.&lt;br /&gt;
3.18 Other Disclosures Regarding Credit&lt;br /&gt;
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The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.&lt;br /&gt;
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As required by California law, a married applicant may apply separately for credit.&lt;br /&gt;
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4. Receiving Money.&lt;br /&gt;
4.1 Receiving Personal Payments. If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase. If you do so, PayPal may remove your ability to accept Personal Payments.&lt;br /&gt;
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4.2 Payment Review. Payment Review is a process by which PayPal reviews certain potentially high-risk transactions. If a payment is subject to Payment Review, PayPal will place a hold on the payment and provide notice to the Seller to delay shipping of the item. PayPal will conduct a review and either clear or cancel the payment. If the payment is cleared, PayPal will provide notice to the Seller to ship the item. Otherwise, PayPal will cancel the payment and the funds will be returned to the buyer. All payments that clear Payment Review will be eligible for PayPal Seller protection coverage if they meet the PayPal Seller protection requirements. PayPal will provide notices to you by email and in the “History” or “Activity” tab of your Account.&lt;br /&gt;
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4.3 Risk of Reversals, Chargebacks and Claims. When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any Fees if the payment is later invalidated for any reason. This means that, in addition to any other liability, you will be responsible for the amount of the payment sent by the sender, plus the applicable Fees listed in Section 8 (Fees) of this Agreement if you lose a Claim or a Chargeback or if there is a Reversal of the payment. You agree to allow PayPal to recover any amounts due to PayPal by debiting your Balance. If there are insufficient funds in your Balance to cover your liability, you agree to reimburse PayPal through other means. If a sender of a payment files a Chargeback, the credit card issuer, not PayPal, will determine who wins the Chargeback.&lt;br /&gt;
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4.4 Refund and Reversal Currencies. All refunds and reversals will be made in the same currency as the original transaction. If your transaction must be refunded or reversed and you do not have the correct currency available in your Balance, a currency conversion will be performed.&lt;br /&gt;
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4.5 No Surcharges. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. You may charge a handling fee in connection with the sale of goods or services as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions.&lt;br /&gt;
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4.6 Taxes. It is your responsibility to determine what, if any, taxes apply to the payments you make or receive, and it is your responsibility to collect, report and remit the correct tax to the appropriate tax authority. PayPal is not responsible for determining whether taxes apply to your transaction, or for collecting, reporting or remitting any taxes arising from any transaction. You acknowledge that PayPal will report to the Internal Revenue Service the total amount of payments for goods and services you receive each calendar year into all the Accounts you own if you receive into these Accounts (i) more than $20,000 in payments for goods or services and (ii) receive more than 200 payments for goods or services in the same calendar year.&lt;br /&gt;
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4.7 Receiving Payments from Student Accounts. PayPal may block your ability to receive payments from Student Accounts if you sell goods or services that may be illegal for minors to purchase under any applicable laws or regulations. This includes, but is not limited to, alcohol, tobacco or adult-oriented materials.&lt;br /&gt;
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4.8 Your Refund Policy and Privacy Policy. If you sell goods or services, we recommend that you have a published return policy and a published privacy policy on your website and, if applicable, at your point of sale, including your In-Store Checkout point of sale.&lt;br /&gt;
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4.9 Receiving Preapproved Payments.&lt;br /&gt;
&lt;br /&gt;
If you receive Preapproved Payments, you must comply with the following requirements:&lt;br /&gt;
&lt;br /&gt;
Authorization. You must receive your buyer’s prior Authorization for the amount, frequency, and duration of the Preapproved Payment. You must provide your buyer with notice of the amount and date of each Preapproved Payment at least 10 Days before the transfer, unless the buyer has elected to receive notices only for varying amounts, as described in clause (b) below.&lt;br /&gt;
Notice Requirements for Varying Amounts. If the amount of the Preapproved Payment varies, you must provide your buyer with notice of the amount and date of each Preapproved Payment transfer at least 10 Days before the transfer. You may also give the buyer the option to receive notice only when the amount of a Preapproved Payment falls outside a range that you and the buyer have agreed upon in advance. If the buyer has chosen to receive notices only for Preapproved Payments falling outside the agreed upon range, then you must send your buyer notice of the amount and date of those transfers at least 10 Days before the transfer.&lt;br /&gt;
Required Stop Payment Procedures for Preapproved Payments. You must provide buyers with the ability to stop a Preapproved Payment up to 3 Business Days before the scheduled date of the Preapproved Payment. If a buyer has stopped or canceled a Preapproved Payment, you may not restart future payments without the written Authorization of the buyer. In addition, if your buyer signed up for the Preapproved Payment through an online method, you must provide a simple and easily accessible online cancellation procedure.&lt;br /&gt;
4.10 No Log-In Payments. If you receive No Log-In Payments you must receive your buyer’s Authorization for the payment amount prior to submitting the No Log-In Payment.&lt;br /&gt;
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4.11 Micropayments for Digital Goods. To qualify to receive Micropayments for Digital Goods, you must submit an application, be approved by us, and have an Account in good standing. By applying for Micropayments for Digital Goods, you agree that for Digital Goods transactions you receive up to the amounts in the table below, if a buyer opens a Dispute, PayPal may reverse the transaction, and remove the funds from your Account without requiring the buyer to escalate the Dispute to a Claim.&lt;br /&gt;
&lt;br /&gt;
Each buyer will be limited to a maximum of three such reversals per month and after reaching this limit will be required to follow PayPal’s standard dispute resolution process for any additional Disputes they file.&lt;br /&gt;
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Currency&lt;br /&gt;
Amount&lt;br /&gt;
Currency&lt;br /&gt;
Amount&lt;br /&gt;
Australian Dollar:&lt;br /&gt;
$9.99 AUD&lt;br /&gt;
New Zealand Dollar:&lt;br /&gt;
$9.99 NZD&lt;br /&gt;
Brazilian Real:&lt;br /&gt;
7.99 BRL&lt;br /&gt;
Norwegian Krone:&lt;br /&gt;
29.99 NOK&lt;br /&gt;
Canadian Dollar:&lt;br /&gt;
$3.99 CAD&lt;br /&gt;
Philippine Peso:&lt;br /&gt;
499.99 PHP&lt;br /&gt;
Czech Republic Koruna:&lt;br /&gt;
99.99 CZK&lt;br /&gt;
Polish New Zloty:&lt;br /&gt;
19.99 PLN&lt;br /&gt;
Danish Krone:&lt;br /&gt;
24.99 DKK&lt;br /&gt;
Singaporean Dollar:&lt;br /&gt;
$9.99 SGD&lt;br /&gt;
Euro:&lt;br /&gt;
€3.99 EUR&lt;br /&gt;
Swedish Krona:&lt;br /&gt;
34.99 SEK&lt;br /&gt;
Hong Kong Dollar:&lt;br /&gt;
$49.99 HKD&lt;br /&gt;
Swiss Franc:&lt;br /&gt;
4.99 CHF&lt;br /&gt;
Hungarian Forint:&lt;br /&gt;
999 HUF&lt;br /&gt;
Taiwan New Dollar:&lt;br /&gt;
249.00 TWD&lt;br /&gt;
Israeli New Shekel:&lt;br /&gt;
15.99 ILS&lt;br /&gt;
Thai Baht:&lt;br /&gt;
249.99 THB&lt;br /&gt;
Japanese Yen:&lt;br /&gt;
¥999 JPY&lt;br /&gt;
U.K. Pound Sterling:&lt;br /&gt;
£3.99 GBP&lt;br /&gt;
Mexican Peso:&lt;br /&gt;
$39.99 MXN&lt;br /&gt;
U.S. Dollar:&lt;br /&gt;
$3.99 USD&lt;br /&gt;
4.12 PayPal Business Payments. If you offer PayPal Business Payments in a payment flow, you shall not offer any other PayPal-branded payment option in the same flow.&lt;br /&gt;
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4.13 Card Not Present Transactions. Except for PayPal Debit Card transactions, you acknowledge that all debit or credit card funded transactions from a buyer’s Account are processed as “card not present” transactions, even where the buyer is at the physical point of sale. Under the card association rules, a buyer has different Chargeback rights for “card not present” transactions than for transactions where the buyer physically presents the card to the seller.&lt;br /&gt;
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4.14 Mobile In-Store Payments. If you receive Mobile In-Store Payments you must communicate the amount of the transaction to the customer before the transaction takes place. You may charge your customer’s PayPal account only for transactions that they have authorized. You must also provide customers with a physical receipt if they request one. You agree that any transaction that you submit shall have an accurate and true description of the goods and services being purchased.&lt;br /&gt;
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4.15 PayPal Advertising Program: The PayPal Advertising Program enables qualifying Merchants to place PayPal-hosted banners and buttons promoting PayPal Services and/or PayPal Credit (“Advertising Banners”) on their websites, in their customer emails, and on their eBay stores.&lt;br /&gt;
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If you participate in the PayPal Advertising Program, you must comply with the following requirements:&lt;br /&gt;
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You must comply with Advertising Banner integration requirements provided by PayPal or authorized third party providers to ensure that Advertising Banners are accurately presented.&lt;br /&gt;
You are prohibited from modifying Advertising Banners or altering their presentation in any way.&lt;br /&gt;
You are prohibited from copying Advertising Banners from other websites. Instead, you must use the HTML code as provided by PayPal to place Advertising Banners on your websites, eBay stores or in customer communications.&lt;br /&gt;
You are prohibited from creating, hosting and displaying your own Advertising Banners on your websites, eBay stores or in customer communications, unless authorized by PayPal in writing.&lt;br /&gt;
You must use the Advertising Banners in their entirety with all the links and language provided by PayPal.&lt;br /&gt;
You may not post Advertising Banners on social media networks or platforms, unless authorized by PayPal in writing.&lt;br /&gt;
If Advertising Banners on your website, customer communications or eBay stores fail to automatically update, you will cooperate with PayPal to (i) manually update the Advertising Banners as they appear on your sites; (ii) repair or reinstall the HTML code to facilitate future updates; and (iii) remove any non-current messaging or PayPal Credit offer terms from your sites.&lt;br /&gt;
If you fail to comply with any use or implementation requirements as communicated by PayPal or authorized third party providers, you will be liable for any resulting damages suffered by PayPal or any third parties, and PayPal may remove or modify your Advertising Banners.&lt;br /&gt;
If you stop using a qualifying PayPal payments solution, you must immediately remove all Advertising Banners from your sites and customer communications and/or cooperate with PayPal or your third party provider to do so.&lt;br /&gt;
If you present Advertising Banners that include PayPal Credit messaging, you must also comply with the following, additional requirements:&lt;br /&gt;
&lt;br /&gt;
You must use a PayPal payments solution that is pre-integrated with PayPal Credit, unless authorized by PayPal in writing. See eligible PayPal payments solutions.&lt;br /&gt;
If you receive customer inquiries relating to PayPal Credit, you must direct the customer to PayPal Credit Customer Support at (866) 528-3733. If a customer is unable to process a transaction using PayPal Credit, you are prohibited from communicating any reason for the customer’s decline. You are also prohibited from representing or holding yourself out to represent PayPal Credit in any way.&lt;br /&gt;
Advertising Banners may be changed at any time for any reason. PayPal may also discontinue any Advertising Banners and/or the PayPal Advertising Program at any time, at its sole discretion.&lt;br /&gt;
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5. Account Balances.&lt;br /&gt;
5.1 Balances. You do not need to maintain a Balance in your Account in order to make or receive payments. If you do hold a Balance, that Balance represents an unsecured claim against PayPal and is not insured by the FDIC. PayPal will combine your Balance with the Balances of other Users and will invest those funds in liquid investments in accordance with State money transmitter laws. PayPal will own the interest or other earnings on pooled Balances. PayPal will hold pooled Balances separate from its corporate funds and will not use Balances for its operating expenses or for any other corporate purposes. PayPal will not voluntarily make Balances available to its creditors in the event of bankruptcy. In addition, the issuer of the PayPal Debit Card, which is The Bancorp Bank, holds debit card customer balances in a pooled account held in the debit card issuer’s name for the benefit of PayPal debit card users.&lt;br /&gt;
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5.2 Negative Balances and Multiple Currencies. If your Account has a negative Balance, PayPal may deduct amounts you owe PayPal from money you subsequently add or receive into your Account. If you have multiple currency Balances in your Account and one of the currency Balances becomes negative for any reason, PayPal may set off the negative Balance by using funds you maintain in a different currency Balance. If you have a negative balance in non-U.S. Dollars for a period of 21 Days or longer, PayPal will convert this negative Balance to U.S. Dollars. If you open more than one Account, PayPal may set off the negative Balance in one Account by using any Balance that you maintain in your other Account(s). In the event that a negative Balance is offset by PayPal pursuant to this paragraph, it may be bundled with another debit coming out of your Account.&lt;br /&gt;
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5.3 Risks of Maintaining Balances in Multiple Currencies. You are responsible for all risks associated with maintaining Balances in multiple currencies. You agree that you will not attempt to use multiple currencies for speculative trading.&lt;br /&gt;
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5.4 Setoff of Past Due Amounts. If you have a past due amount owed to PayPal, an Affiliate or eBay, Inc., PayPal may debit your Account to pay any amounts that are more than 180 Days past due.&lt;br /&gt;
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5.5 Security Interest. To secure your performance of this Agreement, you grant to PayPal a lien on and security interest in and to the Balances in your Account in the possession of PayPal.&lt;br /&gt;
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6. Withdrawing Money.&lt;br /&gt;
6.1 How to Withdraw Money. You may withdraw funds from your Account by electronically transferring them to your bank account, requesting a physical check through the mail, or using your PayPal Debit Card (eligible Users only). Funds may only be withdrawn in US Dollars. If you request a physical check, you will be charged the Withdrawing your Balance Fee as set out in Section 8. Generally, we will send checks only to Confirmed Addresses, unless you have a Verified Account. We will not send checks to P.O. Boxes. If you would like us to send a check to an address that does not meet these criteria, you must contact Customer Service and provide the documentation that we request to verify your association with the address. If you fail to cash a check within 180 Days of the date of issuance, we will return the funds to your Balance but we will retain the Withdrawing your Balance Fee.&lt;br /&gt;
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6.2 Withdrawal Limits. Depending on the degree to which you have Verified your Account, we may limit the amount you may withdraw to $500.00 USD per month. You can view your withdrawal limit, if any, by logging into your Account. In addition, we may delay withdrawals of large sums of money while we perform a risk review.&lt;br /&gt;
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7. Closing Your Account.&lt;br /&gt;
7.1 How to Close Your Account. You may close your Account at any time by following the instructions in your Account Profile. Upon Account closure, we will cancel any pending transactions and you will forfeit any Balances associated with Redemption Codes, unless otherwise legally prohibited. You must withdraw your Balance prior to closing your Account. If you have a pending PAD payment, we will not close your Account until that payment has been made, but we may limit your ability to make additional transactions using your Account.&lt;br /&gt;
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7.2 Limitations on Closing Your Account. You may not close your Account to evade an investigation. If you attempt to close your Account while we are conducting an investigation, we may hold your Balance for up to 180 Days to protect PayPal, its affiliates, or a third party against the risk of Reversals, Chargebacks, Claims, fees, fines, penalties and other liability. You will remain liable for all obligations related to your Account even after the Account is closed. You may not close your Account if you have an open PayPal Credit Account linked to your Account; however, your Account may be restricted at your request so it is only open to enable you to service your PayPal Credit Account online.&lt;br /&gt;
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7.3 Escheatment of Dormant Accounts. If you do not log in to your Account for two or more years, PayPal may close your Account and send the Balance to your primary address or, if required, escheat (send) your Balance to your state of residency. PayPal will determine your residency based on the state listed in your primary address. If your address is unknown or registered in a foreign country, your Balance will be escheated to the state of Delaware. Where required, PayPal will send you a notice prior to escheating or closing your Account. If you fail to respond to this notice, your Balance will be escheated to the applicable state. If you would like to claim any escheated Balance from the state, please contact your state&#039;s Unclaimed Property Administrator.&lt;br /&gt;
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8. Fees and Currency Conversion.&lt;br /&gt;
8.1 Fees Overview.&lt;br /&gt;
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Fees are based on whether you are making a Purchase Payment, a Personal Payment or a PayPal Business Payment. Some fees are expressed as a percentage of the payment amount. All Fees are in U.S. Dollars unless otherwise stated.&lt;br /&gt;
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For Purchase Payments, the recipient of the payment will always pay the Fee.&lt;br /&gt;
For Personal Payments, the following applies:&lt;br /&gt;
The Fee depends on the Payment Method you use.&lt;br /&gt;
The Fee is paid by either the sender or recipient, not both.&lt;br /&gt;
The sender of the payment generally determines who pays the Fee at the time the sender makes the payment. If you send a Personal Payment from a third party (non-PayPal) website or by using a third party’s product or service, then the third party will determine if the sender or recipient of the Personal Payment will pay the Personal Payment Fee. This will be disclosed to you by the third party before the Personal Payment is initiated.&lt;br /&gt;
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However, for senders that have been upgraded to the updated PayPal user experience, there is no longer an option to allow the recipient of a Personal Payment to pay the Fee. A sender of a Personal Payment that has been upgraded to the updated PayPal user experience will always pay the Fee (if a Fee applies). The Fee will be disclosed to you before the Personal Payment is sent.&lt;br /&gt;
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Senders of Personal Payments that have not been upgraded to the updated PayPal experience may generally still determine whether the sender or recipient pays the fee. Therefore, if you receive a Personal Payment from a sender that has not been upgraded to the updated PayPal experience, the recipient may pay the Fee, depending on the sender’s determination.&lt;br /&gt;
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The Fee is waived if you send a Personal Payment to someone in the United States in U.S. Dollars and you use your bank or Balance as the exclusive Payment Method. If you use a different Payment method to send a Personal Payment, the Fees set out below will apply.&lt;br /&gt;
Additional Fees apply if you are sending or receiving money to or from a country outside the United States or transacting in a foreign currency.&lt;br /&gt;
If you use your credit card as the Payment Method for a Personal Payment, you may be charged a cash-advance fee by your credit card company.&lt;br /&gt;
In some instances, Personal Payment pricing may not be available. In these instances, all payments must be Purchase Payments.&lt;br /&gt;
Personal Payments may not be available on non-PayPal websites or other applications that offer you the ability to send a payment from your Account.&lt;br /&gt;
Personal Payments may not be sent to recipients in certain countries.&lt;br /&gt;
For PayPal Business Payments, the PayPal Business Payment Fee is paid by the recipient unless it is disclosed to you before you send the payment that you, the sender, must pay this Fee.&lt;br /&gt;
We reserve the right to adjust your future Fees at our sole discretion upon 30 days’ written notice to you.&lt;br /&gt;
8.2 Domestic Payments in U.S. Dollars. This applies when both the sender and recipient are in the United States and the payment is in U.S. Dollars.&lt;br /&gt;
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Domestic Personal Payments in U.S. Dollars.&lt;br /&gt;
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Activity&lt;br /&gt;
Payment Method&lt;br /&gt;
Personal Payment Fee&lt;br /&gt;
Sending or receiving*&lt;br /&gt;
Exclusively Balance or bank account&lt;br /&gt;
Fee waived&lt;br /&gt;
Other, including a fully or partially funded payment by credit or debit card, or PayPal Credit.&lt;br /&gt;
Standard rate: 2.9% + $0.30 USD&lt;br /&gt;
*Sender generally determines whether the sender or recipient pays the Fee. See Section 8.1(b).&lt;br /&gt;
However, for senders that have been upgraded to the newly updated PayPal user experience, there will no longer be an option to allow the recipient of the Personal Payment to pay the Fee and such sender will always pay the Fee (if a Fee applies).&lt;br /&gt;
Domestic Purchase Payments in U.S. Dollars.&lt;br /&gt;
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Activity&lt;br /&gt;
Purchase Payment Fee&lt;br /&gt;
Sending (buying)&lt;br /&gt;
Free&lt;br /&gt;
Receiving (selling)&lt;br /&gt;
Standard rate:&lt;br /&gt;
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Mobile In-Store Payments rate:&lt;br /&gt;
2.9% + $0.30 USD&lt;br /&gt;
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2.7%&lt;br /&gt;
Merchant rates*:&lt;br /&gt;
Monthly Sales Volume:&lt;br /&gt;
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$0.01 - $3,000.00&lt;br /&gt;
$3,000.01 - $10,000.00&lt;br /&gt;
Over $10,000.01&lt;br /&gt;
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Fee:&lt;br /&gt;
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2.9% + $0.30 USD&lt;br /&gt;
2.5% + $0.30 USD&lt;br /&gt;
2.2% + $0.30 USD&lt;br /&gt;
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Nonprofit rate**:&lt;br /&gt;
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2.2% + $0.30&lt;br /&gt;
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* To qualify for our Merchant rates you must submit a one-time application, have qualifying monthly sales volume, and have an Account in good standing.&lt;br /&gt;
** Nonprofit rate is only available for registered charities with 501(c)(3) status.&lt;br /&gt;
8.3 Domestic Payments in a Foreign Currency. When both the sender and recipient are in the United States, but the payment is in a currency other than U.S. Dollars, then the Fees above shall apply with the following change: The $0.30 USD fixed fee portion of the Fees above will be replaced by the fixed fee of the currency of the payment as described in Section 8.4(c) below.&lt;br /&gt;
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8.4 International Payments. The following Fees apply when either the sender or recipient is outside the United States.&lt;br /&gt;
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Sending International Personal Payments from the United States. The Fee is based on the country of the recipient.&lt;br /&gt;
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Activity&lt;br /&gt;
Recipient’s Country&lt;br /&gt;
Discount rate: Personal Payment Fee when Payment Method is exclusively Balance or bank&lt;br /&gt;
Standard rate: Personal Payment Fee when another Payment Method is used to fully or partially fund the payment, including a credit or debit card, PayPal Credit or PayPal Cards&lt;br /&gt;
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Sending*&lt;br /&gt;
Australia&lt;br /&gt;
1%&lt;br /&gt;
3.4% + Fixed Fee**&lt;br /&gt;
Brazil&lt;br /&gt;
1%&lt;br /&gt;
5.99% + Fixed Fee**&lt;br /&gt;
Canada&lt;br /&gt;
0%&lt;br /&gt;
2.9% + Fixed Fee**&lt;br /&gt;
Germany&lt;br /&gt;
2%&lt;br /&gt;
3.9% + Fixed Fee**&lt;br /&gt;
Japan&lt;br /&gt;
0.3%&lt;br /&gt;
3.9% + Fixed Fee**&lt;br /&gt;
Poland&lt;br /&gt;
1.0%&lt;br /&gt;
3.9% + Fixed Fee**&lt;br /&gt;
All countries except as listed above&lt;br /&gt;
0.5%&lt;br /&gt;
3.9% + Fixed Fee**&lt;br /&gt;
* Sender generally determines whether the sender or recipient pays the Fee. See Section 8.1(b).&lt;br /&gt;
However, for senders that have been upgraded to the newly updated PayPal user experience, there will no longer be an option to allow the recipient of the Personal Payment to pay the Fee and such sender will always pay the Fee.&lt;br /&gt;
**See Section 8.4(d) below for detailed list of fixed fees for international payments.&lt;br /&gt;
Receiving International Personal Payments in the United States.&lt;br /&gt;
 &lt;br /&gt;
Activity&lt;br /&gt;
Personal Payment Fee when Payment Method is exclusively Balance or bank&lt;br /&gt;
Personal Payment Fee when another Payment Method is used to fully or partially fund the payment, including a credit or debit card, PayPal Credit or PayPal Cards&lt;br /&gt;
Receiving*&lt;br /&gt;
1.0%&lt;br /&gt;
3.9% + Fixed Fee**&lt;br /&gt;
*Sender may determine whether the sender or the recipient pays the fee.&lt;br /&gt;
**See Section 8.4(d) below for detailed list of fixed fees for international payments.&lt;br /&gt;
International Purchase Payments.&lt;br /&gt;
 &lt;br /&gt;
Activity&lt;br /&gt;
Purchase Payment Fee&lt;br /&gt;
Sending from the United States (buying)&lt;br /&gt;
Free*&lt;br /&gt;
Receiving in the United States (selling)&lt;br /&gt;
Standard rate:&lt;br /&gt;
&lt;br /&gt;
Mobile In-Store Payments rate:&lt;br /&gt;
3.9% + Fixed Fee***&lt;br /&gt;
&lt;br /&gt;
3.7%&lt;br /&gt;
Merchant rates**:&lt;br /&gt;
Monthly Sales Volume:&lt;br /&gt;
&lt;br /&gt;
$0.01 - $3,000.00&lt;br /&gt;
$3,000.01 - $10,000.00&lt;br /&gt;
$10,000.01 - $100,000.00&lt;br /&gt;
Over $100,000.00&lt;br /&gt;
Fee:&lt;br /&gt;
&lt;br /&gt;
3.9% + Fixed Fee***&lt;br /&gt;
3.5% + Fixed Fee***&lt;br /&gt;
3.2% + Fixed Fee***&lt;br /&gt;
2.9% + Fixed Fee***&lt;br /&gt;
Nonprofit rates****:&lt;br /&gt;
Monthly Donation Volume:&lt;br /&gt;
&lt;br /&gt;
$0.01 - $100,000.00&lt;br /&gt;
Over $100,000.00&lt;br /&gt;
Fee:&lt;br /&gt;
&lt;br /&gt;
3.2% + Fixed Fee***&lt;br /&gt;
2.9% + Fixed Fee***&lt;br /&gt;
* Your financial institution may charge fees directly to the card you use to fund a recipient’s country-border payment even where no currency conversion is involved.&lt;br /&gt;
** To qualify for our Merchant rates you must submit a one-time application, have qualifying monthly sales volume, and have an Account in good standing.&lt;br /&gt;
*** See Section 8.4(d) below for detailed list of fixed fees for international payments.&lt;br /&gt;
**** Nonprofit rates are only available for registered charities with 501(c)(3) status.&lt;br /&gt;
Fixed Fees. The fixed fee that applies is based on the currency of the payment:&lt;br /&gt;
 &lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Australian Dollar:&lt;br /&gt;
$0.30 AUD&lt;br /&gt;
Brazilian Real:&lt;br /&gt;
0.60 BRL&lt;br /&gt;
Canadian Dollar:&lt;br /&gt;
$0.30 CAD&lt;br /&gt;
Czech Koruna:&lt;br /&gt;
10.00 CZK&lt;br /&gt;
Danish Krone:&lt;br /&gt;
2.60 DKK&lt;br /&gt;
Euro (France) (Applicable to International&lt;br /&gt;
Personal and Purchase Payments from&lt;br /&gt;
US sender to a receiver in France):&lt;br /&gt;
€0.25 EUR&lt;br /&gt;
Euro (Applicable where the currency&lt;br /&gt;
of the payment is Euro but the receiver&lt;br /&gt;
is not in France):&lt;br /&gt;
€0.35 EUR&lt;br /&gt;
Hong Kong Dollar:&lt;br /&gt;
$2.35 HKD&lt;br /&gt;
Hungarian Forint:&lt;br /&gt;
90 HUF&lt;br /&gt;
Israeli Shekel:&lt;br /&gt;
1.20 ILS&lt;br /&gt;
Japanese Yen:&lt;br /&gt;
¥40 JPY&lt;br /&gt;
Mexican Peso:&lt;br /&gt;
$4.00 MXN&lt;br /&gt;
New Zealand Dollar:&lt;br /&gt;
$0.45 NZD&lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Norwegian Krone:&lt;br /&gt;
2.80 NOK&lt;br /&gt;
Philippine Peso:&lt;br /&gt;
15.00 PHP&lt;br /&gt;
Polish Zlotych:&lt;br /&gt;
1.35 PLN&lt;br /&gt;
Russian Ruble&lt;br /&gt;
10 RUB&lt;br /&gt;
Singapore Dollar:&lt;br /&gt;
$0.50 SGD&lt;br /&gt;
Swedish Krona:&lt;br /&gt;
3.25 SEK&lt;br /&gt;
Swiss Franc:&lt;br /&gt;
0.55 CHF&lt;br /&gt;
Taiwan New Dollar:&lt;br /&gt;
10.00 TWD&lt;br /&gt;
Thai Baht:&lt;br /&gt;
11.00 THB&lt;br /&gt;
U.K. Pounds Sterling:&lt;br /&gt;
£0.20 GBP&lt;br /&gt;
U.S. Dollar:&lt;br /&gt;
$0.30 USD&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
8.5 Micropayments Fees. If you sign up for Micropayments pricing, then the micropayment Fees provided in clauses (a) to (c) below will apply to all Purchase Payments you receive into your Account. If you have both a Micropayments Pricing enabled Account and a standard pricing Account, you acknowledge that it is your responsibility to correctly route your payments to the appropriate Account, and that once a transaction is processed through the Account you selected, you may not request that the transaction be processed through a different Account. If you use PayPal Payments Pro, you are not eligible for Micropayments pricing.&lt;br /&gt;
&lt;br /&gt;
Domestic Micropayments in U.S. Dollars. The following Fees apply when both the sender and recipient are in the United States and the payment is in U.S. Dollars:&lt;br /&gt;
 &lt;br /&gt;
Activity&lt;br /&gt;
Micropayments Pricing Fees&lt;br /&gt;
Sending (buying)&lt;br /&gt;
Free&lt;br /&gt;
Receiving (selling)&lt;br /&gt;
5% + $0.05 USD&lt;br /&gt;
International Micropayments. The following Fees apply when either the sender or recipient is outside the United States:&lt;br /&gt;
 &lt;br /&gt;
Activity&lt;br /&gt;
Micropayments Pricing Fees&lt;br /&gt;
Sending (buying)&lt;br /&gt;
Free*&lt;br /&gt;
Receiving (selling)&lt;br /&gt;
6% + Fixed Fee**&lt;br /&gt;
* Your financial institution may charge fees directly to the card you use to fund a cross-border payment even where no currency conversion is involved.&lt;br /&gt;
** See clause 8.5(c) below for a detailed list of fixed fees for international payments.&lt;br /&gt;
Fixed Fees. The fixed fee that applies to international micropayments pricing is based on the currency of the payment:&lt;br /&gt;
 &lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Australian Dollar:&lt;br /&gt;
$0.05 AUD&lt;br /&gt;
Brazilian Real:&lt;br /&gt;
0.10 BRL&lt;br /&gt;
Canadian Dollar:&lt;br /&gt;
$0.05 CAD&lt;br /&gt;
Czech Koruna:&lt;br /&gt;
1.67 CZK&lt;br /&gt;
Danish Krone:&lt;br /&gt;
0.43 DKK&lt;br /&gt;
Euro:&lt;br /&gt;
€0.05 EUR&lt;br /&gt;
Hong Kong Dollar:&lt;br /&gt;
$0.39 HKD&lt;br /&gt;
Hungarian Forint:&lt;br /&gt;
15 HUF&lt;br /&gt;
Israeli Shekel:&lt;br /&gt;
0.20 ILS&lt;br /&gt;
Japanese Yen:&lt;br /&gt;
¥7 JPY&lt;br /&gt;
Mexican Peso:&lt;br /&gt;
$0.55 MXN&lt;br /&gt;
New Zealand Dollar:&lt;br /&gt;
$0.08 NZD&lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Norwegian Krone:&lt;br /&gt;
0.47 NOK&lt;br /&gt;
Philippine Peso:&lt;br /&gt;
2.5 PHP&lt;br /&gt;
Polish Zlotych:&lt;br /&gt;
0.23 PLN&lt;br /&gt;
Russian Ruble*:&lt;br /&gt;
2 RUB&lt;br /&gt;
Singapore Dollar:&lt;br /&gt;
$0.08 SGD&lt;br /&gt;
Swedish Krona:&lt;br /&gt;
0.54 SEK&lt;br /&gt;
Swiss Franc:&lt;br /&gt;
0.09 CHF&lt;br /&gt;
Taiwan New Dollar:&lt;br /&gt;
2.00 TWD&lt;br /&gt;
Thai Baht:&lt;br /&gt;
1.80 THB&lt;br /&gt;
U.K. Pounds Sterling:&lt;br /&gt;
£0.05 GBP&lt;br /&gt;
U.S. Dollar:&lt;br /&gt;
$0.05 USD&lt;br /&gt;
*Subject to commencement of PayPal’s Russian Ruble service.&lt;br /&gt;
8.6 PayPal Business Payment Fee. The PayPal Business Payment Fee is currently being offered as a pilot and only through third parties’ products or services (not by PayPal directly). PayPal will apply the following Fee to each PayPal Business Payment transaction:&lt;br /&gt;
&lt;br /&gt;
Domestic PayPal Business Payments in U.S. Dollars. This Fee applies when both the sender and recipient are in the United States, and the payment is in U.S. Dollars.&lt;br /&gt;
 &lt;br /&gt;
Activity&lt;br /&gt;
PayPal Business Payment Fee&lt;br /&gt;
Sending or receiving*&lt;br /&gt;
$0.50 USD&lt;br /&gt;
* The PayPal Business Payment Fee is paid by the recipient unless you are the sender and it is disclosed to you before you send the payment that you must pay this fee.&lt;br /&gt;
International Business Payments in U.S. Dollars.The following Fees apply when either the sender or recipient is outside the United States, and the payment is in U.S. Dollars.&lt;br /&gt;
 &lt;br /&gt;
Activity&lt;br /&gt;
Country&lt;br /&gt;
PayPal Business Payment Fee&lt;br /&gt;
Sending*&lt;br /&gt;
Canada&lt;br /&gt;
$5.00 USD&lt;br /&gt;
China**&lt;br /&gt;
2%, up to a maximum of $60.00 USD&lt;br /&gt;
Receiving*&lt;br /&gt;
Canada&lt;br /&gt;
1% + $0.50 USD, up to a maximum of $15.00 USD&lt;br /&gt;
* The PayPal Business Payment Fee is paid by the recipient unless you are the sender and it is disclosed to you before you send the payment that you must pay this fee.&lt;br /&gt;
** PayPal Business Payments may only be sent to China in U.S. Dollars and the payment must be equal to or greater than $2000.00 USD.&lt;br /&gt;
International Business Payments in a Foreign Currency. The following Fees apply when either the sender or recipient is outside the United States, and the payment is in a currency other than U.S. Dollars.&lt;br /&gt;
 &lt;br /&gt;
Activity&lt;br /&gt;
Country&lt;br /&gt;
PayPal Business Payment Fee&lt;br /&gt;
Sending*&lt;br /&gt;
Canada&lt;br /&gt;
$5.00 CAD&lt;br /&gt;
Receiving*&lt;br /&gt;
Canada&lt;br /&gt;
1% + $0.50 CAD, up to a maximum of $15.00 CAD&lt;br /&gt;
* The PayPal Business Payment Fee is paid by the recipient unless you are the sender and it is disclosed to you before you send the payment that you must pay this fee.&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
8.7 Mass Payment Fees. The following fees apply when you use Mass Payments to send multiple payments at the same time.&lt;br /&gt;
&lt;br /&gt;
Domestic Mass Payments. If you send Mass Payments within the U.S., your fee is 2% of each recipient’s payment amount, up to a maximum amount of $1.00 USDper recipient, or its foreign currency equivalent as set out below.&lt;br /&gt;
 &lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Australian Dollar:&lt;br /&gt;
$1.25 AUD&lt;br /&gt;
Brazilian Real:&lt;br /&gt;
2.00 BRL&lt;br /&gt;
Canadian Dollar:&lt;br /&gt;
$1.25 CAD&lt;br /&gt;
Czech Koruna:&lt;br /&gt;
24.00 CZK&lt;br /&gt;
Danish Krone:&lt;br /&gt;
6.00 DKK&lt;br /&gt;
Euro:&lt;br /&gt;
€0.85 EUR&lt;br /&gt;
Hong Kong Dollar:&lt;br /&gt;
$7.00 HKD&lt;br /&gt;
Hungarian Forint:&lt;br /&gt;
210 HUF&lt;br /&gt;
Israeli Shekel:&lt;br /&gt;
4.00 ILS&lt;br /&gt;
Japanese Yen:&lt;br /&gt;
¥120 JPY&lt;br /&gt;
Mexican Peso:&lt;br /&gt;
$11.00 MXN&lt;br /&gt;
New Zealand Dollar:&lt;br /&gt;
$1.50 NZD&lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Norwegian Krone:&lt;br /&gt;
6.75 NOK&lt;br /&gt;
Philippine Peso:&lt;br /&gt;
50.00 PHP&lt;br /&gt;
Polish Zlotych:&lt;br /&gt;
3.00 PLN&lt;br /&gt;
Russian Ruble*:&lt;br /&gt;
240 RUB&lt;br /&gt;
Singapore Dollar:&lt;br /&gt;
$1.60 SGD&lt;br /&gt;
Swedish Krona:&lt;br /&gt;
9.00 SEK&lt;br /&gt;
Swiss Franc:&lt;br /&gt;
1.30 CHF&lt;br /&gt;
Taiwan New Dollar:&lt;br /&gt;
33.00 TWD&lt;br /&gt;
Thai Baht:&lt;br /&gt;
36.00 THB&lt;br /&gt;
U.K. Pounds Sterling:&lt;br /&gt;
£0.65 GBP&lt;br /&gt;
U.S. Dollar:&lt;br /&gt;
$1.00 USD&lt;br /&gt;
*Subject to commencement of PayPal’s Russian Ruble service.&lt;br /&gt;
Domestic Mass Payments Using Payouts API. If you send Mass Payments using the Payouts API within the U.S., your fee is a flat fee of $0.25 USD per recipient, or its foreign currency equivalent as set out below.&lt;br /&gt;
 &lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Australian Dollar:&lt;br /&gt;
$0.32 AUD&lt;br /&gt;
Brazilian Real:&lt;br /&gt;
0.50 BRL&lt;br /&gt;
Canadian Dollar:&lt;br /&gt;
$0.32 CAD&lt;br /&gt;
Czech Koruna:&lt;br /&gt;
6.00 CZK&lt;br /&gt;
Danish Krone:&lt;br /&gt;
1.50 DKK&lt;br /&gt;
Euro:&lt;br /&gt;
€0.22 EUR&lt;br /&gt;
Hong Kong Dollar:&lt;br /&gt;
$1.75 HKD&lt;br /&gt;
Hungarian Forint:&lt;br /&gt;
52.5 HUF&lt;br /&gt;
Israeli Shekel:&lt;br /&gt;
1.00 ILS&lt;br /&gt;
Japanese Yen:&lt;br /&gt;
¥30 JPY&lt;br /&gt;
Mexican Peso:&lt;br /&gt;
$2.75 MXN&lt;br /&gt;
New Zealand Dollar:&lt;br /&gt;
$0.38 NZD&lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Norwegian Krone:&lt;br /&gt;
1.70 NOK&lt;br /&gt;
Philippine Peso:&lt;br /&gt;
12.50 PHP&lt;br /&gt;
Polish Zlotych:&lt;br /&gt;
0.75 PLN&lt;br /&gt;
Russian Ruble*:&lt;br /&gt;
60 RUB&lt;br /&gt;
Singapore Dollar:&lt;br /&gt;
$0.40 SGD&lt;br /&gt;
Swedish Krona:&lt;br /&gt;
2.25 SEK&lt;br /&gt;
Swiss Franc:&lt;br /&gt;
0.33 CHF&lt;br /&gt;
Taiwan New Dollar:&lt;br /&gt;
8.25 TWD&lt;br /&gt;
Thai Baht:&lt;br /&gt;
9.00 THB&lt;br /&gt;
U.K. Pounds Sterling:&lt;br /&gt;
£0.17 GBP&lt;br /&gt;
U.S. Dollar:&lt;br /&gt;
$0.25 USD&lt;br /&gt;
*Subject to commencement of PayPal’s Russian Ruble service.&lt;br /&gt;
International Mass Payments. If you send Mass Payments internationally, your fee is 2% of each recipient’s payment amount, up to a maximum amount of $20.00 USDper recipient, or its foreign currency equivalent as set out below.&lt;br /&gt;
 &lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Australian Dollar:&lt;br /&gt;
$24.00 AUD&lt;br /&gt;
Brazilian Real:&lt;br /&gt;
40.00 BRL&lt;br /&gt;
Canadian Dollar:&lt;br /&gt;
$24.00 CAD&lt;br /&gt;
Czech Koruna:&lt;br /&gt;
400.00 CZK&lt;br /&gt;
Danish Krone:&lt;br /&gt;
120.00 DKK&lt;br /&gt;
Euro:&lt;br /&gt;
€16.00 EUR&lt;br /&gt;
Hong Kong Dollar:&lt;br /&gt;
$160.00 HKD&lt;br /&gt;
Hungarian Forint:&lt;br /&gt;
6000 HUF&lt;br /&gt;
Israeli Shekel:&lt;br /&gt;
80.00 ILS&lt;br /&gt;
Japanese Yen:&lt;br /&gt;
¥2,000 JPY&lt;br /&gt;
Mexican Peso:&lt;br /&gt;
$300.00 MXN&lt;br /&gt;
New Zealand Dollar:&lt;br /&gt;
$30.00 NZD&lt;br /&gt;
Currency&lt;br /&gt;
Fee&lt;br /&gt;
Norwegian Krone:&lt;br /&gt;
120.00 NOK&lt;br /&gt;
Philippine Peso:&lt;br /&gt;
1,000.00 PHP&lt;br /&gt;
Polish Zlotych:&lt;br /&gt;
60.00 PLN&lt;br /&gt;
Russian Ruble*:&lt;br /&gt;
1,400 RUB&lt;br /&gt;
Singapore Dollar:&lt;br /&gt;
$32.00 SGD&lt;br /&gt;
Swedish Krona:&lt;br /&gt;
160.00 SEK&lt;br /&gt;
Swiss Franc:&lt;br /&gt;
20.00 CHF&lt;br /&gt;
Taiwan New Dollar:&lt;br /&gt;
800.00 TWD&lt;br /&gt;
Thai Baht:&lt;br /&gt;
800.00 THB&lt;br /&gt;
U.K. Pounds Sterling:&lt;br /&gt;
£14.00 GBP&lt;br /&gt;
U.S. Dollar:&lt;br /&gt;
$20.00 USD&lt;br /&gt;
*Subject to commencement of PayPal’s Russian Ruble service.&lt;br /&gt;
8.8 Additional Fees.&lt;br /&gt;
&lt;br /&gt;
Activity&lt;br /&gt;
Fee&lt;br /&gt;
Withdrawing your Balance&lt;br /&gt;
Free to transfer to a bank. $1.50 for a physical check.&lt;br /&gt;
Chargeback&lt;br /&gt;
The Chargeback Fee applies at the time a Chargeback is applied to your Account for a payment you received and for which you are not eligible for PayPal Seller protection. This Fee is based on the currency received as follows:&lt;br /&gt;
Currency&lt;br /&gt;
Chargeback Fee&lt;br /&gt;
Australian Dollar:&lt;br /&gt;
$22.00 AUD&lt;br /&gt;
Brazilian Real:&lt;br /&gt;
35.00 BRL&lt;br /&gt;
Canadian Dollar:&lt;br /&gt;
$20.00 CAD&lt;br /&gt;
Czech Koruna:&lt;br /&gt;
400.00 CZK&lt;br /&gt;
Danish Krone:&lt;br /&gt;
120.00 DKK&lt;br /&gt;
Euro:&lt;br /&gt;
€16 EUR&lt;br /&gt;
Hong Kong Dollar:&lt;br /&gt;
$155.00 HKD&lt;br /&gt;
Hungarian Forint:&lt;br /&gt;
4325 HUF&lt;br /&gt;
Israeli Shekel:&lt;br /&gt;
75.00 ILS&lt;br /&gt;
Japanese Yen:&lt;br /&gt;
¥1875 JPY&lt;br /&gt;
Mexican Peso:&lt;br /&gt;
$250.00 MXN&lt;br /&gt;
New Zealand Dollar:&lt;br /&gt;
$28.00 NZD&lt;br /&gt;
Norwegian Krone:&lt;br /&gt;
125.00 NOK&lt;br /&gt;
Philippine Peso&lt;br /&gt;
900.00 PHP&lt;br /&gt;
Polish Zlotych:&lt;br /&gt;
65.00 PLN&lt;br /&gt;
Russian Ruble*:&lt;br /&gt;
640 RUB&lt;br /&gt;
Singapore Dollar:&lt;br /&gt;
$28.00 SGD&lt;br /&gt;
Swedish Krona:&lt;br /&gt;
150.00 SEK&lt;br /&gt;
Swiss Franc:&lt;br /&gt;
22.00 CHF&lt;br /&gt;
Taiwan New Dollar:&lt;br /&gt;
625.00 TWD&lt;br /&gt;
Thai Baht:&lt;br /&gt;
650.00 THB&lt;br /&gt;
U.K. Pounds Sterling:&lt;br /&gt;
£14.00 GBP&lt;br /&gt;
U.S. Dollar:&lt;br /&gt;
$20.00 USD&lt;br /&gt;
*Subject to commencement of PayPal’s Russian Ruble service&lt;br /&gt;
Purchase Payment Refund Fee&lt;br /&gt;
If you refund a Purchase Payment, we will retain the fixed fee portion of the Purchase Payment Fee. The buyer’s Account will be credited with the full Purchase Payment amount and the fixed fee portion of the Purchase Payment Fee will be deducted from your Account in addition to the amount of the refunded payment. The fixed fee will depend on the currency of the original Purchase Payment and is listed above.&lt;br /&gt;
Credit Card and Debit Card Confirmation&lt;br /&gt;
$1.95&lt;br /&gt;
&lt;br /&gt;
This fee will be refunded if you successfully complete the credit card or debit card confirmation process.&lt;br /&gt;
Records Request&lt;br /&gt;
$10.00 per item requested&lt;br /&gt;
&lt;br /&gt;
We will not charge you for records requested in connection with your good-faith assertion of an error in your Account.&lt;br /&gt;
8.9 Currency Conversion&lt;br /&gt;
&lt;br /&gt;
Activity&lt;br /&gt;
Spread&lt;br /&gt;
Currency Conversion&lt;br /&gt;
2.5% added to the exchange rate&lt;br /&gt;
The Currency Conversion spread applies whenever a currency conversion is required to complete your transaction. The exchange rate is determined by a financial institution and is adjusted regularly based on market conditions. Adjustments may be applied immediately and without notice to you.&lt;br /&gt;
When your payment is funded by a debit or credit card and requires a currency conversion, you consent to and authorize PayPal to convert the currency in place of your debit or credit card issuer. You have the right to have your card issuer perform the currency conversion and can choose this option during checkout on your transaction review page before you complete the transaction.&lt;br /&gt;
Back to top&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
9. Restricted Activities.&lt;br /&gt;
9.1 Restricted Activities. In connection with your use of our website, your Account, the PayPal Services, or in the course of your interactions with PayPal, other Users, or third parties, you will not:&lt;br /&gt;
&lt;br /&gt;
Breach this Agreement, the Commercial Entity Agreement, the Acceptable Use Policy or any other agreement or policy that you have agreed to with PayPal;&lt;br /&gt;
Violate any law, statute, ordinance, or regulation (for example, those governing financial services, consumer protections, unfair competition, anti-discrimination or false advertising);&lt;br /&gt;
Infringe PayPal&#039;s or any third party&#039;s copyright, patent, trademark, trade secret or other intellectual property rights, or rights of publicity or privacy;&lt;br /&gt;
Sell counterfeit goods;&lt;br /&gt;
Act in a manner that is defamatory, trade libelous, threatening or harassing;&lt;br /&gt;
Provide false, inaccurate or misleading information;&lt;br /&gt;
Send or receive what we reasonably believe to be potentially fraudulent funds;&lt;br /&gt;
Refuse to cooperate in an investigation or provide confirmation of your identity or any Information you provide to us;&lt;br /&gt;
Attempt to double dip during the course of a dispute by receiving or attempting to receive funds from both PayPal and the Seller, bank or credit card issuer for the same transaction;&lt;br /&gt;
Control an Account that is linked to another Account that has engaged in any of these Restricted Activities;&lt;br /&gt;
Conduct your business or use the PayPal Services in a manner that results in or may result in complaints, Disputes, Claims, Reversals, Chargebacks, fees, fines, penalties or other liability to PayPal, other Users, third parties or you;&lt;br /&gt;
Have a credit score from a credit reporting agency that indicates a high level of risk associated with your use of the PayPal Services;&lt;br /&gt;
Use your Account or the PayPal Services in a manner that PayPal, Visa, MasterCard, American Express, Discover or any other electronic funds transfer network reasonably believes to be an abuse of the card system or a violation of card association or network rules;&lt;br /&gt;
Allow your Account to have a negative Balance;&lt;br /&gt;
Provide yourself a cash advance from your credit card (or help others to do so);&lt;br /&gt;
Access the PayPal Services from a country that is not included on PayPal&#039;s permitted countries list;&lt;br /&gt;
Take any action that imposes an unreasonable or disproportionately large load on our infrastructure; facilitate any viruses, Trojan horses, worms or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or Information; use an anonymizing proxy; use any robot, spider, other automatic device, or manual process to monitor or copy our website without our prior written permission; or use any device, software or routine to bypass our robot exclusion headers, or interfere or attempt to interfere with our website or the PayPal Services;&lt;br /&gt;
Take any action that may cause us to lose any of the services from our Internet service providers, payment processors, or other suppliers;&lt;br /&gt;
Use the PayPal Services to test credit card behaviors;&lt;br /&gt;
Circumvent any PayPal policy or determinations about your Account such as temporary or indefinite suspensions or other Account holds, limitations or restrictions, including, but not limited to, engaging in the following actions: attempting to create new or additional PayPal Account(s) when an Account has a negative balance or has been restricted, suspended or otherwise limited; creating new or additional PayPal Accounts using information that is not your own (e.g. name, address, email address, etc.); or using someone else’s PayPal Account;&lt;br /&gt;
Harass and/or threaten our employees, agents, or other users.&lt;br /&gt;
9.2 Unlawful Internet Gambling Notice. Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through your Account or your relationship with PayPal. Restricted transactions generally include, but are not limited to, transactions in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with unlawful Internet gambling.&lt;br /&gt;
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10. Your Liability - Actions We May Take.&lt;br /&gt;
10.1 Your Liability.&lt;br /&gt;
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General. You are responsible for all Reversals, Chargebacks, Claims, fees, fines, penalties and other liability incurred by PayPal, a User, or a third party caused by or arising out of your breach of this Agreement, and/or your use of the PayPal Services. You agree to reimburse PayPal, a User, or a third party for any and all such liability.&lt;br /&gt;
Liability for Claims under PayPal Purchase Protection. If you are a Seller and PayPal makes a final decision that you lose a Claim filed directly with PayPal, you will be required to reimburse PayPal for your liability. Where you receive payment from a PayPal Account holder in another country and we determine under the PayPal Buyer Protection Policy of that country that the funds received should be returned or reversed, you will be subject to that country’s PayPal Purchase Protection Policy and required to reimburse PayPal for your liability (before receiving payment from a PayPal Account holder in another country, you should review the relevant PayPal Buyer Protection Policies accessible via the “Legal” or “Legal Agreements” footer on most PayPal site pages). Your liability will include the full purchase price of the item plus the original shipping cost (and in some cases you may not receive the item back). You will not receive a refund of your PayPal fees. PayPal Seller protection may cover your liability—see Section 11 (Protection for Sellers) below.&lt;br /&gt;
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If a buyer files a Significantly Not as Described (SNAD) Claim for an item they purchased from you, you will generally be required to accept the item back and refund the buyer the full purchase price plus original shipping costs. You will not receive a refund of your PayPal fees. Further, if you lose a SNAD Claim because we, in our sole discretion, reasonably believe the item you sold is counterfeit, you will be required to provide a full refund to the buyer and you will not receive the item back (it will be destroyed). PayPal Seller protection will not cover your liability.&lt;br /&gt;
Liability for claims filed under eBay’s Buyer Protection resolution process. If you are an eBay Seller and eBay makes a final decision pursuant to its eBay Money Back Guarantee program holding you liable to reimburse the buyer, then you authorize PayPal to remove funds from your Account in an amount not greater than the amount of such claim and remit such funds to eBay or your buyer. If your Balance is insufficient to cover the amount of such a claim, PayPal will place a hold on your Account. This hold will remain on your Account until: (1) the date that sufficient funds become available to cover the amount of such claim, at which time such funds will be removed from your Account; or (2) 20 Days from the date of eBay&#039;s final decision, at which time an amount not greater than the amount of such claim will be removed from your Account.&lt;br /&gt;
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If you do not want to allow PayPal to reimburse eBay for your liability, you may opt-out by calling eBay at 1-866-643-0898. Your opt-out will be effective within 3 Business Days. If you opt-out then eBay will not use your Account to recover amounts that you owe due to an eBay claim that you lost. This opt-out will not affect other amounts that you pay to eBay using your Account (such as your eBay fees).&lt;br /&gt;
10.2 Reimbursement for Your Liability. In the event that you are liable for any amounts owed to PayPal, PayPal may immediately remove such amounts from your Balance. If you do not have a Balance that is sufficient to cover your liability, your remaining Balance (if any) will be removed, your Account will have negative Balance up to the amount of your liability, and you will be required to immediately add funds to your Balance to eliminate the negative Balance. If you do not do so, PayPal may engage in collection efforts to recover such amounts from you.&lt;br /&gt;
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10.3 Actions by PayPal - Restricted Activities. If PayPal, in its sole discretion, believes that you may have engaged in any Restricted Activities, we may take various actions to protect PayPal, other Users, other third parties, or you from Reversals, Chargebacks, Claims, fees, fines, penalties and any other liability. The actions we may take include but are not limited to the following:&lt;br /&gt;
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We may close, suspend, or limit your access to your Account or the PayPal Services (such as limiting access to any of your Payment Methods, and/or your ability to send money, make withdrawals, or remove financial Information). Use the Report Form link to request information in connection with an account limitation, hold or reserve – to access the Report Form, go to https://www.paypal.com/us/webapps/helpcenter/helphub/home/?dwf=neg_infolimit&lt;br /&gt;
We may suspend your eligibility for PayPal Purchase Protection and/or PayPal Seller Protection&lt;br /&gt;
We may contact Users who have purchased goods or services from you, contact your bank or credit card issuer, and/or warn other Users, law enforcement, or impacted third parties of your actions;&lt;br /&gt;
We may update inaccurate Information you provided us;&lt;br /&gt;
We may refuse to provide the PayPal Services to you in the future;&lt;br /&gt;
We may hold your Balance for up to 180 Days if reasonably needed to protect against the risk of liability or if you have violated our Acceptable Use Policy;&lt;br /&gt;
We may take legal action against you; and&lt;br /&gt;
If you violate the PayPal Acceptable Use Policy, then in addition to the above actions you will be liable to PayPal for the amount of PayPal&#039;s damages caused by your violation of the Acceptable Use Policy. You acknowledge and agree that $2,500.00 USD per violation of the Acceptable Use Policy is presently a reasonable minimum estimate of PayPal&#039;s actual damages considering all currently existing circumstances, including the relationship of the sum to the range of harm to PayPal that reasonably could be anticipated because, due to the nature of the violations of the Acceptable Use Policy, actual damages would be impractical or extremely difficult to calculate. PayPal may deduct such damages directly from any existing Balance in the offending Account or any other Account you control.&lt;br /&gt;
PayPal, in its sole discretion, reserves the right to terminate this Agreement, access to its website, or access to the PayPal Services for any reason and at any time upon notice to you and payment to you of any unrestricted funds held in your Balance.&lt;br /&gt;
10.4 Actions by PayPal - Court Orders or Other Legal Process.&lt;br /&gt;
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PayPal, in its sole discretion, may take various actions including placing a hold, Reserve, or other limitation on your Account or the funds in it and/or releasing any or all of your funds in the event it receives notice of a court order or other legal process that restricts the use of or access to your funds or requires their release. PayPal will give notice of a hold, Reserve, or limitation it makes to comply with a court order or other legal process, unless the court order or other process directs that PayPal not provide you notice, in which case the court order or other process supersedes any notice obligation PayPal has undertaken or agreed to under the terms of this Agreement. PayPal has no obligation to contest or appeal from any such order or process. Holds, Reserves, or limitations on your account that are placed in response to a court order or other legal process may be maintained longer than 180 Days. PayPal will decide in its sole discretion the appropriate scope of a hold, Reserve, and/or limitation to assure compliance with a court order or other legal process.&lt;br /&gt;
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Additionally, in the event PayPal receives notice of a garnishment or equivalent legal process directing the restraint of funds in your Account or directing payment of funds from your Account to the court or another third party, PayPal may limit your Account and hold the funds in it for up to 180 days, and may disburse funds from your Account, as needed, for the purpose of resolving any Dispute, Claim, Chargeback, or Reversal.&lt;br /&gt;
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10.5 Actions by PayPal - Holds.&lt;br /&gt;
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a. Risk-Based Holds. PayPal, in its sole discretion, may place a hold on any or all of the payments you receive when PayPal believes there may be a high level of risk associated with you, your Account, or any or all of your transactions. PayPal’s determination may be based on a number of different factors and PayPal may rely on information it receives from third parties. If PayPal places a hold on a payment, the funds will appear in your “Pending Balance” and the payment status will show as “Completed - Funds not yet available”. If PayPal places a hold on any or all of the payments you receive PayPal will provide you with notice of our actions. PayPal will release the hold on any payment after 21 Days from the date the payment was received into your Account unless you receive a Dispute, Claim, Chargeback, or Reversal or PayPal has taken another action permitted under this Section 10. PayPal, in its sole discretion, may release the hold earlier under certain circumstances, for example PayPal may release the hold earlier if you have uploaded tracking information. If you receive a Dispute, Claim, Chargeback, or Reversal, PayPal may continue holding the payment in your Account until the matter is resolved pursuant to this Agreement.&lt;br /&gt;
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b. Disputed Transaction Holds. If a User files a Dispute, Claim, Chargeback or Reversal on a payment you received, PayPal may place a temporary hold on the funds in your Account to cover the amount of the liability. If you win the dispute or the transaction is eligible for PayPal Seller protection, PayPal will lift the temporary hold. If you lose the dispute, PayPal will remove the funds from your Account.&lt;br /&gt;
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This process also applies to any claim that a buyer files directly with eBay through the eBay Money Back Guarantee program, provided that your Account is your reimbursement method for amounts you owe to eBay or to the buyer (as the case may be) under the terms of the eBay Money Back Guarantee program.&lt;br /&gt;
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10.6 Actions by PayPal - Reserves.&lt;br /&gt;
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PayPal, in its sole discretion, may place a Reserve on funds held in your Business Account when PayPal believes there may be a high level of risk associated with your Account. If PayPal places a Reserve on funds in your Account, they will be shown as &amp;quot;pending&amp;quot; in your PayPal Balance. If your Account is subject to a Reserve, PayPal will provide you with notice specifying the terms of the Reserve. The terms may require that a certain percentage of the amounts received into your Account are held for a certain period of time, or that a certain amount of money is held in reserve, or anything else that PayPal determines is necessary to protect against the risk associated with your Account. PayPal may change the terms of the Reserve at any time by providing you with notice of the new terms.&lt;br /&gt;
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10.7 Actions by PayPal - Account Closure, Termination of Service, Limited Account Access; Confidential Criteria. If we close your Account or terminate your use of the PayPal Services for any reason, we will provide you with notice of our actions. Except as expressly provided otherwise in this Agreement, if we limit access to your Account, including through a Reserve or hold, we will provide you with notice of our actions; we will also provide you with an opportunity to request restoration of access if, in our sole discretion, we deem it appropriate. Further, you acknowledge that PayPal’s decision to take certain actions, including limiting access to your Account by placing holds or imposing Reserves, may be based on confidential criteria that are essential to our management of risk and the security of Users’ Accounts and the PayPal system. You agree that PayPal is under no obligation to disclose the details of its risk management or security procedures to you.&lt;br /&gt;
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11. Protection for Sellers.&lt;br /&gt;
11.1 PayPal Seller Protection.&lt;br /&gt;
PayPal Seller protection is protection we provide Sellers from Claims, Chargebacks, or Reversals that are based on:&lt;br /&gt;
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Unauthorized Transaction or&lt;br /&gt;
Item Not Received&lt;br /&gt;
PayPal Seller protection is available for eligible payments from buyers in any country. However, if you sell or market to buyers outside the U.S., please read the PayPal Buyer Protection policy and PayPal Seller Protection policy of the countries in which you are selling (accessible via the “Legal” or “Legal Agreements” footer on most PayPal site pages) as these policies will apply to you as a Payment Recipient or seller.&lt;br /&gt;
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11.2 Scope of Protection.&lt;br /&gt;
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PayPal will protect you for the full amount of the eligible payment and waive the Chargeback Fee, if applicable. There is no limit on the number of payments for which you can receive coverage.&lt;br /&gt;
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11.3 Eligibility Requirements.&lt;br /&gt;
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To be eligible for PayPal Seller protection, you must meet all of the basic requirements listed below under (a) Basic Requirements. To be covered for Item Not Received protection, you must meet both the Basic Requirements and the Item Not Received Additional Requirements listed below under (b). To be covered for Unauthorized Transaction protection, you must meet both the Basic Requirements and the Unauthorized Transactions Additional Requirements listed below under (c).&lt;br /&gt;
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Basic Requirements:&lt;br /&gt;
You must ship the item to the shipping address on the Transaction Details Page.&lt;br /&gt;
You must respond to PayPal&#039;s requests for documentation and other information in a timely manner.&lt;br /&gt;
The item must be a physical, tangible good that can be shipped.&lt;br /&gt;
Your primary residence, as listed in your Account, must be in the United States.&lt;br /&gt;
Item Not Received Additional Requirements:&lt;br /&gt;
For Chargebacks, the payment must be marked “eligible” or “partially eligible” for PayPal Seller protection on the Transaction Details Page.&lt;br /&gt;
You must provide Proof of Delivery as described below in Section 11.4.&lt;br /&gt;
If the payment is for pre-ordered or made-to-order goods, shipment is required within the timeframe specified in your item listing. Otherwise, it is recommended that you ship all items within 7 Days after receipt of payment.&lt;br /&gt;
Unauthorized Transactions Additional Requirements:&lt;br /&gt;
The payment must be marked “eligible” for PayPal Seller protection on the Transaction Details Page.&lt;br /&gt;
You must provide Proof of Shipment or Proof of Delivery.&lt;br /&gt;
11.4 Proof of Shipment, Proof of Delivery and Signature Confirmation Requirements.&lt;br /&gt;
&amp;quot;Proof of Shipment&amp;quot; is online or physical documentation from a shipping company that includes all of the following:&lt;br /&gt;
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The date the item is shipped.&lt;br /&gt;
The recipient’s address matches the shipping address provided on the Transaction Details Page.&lt;br /&gt;
The recipient’s address, showing at least the city &amp;amp; state, or city &amp;amp; country, or zip/postal code (or international equivalent).&lt;br /&gt;
&amp;quot;Proof of Delivery&amp;quot; for intangible or virtual items or services is documentation satisfactory to PayPal that the item or service was provided to the buyer such as proof of download including the date of fulfillment.&lt;br /&gt;
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NOTE: Although Purchase Protection extends coverage to buyers for intangible items, Seller Protection does not apply to intangible items. However, having proper Proof of Delivery can help a seller win a buyer’s Item Not Received Purchase Protection Claim.&lt;br /&gt;
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 “Proof of Delivery” for tangible items is online documentation from a shipping company that includes all of the following:&lt;br /&gt;
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The item’s status as delivered.&lt;br /&gt;
The date the item is delivered.&lt;br /&gt;
The recipient address is the same as in the shipping address section on the Transaction Details Page.&lt;br /&gt;
The recipient&#039;s address, showing at least the city &amp;amp; state, or city &amp;amp; country, or zip/postal code (or international equivalent).&lt;br /&gt;
Signature Confirmation as described below if the full amount of the payment including shipping and taxes is $750 USD or more or its foreign currency equivalent provided below:&lt;br /&gt;
850 Australian Dollar (AUD)&lt;br /&gt;
950 New Zealand Dollar (NZD)&lt;br /&gt;
1,750 Brazilian Real (BRL)&lt;br /&gt;
4,600 Norwegian Krone (NOK)&lt;br /&gt;
850 Canadian Dollar (CAD)&lt;br /&gt;
34,000 Philippine Peso (PHP)&lt;br /&gt;
15,000 Czech Republic Koruna (CZK)&lt;br /&gt;
2,300 Polish New Zloty (PLN)&lt;br /&gt;
4,100 Danish Krone (DKK)&lt;br /&gt;
450 Pound Sterling – United Kingdom (GBP)&lt;br /&gt;
550 Euro (EUR)&lt;br /&gt;
950 Singaporean Dollar (SGD)&lt;br /&gt;
6,000 Hong Kong Dollar (HKD)&lt;br /&gt;
4,950 Swedish Krona (SEK)&lt;br /&gt;
170,000 Hungarian Forint (HUF)&lt;br /&gt;
700 Swiss Franc (CHF)&lt;br /&gt;
2,700 Israeli Shekel (ILS)&lt;br /&gt;
23,000 Taiwan New Dollar (TWD)&lt;br /&gt;
77,000 Japanese Yen (JPY)&lt;br /&gt;
24,500 Thai Baht (THB)&lt;br /&gt;
10,000 Mexican New Peso (MXN)&lt;br /&gt;
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&amp;quot;Signature Confirmation&amp;quot; is online documentation that can be viewed at the shipping company’s website and indicates that the item was signed for on delivery.&lt;br /&gt;
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11.5 Items/transactions not eligible for PayPal Seller protection. The following are examples of items/transactions not eligible for PayPal Seller protection.&lt;br /&gt;
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Intangible items, including Digital Goods, and services.&lt;br /&gt;
Claims or Chargebacks for Significantly Not as Described.&lt;br /&gt;
Items that you deliver in person, including in connection with In-Store Checkout.&lt;br /&gt;
PayPal Direct Payments.&lt;br /&gt;
Virtual Terminal Payments.&lt;br /&gt;
PayPal Business Payments.&lt;br /&gt;
Items that are not shipped to the recipient&#039;s shipping address on the Transaction Details Page. If you originally ship the item to the recipient&#039;s shipping address on the Transaction Details Page but the item is later redirected to a different address, you will not be eligible for PayPal Seller protection. We therefore recommend not using a shipping service that is arranged by the buyer, so that you will be able to provide valid proof of shipping and delivery.&lt;br /&gt;
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12. Resolution Procedures for Unauthorized Transactions, Remittance Transfer Errors and Other Errors.&lt;br /&gt;
(Previously called the Electronic Funds Transfer Rights and Error Resolution Policy)&lt;br /&gt;
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12.1 Protection for Unauthorized Transactions and Other Errors. When an Unauthorized Transaction or Other Error occurs in your Account, including Unauthorized Transactions that occur because your PayPal Debit Card or PayPal Mobile-activated phone has been lost or stolen, PayPal will cover you for the full amount of every eligible Unauthorized Transaction or Other Error as long as you follow the procedures discussed below in Section 12.2. If you add a Closed Loop gift card to your Account, but this card does not act as a funding source in your Account, then any use of this card is not considered a transaction in your Account. Accordingly, any Unauthorized Transaction, Other Error, or Remittance Transfer Error on this gift card is not PayPal’s responsibility and you are not covered under any PayPal protection programs.&lt;br /&gt;
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An &amp;quot;Unauthorized Transaction&amp;quot; is a type of error that occurs when money is sent from your Account that you did not authorize and that did not benefit you. For example, if someone steals your password, uses the password to access your Account, and sends a payment from your Account, an Unauthorized Transaction has occurred. If you give someone access to your Account (by giving them your login information) and they conduct transactions without your knowledge or permission, you are responsible for any resulting use. Such transactions are not considered Unauthorized Transactions and are not covered under any PayPal protection programs.&lt;br /&gt;
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In addition, &amp;quot;Other Errors&amp;quot; occur when money is either incorrectly taken from your Account or incorrectly placed into your Account, or when transactions are incorrectly recorded in your Account. Other Errors that are covered by PayPal are limited to the following events: if you send a payment and it is incorrectly debited from your Account; if an incorrect amount is credited to your Account; if a transaction is missing from or not properly identified in your Account statement; if you receive an incorrect amount of money at an ATM; and if there is a computational or mathematical error by PayPal. Unauthorized Transactions and Other Errors do not include Disputes, Claims, Chargebacks, and Reversals. You agree that PayPal is authorized to handle Disputes, Claims, Chargebacks, and Reversals as set forth in this Agreement, and that no determination made by PayPal or a card issuer with respect to a Dispute, Claim, Chargeback or Reversal will be considered an Unauthorized Transaction or Other Error. Routine inquiries about your Account balance or the status of a pending transfer into or out of your Account are not considered Unauthorized Transactions or Other Errors unless you expressly notify us of an Unauthorized Transaction or Other Error in connection with the transfer. Requests for information for tax or other recordkeeping purposes and requests for duplicate documentation also are not deemed to be Unauthorized Transactions or Other Errors.&lt;br /&gt;
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PayPal also covers you for Remittance Transfer Errors as long as you follow the procedures discussed below in Section 12.5.&lt;br /&gt;
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You may request documentation or information regarding your Account or transaction to determine whether an Unauthorized Transaction, Other Error or a Remittance Transfer Error exists by contacting us through the “Contact” or “Contact Us” link at the bottom of each page of the PayPal website.&lt;br /&gt;
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12.2 Notification Requirements.&lt;br /&gt;
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You should immediately notify PayPal if you believe:&lt;br /&gt;
there has been an Unauthorized Transaction, unauthorized access to your Account, or the occurrence of an Other Error;&lt;br /&gt;
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there is an error in your Account statement (you can access your Account statement by logging into your Account) or your transaction confirmation sent to you by email;&lt;br /&gt;
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your password or PayPal Mobile PIN has been compromised;&lt;br /&gt;
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your PayPal Debit Card or PayPal Mobile-activated phone has been lost, stolen or deactivated; or&lt;br /&gt;
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you need more information about a transaction listed on the statement or transaction confirmation.&lt;br /&gt;
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To be eligible for 100% protection for Unauthorized Transactions or Other Errors in your Account, you must notify us within 60 Days after any Unauthorized Transaction or Other Error first appears in your Account statement. If you do not notify us within 60 days, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had notified us in time. We will extend the 60 Day time period if a good reason, such as a hospital stay, kept you from notifying us within 60 Days.&lt;br /&gt;
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You should regularly log into your Account and review your Account statement to ensure that there has not been an Unauthorized Transaction or Other Error. PayPal will also send an email to the primary email address you have provided in order to notify you of each transaction from your Account, unless you have opted out of receiving certain notifications. You should also review these transaction confirmations to ensure that each transaction was authorized and is accurate.&lt;br /&gt;
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For Unauthorized Transactions or Other Errors involving your PayPal Debit Card, notify us as follows:&lt;br /&gt;
Log into your Account, go to the &amp;quot;Account Overview&amp;quot; page or “Summary” or “Activity” tab, select the transaction details for the transaction you wish to dispute and then follow the directions. Please print and sign the completed form, then mail it to us (PayPal, Attn: PayPal Debit Card Department, P.O. Box 45950, Omaha, NE 68145-0950) or send it by fax to (303) 395-2855; or&lt;br /&gt;
Telephone PayPal Customer Service at (402) 935-7733.&lt;br /&gt;
For Unauthorized Transactions or Other Errors in your Account, notify us as follows:&lt;br /&gt;
Use this form to file an error report in the PayPal Resolution Center; or&lt;br /&gt;
Write to PayPal, Attn: Error Resolution Department, P.O. Box 45950, Omaha, NE 68145-0950; or&lt;br /&gt;
Telephone PayPal Customer Service at (402) 935-7733.&lt;br /&gt;
When you notify us, provide us with all of the following information:&lt;br /&gt;
Your name and email address registered to your Account;&lt;br /&gt;
A description of any suspected Unauthorized Transaction or Other Error and an explanation as to why you believe it is incorrect or why you need more information to identify the transaction; and&lt;br /&gt;
The dollar amount of any suspected Unauthorized Transaction or Other Error.&lt;br /&gt;
If you notify us orally, we may require that you send us your complaint or question in writing within 10 Business Days. During the course of our investigation, we may request additional information from you.&lt;br /&gt;
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12.3 PayPal Actions after Receipt of Your Notification. Once you notify us of any suspected Unauthorized Transaction or Other Error, or we otherwise learn of one, we will do the following:&lt;br /&gt;
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We will conduct an investigation to determine whether there has been an Unauthorized Transaction or Other Error that is eligible for protection.&lt;br /&gt;
We will complete our investigation within 10 Business Days of the date we received your notification of the suspected Unauthorized Transaction or Other Error. If your Account is new (the first transaction from your Account was less than 30 Business Days from the date you notify us), we may take up to 20 Business Days to complete this investigation. If we need more time, we may take up to 45 Days to complete our investigation (or up to 90 Days for new Accounts, or if your transaction was at a point of sale where you were physically present, or a foreign initiated transaction).&lt;br /&gt;
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If we decide that we need more time to complete our investigation, we will provisionally credit your Account for the amount of the suspected error. You will receive the provisional credit within 10 Business Days of the date we received your notice (or 20 Business Days for new Accounts). This will allow you to have use of the money until we complete the investigation. We will notify you of the provisional credit within 2 Business Days of the crediting. If we ask you to put your complaint or question in writing and we do not receive it within 10 Business Days (or 20 Business Days for new Accounts), we will not provisionally credit your Account.&lt;br /&gt;
We will inform you of our decision within 3 Business Days after completing our investigation.&lt;br /&gt;
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If we determine that there was an error, we will promptly credit the full amount of the error into your Account within 1 Business Day of our determination. Or, if you have already received a provisional credit, you will be allowed to retain those amounts.&lt;br /&gt;
&lt;br /&gt;
If we decide that there was not an error, we will include an explanation of our decision in our email to you. If you received a provisional credit, we will remove it from your Account and notify you of the date and amount of the debit. You may request copies of the documents that we used in our investigation.&lt;br /&gt;
12.4 PayPal Processing Errors. We will rectify any processing error that we discover. If the error results in your receipt of less than the correct amount to which you are entitled, PayPal will credit your Account for the difference. If the error results in your receipt of more than the correct amount to which you are entitled, PayPal will debit the extra funds from your Account. If the error resulted in our not completing a transaction on time or in the correct amount, we will be liable for your losses or damages directly caused by this failure, unless: (a) through no fault of ours, you did not have enough available funds to complete the transaction, (b) our system was not working properly and you knew about the breakdown when you started the transaction, or (c) circumstances beyond our control (such as fire, flood or loss of Internet connection) prevented the transaction, despite our reasonable precautions.&lt;br /&gt;
&lt;br /&gt;
12.5 Protection for Remittance to Recipients with PayPal Accounts Outside of the United States&lt;br /&gt;
&lt;br /&gt;
Protection for Remittance Transfer Errors.&lt;br /&gt;
&lt;br /&gt;
When you send a Remittance Transfer and a Remittance Transfer Error occurs in your Account, you may have the right to certain remedies, so long as you follow the procedures discussed below. A “Remittance Transfer” must meet the following requirements:&lt;br /&gt;
&lt;br /&gt;
A payment sent from a Personal Account where the sender is not a commercial entity and has not accepted the Commercial Entity Agreement.&lt;br /&gt;
A payment sent to a recipient with an Account in a country outside of the US.&lt;br /&gt;
The sender sends the payment for personal, family or household purposes.&lt;br /&gt;
The payment sent is more than $15 USD or more than $15 USD equivalent (not including fees or taxes charged to the sender) in the currency in which the transaction is funded.&lt;br /&gt;
Sender received a Remittance Receipt which states that they have up to 180 days to report a Remittance Transfer Error.&lt;br /&gt;
The payment is sent later than 10.27.2013.&lt;br /&gt;
Payments that you make at a merchant website or location by selecting PayPal as a payment option are not “Remittance Transfers.”&lt;br /&gt;
&lt;br /&gt;
A “Remittance Transfer Error” occurs if:&lt;br /&gt;
&lt;br /&gt;
You paid an incorrect amount to send the Remittance Transfer; for example, you were charged more than the total shown on the Remittance Receipt you received.&lt;br /&gt;
PayPal made a computational or bookkeeping error, such as a miscalculation of the amount the recipient received.&lt;br /&gt;
The amount stated in the Remittance Receipt was not made available to the recipient, unless:&lt;br /&gt;
we stated in the Remittance Receipt that we used estimates and the difference in the amount received and the amount stated in the Remittance Receipt was a result of such estimation; or&lt;br /&gt;
the problem was caused by extraordinary circumstances outside our control.&lt;br /&gt;
Funds were available to the recipient later than the date of availability that was disclosed to you on the Remittance Receipt or were not delivered, unless:&lt;br /&gt;
extraordinary circumstances outside our control caused the delay,&lt;br /&gt;
delays resulted from fraud screenings, or were caused by requirements of the Office of Foreign Assets Controls or similar requirements.&lt;br /&gt;
you (or someone assisting you) made the transfer with fraudulent intent.&lt;br /&gt;
You can also request for certain documentation or information concerning the Remittance Transfer, such as clarification required to determine if a Remittance Transfer Error occurred.&lt;br /&gt;
&lt;br /&gt;
The scope of this section is limited to the Remittance Transfer Errors described above. For Unauthorized Transactions and Other Errors, please see Section 12.1 to 12.4.&lt;br /&gt;
&lt;br /&gt;
Notification Requirements.&lt;br /&gt;
&lt;br /&gt;
To report one of the Remittance Transfer Errors listed above, you must notify PayPal within 180 Days of the funds availability date that was disclosed to you on the Remittance Receipt, You must also request for any additional documentation related to a Remittance Transfer Error within these 180 Days.&lt;br /&gt;
Notify us of a Remittance Transfer Errors by doing one of the following:&lt;br /&gt;
Log In to your Account at paypal.com and go to the Resolution Center and dispute a Transaction.&lt;br /&gt;
Write to PayPal, Attn: Error Resolution Department, P.O. Box 45950, Omaha, NE 68145-0950; or&lt;br /&gt;
Telephone PayPal Customer Service at (402) 935-7733.&lt;br /&gt;
When you notify us of a Remittance Transfer Error, you must provide us with the following information:&lt;br /&gt;
Your name, and telephone number or email address registered to your Account;&lt;br /&gt;
Recipient’s name, and to the extent you know it: their telephone number, or address.&lt;br /&gt;
Transaction ID number or other information that enables us to identify the applicable Remittance Transfer;&lt;br /&gt;
An explanation of why you think the error exists, including (to the extent possible) the type, date and the amount of error.&lt;br /&gt;
PayPal Actions after Receipt of Your Notification.&lt;br /&gt;
&lt;br /&gt;
Once you notify us of a Remittance Transfer Error, we will do the following:&lt;br /&gt;
&lt;br /&gt;
Conduct an investigation to determine whether a Remittance Transfer Error has occurred.&lt;br /&gt;
Complete our investigation within 90 Days of the date we received your notice of the Remittance Transfer Error and respond to you within 3 Business Days after we complete the investigation.&lt;br /&gt;
If you request additional documentation or information to determine if there was a Remittance Transfer Error, you may report the Remittance Transfer Error within the later of 180 Days of the date of availability disclosed on the Remittance Receipt or 60 Days after we provide you with the documentation or information.&lt;br /&gt;
If we find that no Remittance Transfer Error has occurred, we will provide you with a written explanation of the results of the investigation. In this case, you will have the right to request any documentation we relied on to make our determination.&lt;br /&gt;
If we find that a Remittance Transfer Error has occurred, we will provide you with a list of available remedies. You will have 10 Days to notify us of your preferred remedy via email. If you do not let us know your preferred remedy within 10 Days after we notify you of the available remedies, we will refund you the amount appropriate to resolve the error. The remedies available are as follows:&lt;br /&gt;
If we determine that you were charged more than what the Remittance Receipt stated, or there was a computational or bookkeeping error, or the designated recipient did not receive the amount stated on the Remittance Receipt, you will have the option of seeking a refund or a redelivery of the amount appropriate to resolve the Remittance Transfer Error.&lt;br /&gt;
If we determine that the recipient received the funds later than the date of availability disclosed on your Remittance Receipt, we will refund you any fees you paid to us for the transaction.&lt;br /&gt;
If we determine that the funds were not delivered, we will not only refund you any fees or taxes you paid for the Remittance Transfer, but we will also provide you the option of a refund or a redelivery of the amount appropriate to resolve the Remittance Transfer Error.&lt;br /&gt;
After you notify us about your preferred remedy or 10 Days after we have notified you of the available remedies, whichever period is shorter, we will correct the Remittance Transfer Error within 1 Business Day or as soon as reasonably practical.&lt;br /&gt;
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13. Protection for Buyers.&lt;br /&gt;
13.1 Types of Problems Covered. PayPal Purchase Protection (also known as PayPal Buyer Protection) helps you if you encounter either of these problems:&lt;br /&gt;
&lt;br /&gt;
You did not receive the item you paid for with PayPal – “Item Not Received” (INR), or&lt;br /&gt;
You received an item you paid for with PayPal but it is “Significantly Not as Described” (SNAD) (as described below)&lt;br /&gt;
If your problem is a transaction that you did not authorize, please use this form to report the unauthorized transaction.&lt;br /&gt;
&lt;br /&gt;
An item is “Significantly Not as Described” if it is materially different from what the Seller described in the item listing. Here are some examples:&lt;br /&gt;
&lt;br /&gt;
You received a completely different item. For example, you purchased a book and received a DVD or an empty box.&lt;br /&gt;
The condition of the item was misrepresented. For example, the description when you bought the item said “new” and the item was used.&lt;br /&gt;
The item was advertised as authentic but is not authentic.&lt;br /&gt;
The item is missing major parts or features which were not disclosed in its description when you bought the item.&lt;br /&gt;
You purchased three items from a Seller but only received two.&lt;br /&gt;
The item was damaged during shipment.&lt;br /&gt;
An item is not Significantly Not as Described if it is materially similar to the Seller’s item listing description. Here are some examples:&lt;br /&gt;
&lt;br /&gt;
The defect in the item was correctly described by the Seller.&lt;br /&gt;
The item was properly described but you didn&#039;t want it after you received it.&lt;br /&gt;
The item was properly described but did not meet your expectations.&lt;br /&gt;
The item has minor scratches and was listed as used condition.&lt;br /&gt;
13.2 Eligibility Requirements.&lt;br /&gt;
&lt;br /&gt;
To be eligible for PayPal Purchase Protection you must meet all of the following requirements:&lt;br /&gt;
&lt;br /&gt;
Have an Account in good standing.&lt;br /&gt;
Pay for the eligible item from your Account.&lt;br /&gt;
Pay for the full amount of the item with one payment. Items purchased with multiple payments – like a deposit followed by a final payment – are not eligible.&lt;br /&gt;
Open a Dispute within 180 Days of the date you sent the payment, then follow the online dispute resolution process described below under Dispute Resolution. For Pay After Delivery transactions you must open your Dispute within 180 Days of the date of your transaction.&lt;br /&gt;
You have not received a recovery related to such purchase from another source. &lt;br /&gt;
13.3 Ineligible Items. Payments for the following are not eligible for reimbursement under PayPal Purchase Protection:&lt;br /&gt;
&lt;br /&gt;
Real estate, including residential property&lt;br /&gt;
Businesses&lt;br /&gt;
Vehicles, including motor vehicles, motorcycles, caravans, aircraft and boats&lt;br /&gt;
Significantly Not As Described issues for Custom-made items&lt;br /&gt;
Items prohibited by the PayPal Acceptable Use Policy&lt;br /&gt;
For INR claims, items which you collect in person or arrange to be collected on your behalf, including items bought through In-Store Checkout at the retail point of sale&lt;br /&gt;
Industrial machinery used in manufacturing&lt;br /&gt;
Items equivalent to cash, including prepaid or gift cards&lt;br /&gt;
PayPal Direct Payments&lt;br /&gt;
Virtual Terminal Payments&lt;br /&gt;
Personal Payments&lt;br /&gt;
Even if your payment is not eligible for PayPal Purchase Protection, you can file a Dispute and try to resolve the issue directly with the Seller; however, PayPal will generally not find in your favor if you escalate a Dispute to a Claim for an item which is not eligible for PayPal Purchase Protection.&lt;br /&gt;
&lt;br /&gt;
13.4 Coverage Amount. If you are eligible for PayPal Purchase Protection and PayPal finds in your favor on your Claim, PayPal will reimburse you for the full purchase price of the item and original shipping costs – with no cap on coverage.&lt;br /&gt;
&lt;br /&gt;
PayPal will not reimburse you for the return shipping costs that you incur to return a Significantly Not As Described item to the Seller or other party specified by PayPal. If the Seller presents evidence that they delivered the goods to your address, PayPal may find in favor of the Seller for an Item Not Received claim even if you did not receive the goods.&lt;br /&gt;
&lt;br /&gt;
13.5 Dispute Resolution. If you are unable to resolve a problem directly with a Seller, you can go to the Resolution Center and follow this process:&lt;br /&gt;
&lt;br /&gt;
Open a Dispute. Open a Dispute within 180 Days of the date you made the payment (or the date of the transaction if using Pay After Delivery) for the item you would like to dispute to negotiate with the Seller for resolution of the Dispute. We will place a hold on all funds related to the transaction in the Seller&#039;s Account until the Dispute is resolved or closed.&lt;br /&gt;
Escalate the Dispute to a Claim. If you and the Seller are unable to come to an agreement, you can escalate the Dispute to a Claim within 20 Days after opening the Dispute.&lt;br /&gt;
&lt;br /&gt;
You must wait at least 7 Days from the date of payment to escalate a Dispute for an Item Not Received (INR), unless the Dispute is for the equivalent of $2,500 U.S. Dollars or more (or currency equivalent). If you do not escalate the Dispute to a Claim within 20 Days, PayPal will close the Dispute.&lt;br /&gt;
Respond to PayPal’s requests for information in a timely manner. During the Claim process, PayPal may require you to provide documentation to support your position. You may be asked to provide receipts, third party evaluations, police reports, or anything else that PayPal specifies.&lt;br /&gt;
Comply with PayPal’s shipping requests in a timely manner. For Significantly Not as Described (SNAD) Claims, PayPal may require you, at your expense, to ship the item back to the Seller, PayPal, or a third party and to provide proof of delivery.&lt;br /&gt;
&lt;br /&gt;
For transactions that total less than $750, proof of delivery is confirmation that can be viewed online and includes the delivery address showing at least city/state or zip, delivery date, and the URL to the shipping company’s website if you&#039;ve selected “Other” in the shipping drop down menu. For transactions that total $750 or more, you must get signature confirmation of delivery.&lt;br /&gt;
Claim Resolution Process. Once a Dispute has been escalated to a Claim, PayPal will make a final decision in favor of the buyer or the Seller. You may be asked to provide receipts, third party evaluations, police reports, or anything else that PayPal specifies. PayPal retains full discretion to make a final decision in favor of the buyer or the Seller based on any criteria PayPal deems appropriate. In the event that PayPal makes a final decision in favor of the buyer or Seller, each party must comply with PayPal’s decision. PayPal will generally require the buyer to ship an item that the buyer claims is SNAD back to the Seller (at the buyer’s expense), and PayPal will generally require a Seller to accept the item back and refund the buyer the full purchase price plus original shipping costs. In the event a Seller loses a Claim, the Seller will not receive a refund on his or her PayPal fees associated with the transaction. If you lose a SNAD Claim because the item you sold is counterfeit, you will be required to provide a full refund to the buyer and you may not receive the item back (it will be destroyed).&lt;br /&gt;
13.6 Digital Goods Micropayment Disputes and Claims. If you file a Dispute for a Digital Goods purchase of up to the amounts in the table below, PayPal may, at our discretion, reverse the transaction without requiring you to escalate the Dispute to a Claim.&lt;br /&gt;
&lt;br /&gt;
Currency&lt;br /&gt;
Amount&lt;br /&gt;
Currency&lt;br /&gt;
Amount&lt;br /&gt;
Australian Dollar:&lt;br /&gt;
$9.99 AUD&lt;br /&gt;
New Zealand Dollar:&lt;br /&gt;
$9.99 NZD&lt;br /&gt;
Brazilian Real:&lt;br /&gt;
7.99 BRL&lt;br /&gt;
Norwegian Krone:&lt;br /&gt;
29.99 NOK&lt;br /&gt;
Canadian Dollar:&lt;br /&gt;
$3.99 CAD&lt;br /&gt;
Philippine Peso:&lt;br /&gt;
499.99 PHP&lt;br /&gt;
Czech Koruna:&lt;br /&gt;
99.99 CZK&lt;br /&gt;
Polish Zlotych:&lt;br /&gt;
19.99 PLN&lt;br /&gt;
Danish Krone:&lt;br /&gt;
24.99 DKK&lt;br /&gt;
Singapore Dollar:&lt;br /&gt;
$9.99 SGD&lt;br /&gt;
Euro:&lt;br /&gt;
€3.99 EUR&lt;br /&gt;
Swedish Krona:&lt;br /&gt;
34.99 SEK&lt;br /&gt;
Hong Kong Dollar:&lt;br /&gt;
$49.99 HKD&lt;br /&gt;
Swiss Franc:&lt;br /&gt;
4.99 CHF&lt;br /&gt;
Hungarian Forint:&lt;br /&gt;
999 HUF&lt;br /&gt;
Taiwan New Dollar:&lt;br /&gt;
240.00 TWD&lt;br /&gt;
Israeli Shekel:&lt;br /&gt;
15.99 ILS&lt;br /&gt;
Thai Baht:&lt;br /&gt;
249.99 THB&lt;br /&gt;
Japanese Yen:&lt;br /&gt;
¥999 JPY&lt;br /&gt;
U.K. Pounds Sterling:&lt;br /&gt;
£3.99 GBP&lt;br /&gt;
Mexican Peso:&lt;br /&gt;
$39.99 MXN&lt;br /&gt;
U.S. Dollar:&lt;br /&gt;
$3.99 USD&lt;br /&gt;
PayPal may limit the number of automatic reversals that you benefit from. If these are limited, you will still be able to follow PayPal&#039;s standard dispute resolution processes described in this Section 13 to attempt to resolve the issue with the Seller directly.&lt;br /&gt;
&lt;br /&gt;
13.7 Relationship between PayPal’s protection programs and Chargebacks. Credit card Chargeback rights, if they apply, are broader than PayPal’s protection programs. Chargebacks may cover unsatisfactory items even if they do not qualify as SNAD, and may cover intangible items. You may pursue a Dispute/Claim with PayPal, or you may contact your credit card company and pursue your Chargeback rights. You may not pursue both at the same time or seek a double recovery. If you have an open Dispute or Claim with PayPal, and you also file a Chargeback with your credit card company, PayPal will close your Dispute or Claim, and you will have to rely solely on your Chargeback rights.&lt;br /&gt;
&lt;br /&gt;
If PayPal does not make a final decision on your Claim until after your credit card issuer&#039;s deadline for filing a Chargeback, and because of our delay you recover less than the full amount you would have been entitled to recover from the credit card issuer, we will reimburse you for the remainder of your loss (minus any amount you have already recovered from the Seller).&lt;br /&gt;
&lt;br /&gt;
Before contacting your card issuer or filing a Dispute with PayPal, you should contact the Seller to resolve your issue in accordance with the Seller’s return policy as stated on their auction or website.&lt;br /&gt;
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14. Disputes with PayPal.&lt;br /&gt;
You and PayPal agree that any claim or dispute at law or equity that has arisen or may arise between us will be resolved in accordance with the provisions set forth in this Section (Section 14: Disputes with PayPal). Please read this Section carefully. It affects your rights and will impact how claims you and we have against each other are resolved.&lt;br /&gt;
&lt;br /&gt;
14.1 Contact PayPal First. If a dispute arises between you and PayPal, our goal is to learn about and address your concerns and, if we are unable to do so to your satisfaction, to provide you with a neutral and cost effective means of resolving the dispute quickly. Disputes between you and PayPal regarding the PayPal Services may be reported to Customer Service online through the PayPal Help Center at any time, or by calling (402) 935-2050 from 6 AM to midnight, Central Time.&lt;br /&gt;
&lt;br /&gt;
14.2 Applicable Law. You agree that, except to the extent inconsistent with or preempted by federal law and except as otherwise stated in this User Agreement, the laws of the State of Delaware, without regard to principles of conflict of laws, will govern this User Agreement and any claim or dispute that has arisen or may arise between you and PayPal.&lt;br /&gt;
&lt;br /&gt;
14.3 Agreement to Arbitrate. You and PayPal each agree that any and all disputes or claims that have arisen or may arise between you and PayPal, including without limitation federal and state statutory claims, common law claims, and those based in contract, tort, fraud, misrepresentation or any other legal theory, shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court, if your claims qualify and so long as the matter remains in such court and advances only on an individual (non-class, non-representative) basis. This Agreement to Arbitrate is intended to be broadly interpreted. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate.&lt;br /&gt;
&lt;br /&gt;
Prohibition of Class and Representative Actions and Non-Individualized Relief.&lt;br /&gt;
&lt;br /&gt;
YOU AND PAYPAL AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND PAYPAL AGREE OTHERWISE, THE ARBITRATOR(S) MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON&#039;S OR PARTY&#039;S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR(S) MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY&#039;S INDIVIDUAL CLAIM(S). ANY RELIEF AWARDED CANNOT AFFECT OTHER PAYPAL USERS.&lt;br /&gt;
Arbitration Procedures.&lt;br /&gt;
&lt;br /&gt;
Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator or arbitrators instead of a judge or jury, and court review of an arbitration award is very limited. However, the arbitrator(s) can award the same damages and relief on an individual basis that a court can award to an individual. The arbitrator(s) also must follow the terms of this User Agreement as a court would. All issues are for the arbitrator(s) to decide, except that issues relating to arbitrability, the scope or enforceability of this Agreement to Arbitrate, or the interpretation of subsection (a) of this Agreement to Arbitrate (“Prohibition of Class and Representative Actions and Non-Individualized Relief”), shall be for a court of competent jurisdiction to decide.&lt;br /&gt;
&lt;br /&gt;
The arbitration will be conducted by the American Arbitration Association (&amp;quot;AAA&amp;quot;) under its rules and procedures, including the AAA&#039;s Consumer Arbitration Rules (as applicable), as modified by this Agreement to Arbitrate. The AAA&#039;s rules are available at www.adr.org. A party who intends to seek arbitration must first send to the other, by certified mail, a completed form Notice of Dispute (“Notice”). You may download a form Notice here. The Notice to PayPal should be sent to PayPal, Inc., Attn: Litigation Department, Re: Notice of Dispute, 2211 North First Street, San Jose, CA 95131. PayPal will send any Notice to you to the physical address we have on file associated with your PayPal Account; it is your responsibility to keep your physical address up to date. All information called for in the Notice must be provided including a description of the nature and basis of the claims the party is asserting and the relief sought.&lt;br /&gt;
&lt;br /&gt;
If you and PayPal are unable to resolve the claims described in the Notice within 30 days after the Notice is sent, you or PayPal may initiate arbitration proceedings. A form for initiating arbitration proceedings is available on the AAA&#039;s website at www.adr.org.&lt;br /&gt;
&lt;br /&gt;
The arbitration shall be held in the county in which you reside or at another mutually agreed location. If the value of the relief sought is $10,000 or less, you or PayPal may elect to have the arbitration conducted by telephone or based solely on written submissions, which election shall be binding on you and PayPal subject to the discretion of the arbitrator(s) to require an in-person hearing, if the circumstances warrant. In cases where an in-person hearing is held, you and/or PayPal may attend by telephone, unless the arbitrator(s) require otherwise. Any settlement offer made by you or PayPal shall not be disclosed to the arbitrator(s).&lt;br /&gt;
&lt;br /&gt;
The arbitrator(s) will decide the substance of all claims in accordance with applicable law, including recognized principles of equity, and will honor all claims of privilege recognized by law. The arbitrator(s) shall not be bound by rulings in prior arbitrations involving different PayPal users, but is/are bound by rulings in prior arbitrations involving the same PayPal user to the extent required by applicable law. The award of the arbitrator(s) shall be final and binding, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.&lt;br /&gt;
Costs of Arbitration.&lt;br /&gt;
&lt;br /&gt;
Payment of all filing, administration, and arbitrator fees will be governed by the AAA&#039;s rules, unless otherwise stated in this Agreement to Arbitrate. If the value of the relief sought is $10,000 or less, at your request, PayPal will pay all filling, administration, and arbitrator fees associated with the arbitration. Any request for payment of fees by PayPal should be submitted by mail to the AAA along with your Demand for Arbitration and PayPal will make arrangements to pay all necessary fees directly to the AAA. If the value of the relief sought is more than $10,000 and you are able to demonstrate that the costs of accessing arbitration will be prohibitive as compared to the costs of accessing a court for purposes of pursuing litigation on an individual basis, PayPal will pay as much of the filing, administration, and arbitrator fees as the arbitrator(s) deem necessary to prevent the cost of accessing the arbitration from being prohibitive. In the event the arbitrator(s) determine the claim(s) you assert in the arbitration to be frivolous, you agree to reimburse PayPal for all fees associated with the arbitration paid by PayPal on your behalf that you otherwise would be obligated to pay under the AAA&#039;s rules.&lt;br /&gt;
Severability.&lt;br /&gt;
&lt;br /&gt;
With the exception of any of the provisions in subsection (a) of this Agreement to Arbitrate (&amp;quot;Prohibition of Class and Representative Actions and Non-Individualized Relief&amp;quot;), if a court decides that any part of this Agreement to Arbitrate is invalid or unenforceable, the other parts of this Agreement to Arbitrate shall still apply. If a court decides that any of the provisions in subsection (a) of this Agreement to Arbitrate (&amp;quot;Prohibition of Class and Representative Actions and Non-Individualized Relief&amp;quot;) is invalid or unenforceable, then the entirety of this Agreement to Arbitrate shall be null and void. The remainder of the User Agreement, including all other provisions of Section 14 (Disputes with PayPal), will continue to apply.&lt;br /&gt;
Opt-Out Procedure.&lt;br /&gt;
&lt;br /&gt;
IF YOU ARE A NEW PAYPAL USER, YOU CAN CHOOSE TO REJECT THIS AGREEMENT TO ARBITRATE (“OPT OUT”) BY MAILING US A WRITTEN OPT-OUT NOTICE (“OPT-OUT NOTICE”). THE OPT-OUT NOTICE MUST BE POSTMARKED NO LATER THAN 30 DAYS AFTER THE DATE YOU ACCEPT THE USER AGREEMENT FOR THE FIRST TIME. YOU MUST MAIL THE OPT-OUT NOTICE TO PAYPAL, INC., ATTN: LITIGATION DEPARTMENT, 2211 NORTH FIRST STREET, SAN JOSE, CA 95131.&lt;br /&gt;
&lt;br /&gt;
For your convenience, we are providing an Opt-Out Notice form you must complete and mail to opt out of the Agreement to Arbitrate. You must complete the Opt-Out Notice form by providing the information called for in the form, including your name, address, phone number, and the email address(es) used to log in to the PayPal account(s) to which the opt-out applies. You must sign the Opt-Out Notice for it to be effective. This procedure is the only way you can opt out of the Agreement to Arbitrate. If you opt out of the Agreement to Arbitrate, all other parts of the User Agreement, including all other provisions of Section 14 (Disputes with PayPal), will continue to apply. Opting out of this Agreement to Arbitrate has no effect on any previous, other, or future arbitration agreements that you may have with us.&lt;br /&gt;
Future Amendments to the Agreement to Arbitrate.&lt;br /&gt;
&lt;br /&gt;
Notwithstanding any provision in the User Agreement to the contrary, you and we agree that if we make any amendment to this Agreement to Arbitrate (other than an amendment to any notice address or website link provided herein) in the future, that amendment shall not apply to any claim that was filed in a legal proceeding against PayPal prior to the effective date of the amendment. The amendment shall apply to all other disputes or claims governed by the Agreement to Arbitrate that have arisen or may arise between you and PayPal. We will notify you of amendments to this Agreement to Arbitrate by posting the amended terms on www.paypal.com at least 30 days before the effective date of the amendments and by providing notice through email. If you do not agree to these amended terms, you may close your account within the 30 day period and you will not be bound by the amended terms.&lt;br /&gt;
14.4 Insolvency Proceedings. If any proceeding by or against you is commenced under any provision of the United States Bankruptcy Code, as amended, or under any other bankruptcy or insolvency law, PayPal will be entitled to recover all reasonable costs or expenses (including reasonable attorneys&#039; fees and expenses) incurred in connection with the enforcement of this Agreement.&lt;br /&gt;
&lt;br /&gt;
14.5 No Waiver. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches.&lt;br /&gt;
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14.6 Indemnification. You agree to defend, indemnify and hold PayPal, our parent, Affiliates and the officers, directors, agents, joint venturers, employees and suppliers of PayPal, our parent, or our Affiliates, harmless from any claim or demand (including attorneys’ fees) made or incurred by any third party due to or arising out of your breach of this Agreement, your improper use of the PayPal Services, and/or your violation of any law or the rights of a third party.&lt;br /&gt;
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14.7 Assumption of Rights. If PayPal pays out a Claim, Reversal or Chargeback that you file against a recipient of your payment, you agree that PayPal assumes your rights against the recipient and third parties related to the payment, and may pursue those rights directly or on your behalf, in PayPal&#039;s discretion.&lt;br /&gt;
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14.8 Release of PayPal. If you have a dispute with one or more Users, you release PayPal (and our parent, our Affiliates, and our and their respective officers, directors, agents, joint ventures, employees and suppliers) from any and all Claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. In entering into this release you expressly waive any protections (whether statutory or otherwise – e.g., California Civil Code § 1542) that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release.&lt;br /&gt;
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14.9 State Agencies. In addition to reporting complaints against PayPal directly to PayPal as described above, if you are a California resident, you may report complaints to the California Department of Financial Institutions at its toll-free telephone number, 1-800-622-0620, by e-mail at consumer.complaint@dfi.ca.gov, or by mail at Department of Financial Institutions, Consumer Services, 1810 13th Street, Sacramento, CA 95811. Florida residents may contact the Florida Department of Financial Services in writing at 200 East Gaines Street, Tallahassee, Florida, 32399, or by telephone at 1-800-342-2762. If you are a California resident, you have a right to receive the information listed in Section 1.7 (Notices to You) by email. To make such a request, send a letter to PayPal at the address listed in Section 1.8 (Notices to PayPal), include your email address, and request the information provided in Section 1.7.&lt;br /&gt;
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15. General Provisions.&lt;br /&gt;
15.1 Limitations of Liability. IN NO EVENT SHALL WE, OUR PARENT AND AFFILIATES, AND THE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES AND SUPPLIERS OF PAYPAL, OUR PARENT OR OUR AFFILIATES BE LIABLE FOR LOST PROFITS OR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF DATA OR LOSS OF BUSINESS) ARISING OUT OF OR IN CONNECTION WITH OUR WEBSITE, THE PAYPAL SERVICES, OR THIS AGREEMENT (HOWEVER ARISING, INCLUDING NEGLIGENCE), UNLESS AND TO THE EXTENT PROHIBITED BY LAW. OUR LIABILITY, AND THE LIABILITY OF OUR PARENT AND AFFILIATES, AND OUR AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES AND SUPPLIERS, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO THE ACTUAL AMOUNT OF DIRECT DAMAGES. IN ADDITION, TO THE EXTENT PERMITTED BY APPLICABLE LAW, PAYPAL, OUR PARENT, AND AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, AND SUPPLIERS ARE NOT LIABLE, AND YOU AGREE NOT TO HOLD THESE PARTIES RESPONSIBLE, FOR ANY DAMAGES OR LOSSES (INCLUDING, BUT NOT LIMITED TO, LOSS OF MONEY, GOODWILL, OR REPUTATION, PROFITS, OR OTHER INTANGIBLE LOSSES OR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES) RESULTING DIRECTLY OR INDIRECTLY FROM: (1) YOUR USE OF OR YOUR INABILITY TO USE PAYPAL’S SITES AND SERVICES; (2) DELAYS OR DISRUPTIONS IN PAYPAL’S SITES AND SERVICES; (3) VIRUSES OR OTHER MALICIOUS SOFTWARE OBTAINED BY ACCESSING PAYPAL’S SITES OR SERVICES OR ANY SITE OR SERVICE LINKED TO PAYPAL’S SITES OR SERVICES; (4) GLITCHES, BUGS, ERRORS, OR INACCURACIES OF ANY KIND IN PAYPAL’S SITES OR SERVICES OR IN THE INFORMATION AND GRAPHICS OBTAINED FROM THEM; (5) THE CONTENT, ACTIONS, OR INACTIONS OF THIRD PARTIES; (6) A SUSPENSION OR OTHER ACTION TAKEN WITH RESPECT TO YOUR ACCOUNT; (7) YOUR NEED TO MODIFY PRACTICES, CONTENT, OR BEHAVIOR, OR YOUR LOSS OF OR INABILITY TO DO BUSINESS, AS A RESULT OF CHANGES TO THIS USER AGREEMENT OR PAYPAL’S POLICIES. PAYPAL RESERVES THE RIGHT TO MODIFY ITS POLICIES AND THIS USER AGREEMENT AT ANY TIME CONSISTENT WITH THE PROVISIONS OUTLINED HEREIN.&lt;br /&gt;
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15.2 No Warranty. THE PAYPAL SERVICES ARE PROVIDED &amp;quot;AS IS&amp;quot; AND WITHOUT ANY REPRESENTATION OF WARRANTY, WHETHER EXPRESS, IMPLIED OR STATUTORY. PAYPAL, OUR PARENT AND AFFILIATES, AND THE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES AND SUPPLIERS OF PAYPAL, OUR PARENT OR OUR AFFILIATES, SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. PayPal does not have any control over the products or services that are paid for with the PayPal Services and PayPal cannot ensure that a buyer or a Seller you are dealing with will actually complete the transaction or is authorized to do so. PayPal does not guarantee continuous, uninterrupted or secure access to any part of the PayPal Services, and operation of our site may be interfered with by numerous factors outside of our control. PayPal will make reasonable efforts to ensure that requests for electronic debits and credits involving bank accounts, credit cards, and check issuances are processed in a timely manner but PayPal makes no representations or warranties regarding the amount of time needed to complete processing because the PayPal Services are dependent upon many factors outside of our control, such as delays in the banking system or the U.S. or international mail service. Certain PayPal Services may not be available to you based on residency, geographic location or other eligibility criteria. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimers may not apply to you. This paragraph gives you specific legal rights and you may also have other legal rights that vary from state to state.&lt;br /&gt;
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15.3 PayPal Shopping. PayPal Shopping is part of the PayPal website that features Merchants&#039; offers and enables product search. PayPal does not warrant that product descriptions, pricing, search results, User ratings and reviews or any other content on PayPal Shopping is accurate, complete, reliable or current. PayPal Shopping is provided for informational purposes only and does not constitute an endorsement by PayPal of any product, service or Merchant.&lt;br /&gt;
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15.4 License Grant. If you are using PayPal software such as an API, developer&#039;s toolkit or other software application that you have downloaded to your computer, device, or other platform, then PayPal grants you a revocable, non-exclusive, non-transferable license to use PayPal&#039;s software in accordance with the documentation. This license grant includes the software and all updates, upgrades, new versions and replacement software for your personal use only. You may not rent, lease or otherwise transfer your rights in the software to a third party. You must comply with the implementation and use requirements contained in all PayPal documentation accompanying the PayPal Services. If you do not comply with PayPal’s implementation and use requirements you will be liable for all resulting damages suffered by you, PayPal and third parties. PayPal may change or discontinue any APIs upon notice to you. You agree not to alter, reproduce, adapt, distribute, display, publish, reverse engineer, translate, disassemble, decompile or otherwise attempt to create any source code that is derived from the software. You acknowledge that all rights, title and interest to PayPal’s software are owned by PayPal. Any third party software application you use on the PayPal website is subject to the license you agreed to with the third party that provides you with this software. PayPal does not own, control nor have any responsibility or liability for any third party software application you elect to use on the PayPal website and/or in connection with the PayPal Services. If you are using the PayPal Services on the PayPal website, or other website or platform hosted by PayPal, or a third party, and are not downloading PayPal’s software or using third party software applications on the PayPal website, then this section does not apply to your use of the hosted PayPal Services.&lt;br /&gt;
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15.5 License Grant from You to PayPal; IP Warranties. Subject to section 15.6, when providing PayPal with content or posting content using PayPal Services, you grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, transferable, and sublicensable (through multiple tiers) right to exercise any and all copyright, publicity, trademarks, database rights and intellectual property rights you have in the content, in any media known now or in the future. Further, to the fullest extent permitted under applicable law, you waive your moral rights and promise not to assert such rights against PayPal, its sublicensees or its assignees. You represent and warrant that none of the following infringe any intellectual property or publicity right: your provision of content to PayPal, your posting of content using the PayPal Services, and PayPal’s use of such content (including of works derived from it) in connection with the PayPal Services.”&lt;br /&gt;
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15.6 License Grant from Merchants to PayPal. Section 15.5 notwithstanding, if you are a Merchant using PayPal Merchant services, you hereby grant us a worldwide, non-exclusive, transferable, sublicensable (through multiple tiers), and royalty-free right to use and display publicly, during the term of this Agreement, your trademark(s) (including but not limited to registered and unregistered trademarks, trade names, service marks, logos, domain names and other designations owned, licensed to or used by you) for the purpose of (1) identifying you as a merchant that accepts a PayPal service as a payment form, and (2) any other use to which you specifically consent.&lt;br /&gt;
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15.7 Complete Agreement. This Agreement, along with any applicable policies and agreements on the Legal Agreements page on the PayPal website, sets forth the entire understanding between you and PayPal with respect to the PayPal Services. Sections 1 (Our Relationship with You), 7 (Closing Your Account), 8 (Fees), 10 (Your Liability - Actions We May Take), 14 (Disputes with PayPal), 15 (General Provisions), and 16 (Definitions), as well as any other terms which by their nature should survive, will survive the termination of this Agreement. Unless stated otherwise in this Agreement, if any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced.&lt;br /&gt;
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15.8 Translated Agreement. Any translation of this Agreement is provided solely for your convenience and is not intended to modify the terms of this Agreement. In the event of a conflict between the English version of this Agreement and a version in a language other than English, the English version shall apply.&lt;br /&gt;
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16. Definitions.&lt;br /&gt;
&amp;quot;ACH&amp;quot; means the Automated Clearing House network.&lt;br /&gt;
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&amp;quot;Account&amp;quot; means a Personal or Business PayPal account.&lt;br /&gt;
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&amp;quot;Account Profile&amp;quot; means the location on our website where you can, after logging in, view and manage your profile, including your personal information, Payment Method details, preapproved payment authorizations, your selling tools, and your Account settings including your notification preferences and API Access permissions.&lt;br /&gt;
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&amp;quot;Add Money&amp;quot; means your ability to add money into your Account through a PayPal hosted flow (and not from a third party website).&lt;br /&gt;
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&amp;quot;Affiliate&amp;quot; or &amp;quot;Affiliated Company&amp;quot; are companies that are direct or indirect subsidiaries of PayPal, Inc., PayPal Holdings, Inc. or are otherwise related to PayPal through common ownership or control.&lt;br /&gt;
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&amp;quot;Agreement&amp;quot; means this user agreement including all subsequent amendments.&lt;br /&gt;
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&amp;quot;Authorize&amp;quot; or &amp;quot;Authorization&amp;quot; means a buyer&#039;s express authorization to a Merchant to collect a payment from the buyer&#039;s Account.&lt;br /&gt;
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&amp;quot;Balance&amp;quot; means any amount of funds that you have in your Account, which could be a negative amount if buyers have initiated chargebacks against your Account or if you otherwise owe PayPal money. The terms &amp;quot;money&amp;quot; and &amp;quot;funds&amp;quot; are used interchangeably in this Agreement. A PayPal balance represents an unsecured claim against PayPal and is not insured by the FDIC.&lt;br /&gt;
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&amp;quot;Business Account&amp;quot; means an Account that is established primarily for business purposes and not for personal, family, or household purposes.&lt;br /&gt;
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&amp;quot;Business Days&amp;quot; means Monday through Friday, excluding Holidays.&lt;br /&gt;
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&amp;quot;Commercial Entity Agreement&amp;quot; means the agreement that commercial entities are required to enter into directly with PayPal&#039;s payment processor(s).&lt;br /&gt;
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&amp;quot;Communications&amp;quot; means any Account, PayPal Funds account, or transaction information that PayPal provides to you, including: any agreements and policies you agree to, including updates to these agreements or policies; annual disclosures, including prospectuses and reports for PayPal Funds; transaction receipts or confirmations; Account statements and history; and federal and state tax statements we are required to make available to you.&lt;br /&gt;
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&amp;quot;Chargeback&amp;quot; means a request that a buyer files directly with his or her debit or credit card company or debit or credit card issuing bank to invalidate a payment.&lt;br /&gt;
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&amp;quot;Claim&amp;quot; means a challenge to a payment that a User files directly with PayPal in the Online Resolution Center pursuant to Section 13 (Protection for Buyers) of this Agreement.&lt;br /&gt;
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&amp;quot;Closed Loop&amp;quot; gift card means branded stored value or branded prepaid physical or digital card, or other electronic or digital debit payment mechanism, electronic promise, number, or payment code providing prepaid access to funds or the value of funds that can be used only for goods or services in transactions involving a defined merchant or location (or set of locations), such as a specific retailer or retail chain, a college campus or a subway system.&lt;br /&gt;
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&amp;quot;Confirmed Address&amp;quot; means an address that has been reviewed by PayPal and found highly likely to be that of the User to which it is associated.&lt;br /&gt;
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&amp;quot;Customer Service&amp;quot; is PayPal&#039;s customer support which can be accessed online through the PayPal Help Center at any time, or by calling (402) 935-2050 from 6 AM to midnight Central Time.&lt;br /&gt;
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&amp;quot;Days&amp;quot; means calendar days.&lt;br /&gt;
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&amp;quot;Default Payment Methods&amp;quot; means the order in which PayPal uses your Payment Methods to fund a transaction if you do not select a Preferred Payment Method.&lt;br /&gt;
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&amp;quot;Digital Goods&amp;quot; means goods that are delivered and used in an electronic format.&lt;br /&gt;
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&amp;quot;Dispute&amp;quot; means a dispute filed by a User directly with PayPal in the Online Resolution Center pursuant to Section 13 of this Agreement.&lt;br /&gt;
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&amp;quot;eBay&amp;quot; means eBay Inc.&lt;br /&gt;
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&amp;quot;eCheck&amp;quot; means a payment funded using a sender&#039;s bank account Payment Method that is held pending and not received by the recipient until it clears. When you send money using eCheck it will usually be held pending for 3-4 Business Days. The amount of time that it is held pending will increase if the payment is sent from a bank account outside the United States.&lt;br /&gt;
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&amp;quot;Fees&amp;quot; means those amounts stated in Section 8 (Fees) of this Agreement.&lt;br /&gt;
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&amp;quot;Holidays&amp;quot; means New Year&#039;s Day (January 1), Birthday of Martin Luther King, Jr. (the third Monday in January), Washington&#039;s Birthday (the third Monday in February), Memorial Day (the last Monday in May), Independence Day (July 4), Labor Day (the first Monday in September), Columbus Day (the second Monday in October), Veterans Day (November 11), Thanksgiving Day (the fourth Thursday in November) and Christmas Day (December 25).If a Holiday falls on a Saturday, PayPal shall observe the Holiday on the prior Friday. If the Holiday falls on a Sunday, PayPal shall observe the Holiday on the following Monday.&lt;br /&gt;
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&amp;quot;In-Store Checkout&amp;quot; means the use of PayPal for a transaction that occurs in a Seller’s physical location, rather than online, using an access device authorized by us (such as the PayPal Payment Card or a confirmed mobile phone number). In-Store Checkout definition includes Mobile In-Store Payments.&lt;br /&gt;
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&amp;quot;Information&amp;quot; means any confidential and/or personally identifiable information or other information related to an Account or User, including but not limited to the following: name, email address, date of birth, tax identification number, billing/shipping address, phone number and financial information.&lt;br /&gt;
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&amp;quot;Instant Transfer&amp;quot; means a payment funded using the sender&#039;s bank account Payment Method in which PayPal credits the recipient instantly.&lt;br /&gt;
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“Item Not Received” means a challenge to a payment from a User claiming that the item purchased was not received.&lt;br /&gt;
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&amp;quot;Mass Payments&amp;quot; means the ability to send multiple payments at the same time.&lt;br /&gt;
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&amp;quot;Merchant&amp;quot; and “Seller” are used interchangeably and mean a User who is selling goods and/or services and using the PayPal Services to receive payment.&lt;br /&gt;
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&amp;quot;Merchant Processing Delay&amp;quot; means a delay between the time you Authorize a payment and the time the Merchant processes your payment.&lt;br /&gt;
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“Merchant Specific Promotional Balance” is a separate Balance in your PayPal Account that is funded by either PayPal or a Merchant, that can only be used at a specific Merchant, and that may expire after a specified period of time.&lt;br /&gt;
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&amp;quot;Micropayments for Digital Goods&amp;quot; means the PayPal Service offered to certain qualifying Merchants who sell Digital Goods which, among other things, offers micropayments pricing and integrated website tools. All Micropayments for Digital Goods are Purchase Payments.&lt;br /&gt;
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“Mobile In-Store Payments” means using the check-in function in the PayPal mobile application to pay with PayPal based on the sender’s proximity to the recipient’s location. Mobile In-Store Payments include Payment Code payments.&lt;br /&gt;
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&amp;quot;No Log-In Payment&amp;quot; means a PayPal payment that is made to a User without the sender having to log into his/her Account.&lt;br /&gt;
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&amp;quot;Other Errors&amp;quot; has the definition provided in Section 12 (Resolution Procedures for Unauthorized Transactions and Other Errors) of this Agreement.&lt;br /&gt;
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&amp;quot;Pay After Delivery&amp;quot; or &amp;quot;PAD&amp;quot; means the PayPal Pay After Delivery service described in Section 3.15.&lt;br /&gt;
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&amp;quot;Payment Code&amp;quot; means a code generated by PayPal on a mobile device that can be used by a buyer to pay by scanning or key-entering the value at a Merchant physical location. A Payment Code may be valid for a limited duration for one or more transactions in one or more Merchant locations.&lt;br /&gt;
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&amp;quot;Payment Review&amp;quot; means the process described in Section 4 (Receiving Money) of this Agreement.&lt;br /&gt;
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&amp;quot;Payment Method&amp;quot; means the payment method used to fund a transaction. The following payment methods may be used to fund a transaction: Balance, Instant Transfer, eCheck, PayPal Credit, PayPal Cards, credit card, debit card and Redemption Codes. You may also select to remove a Payment Method from your Account.&lt;br /&gt;
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&amp;quot;PayPal,&amp;quot; &amp;quot;we,&amp;quot; &amp;quot;us&amp;quot; or &amp;quot;our&amp;quot; means PayPal, Inc. and its subsidiaries and affiliates related through common ownership or control or an agent acting on their behalf.&lt;br /&gt;
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&amp;quot;PayPal Business Payments&amp;quot; means payments made through certain third parties&#039; products or services where the sender must fund their payment exclusively using either (or both) their Balance or eCheck and for which the PayPal Business Payment Fee applies. The PayPal Business Payment Fee is currently being offered as a pilot and only through third parties&#039; products or services (not by PayPal directly) in limited product lines.&lt;br /&gt;
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&amp;quot;PayPal Cards&amp;quot; means PayPal Smart Connect (formerly PayPal Buyer Credit), PayPal Extras MasterCard (formerly the PayPal Plus Card), eBay MasterCard.&lt;br /&gt;
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&amp;quot;PayPal Credit&amp;quot; means the payment system serviced by Bill Me Later, Inc., which allows consumers to pay for purchases by using a revolving line of credit issued by a third-party chartered financial institution.&lt;br /&gt;
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&amp;quot;PayPal Debit Card&amp;quot; means a PayPal branded debit card that is accepted anywhere that accepts MasterCard.&lt;br /&gt;
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&amp;quot;PayPal Direct Payment&amp;quot; means a payment processed by PayPal that is funded directly by a credit or debit card and not through an Account, such as payments made through PayPal Payments Advanced and PayPal Payments Pro, but excluding payments made using guest checkout.&lt;br /&gt;
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&amp;quot;PayPal Mobile&amp;quot; means a PayPal Service that allows you to send and receive payments through your mobile phone.&lt;br /&gt;
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&amp;quot;PayPal Payment Card&amp;quot; means the PayPal payment card provided to you by PayPal for use with In-Store Checkout.&lt;br /&gt;
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&amp;quot;PayPal Purchase Protection&amp;quot; (also known as PayPal Buyer Protection) means the protection program PayPal offers Buyers as described in Section 13 (PayPal Purchase Protection) of this Agreement.&lt;br /&gt;
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&amp;quot;PayPal Services&amp;quot; means all our products and services and any other features, technologies and/or functionalities offered by us on our website or through any other means.&lt;br /&gt;
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&amp;quot;Personal Account&amp;quot; means an Account established primarily for personal, family, or household purposes.&lt;br /&gt;
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&amp;quot;Personal Payment&amp;quot; means amounts sent between two individuals (not to or from a business) without a purchase. Examples of Personal Payments include sending a gift to a friend or paying a friend back for your share of a lunch bill.&lt;br /&gt;
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&amp;quot;Policy&amp;quot; or &amp;quot;Policies&amp;quot; means any Policy or other agreement between you and PayPal that you entered into on the PayPal website or in connection with your use of the PayPal Services.&lt;br /&gt;
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&amp;quot;Preapproved Payment&amp;quot; means a payment in which the recipient is provided advance Authorization to debit the sender’s Account directly on a one-time, regular, or sporadic basis in accordance with the recipient’s agreement with the sender. Preapproved Payments are sometimes called &amp;quot;subscriptions&amp;quot;, &amp;quot;automatic payments&amp;quot;, &amp;quot;automatic billing&amp;quot; or &amp;quot;recurring payments.&amp;quot;&lt;br /&gt;
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&amp;quot;Preferred Payment Method&amp;quot; (also called &amp;quot;Backup Payment Method&amp;quot;) means a Payment Method that you select to fund a payment instead of using the Default Payment Methods.&lt;br /&gt;
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&amp;quot;Purchase Payment&amp;quot; means a payment received for any of the following:&lt;br /&gt;
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A payment for the sale of goods or services;&lt;br /&gt;
A payment you received after using the “Request Money” function on the PayPal website;&lt;br /&gt;
A payment you received for a donation;&lt;br /&gt;
A Micropayment for Digital Goods; or&lt;br /&gt;
A payment that is sent to, or received by, a business or other commercial or non-profit entity.&lt;br /&gt;
A PayPal Business Payment is not a Purchase Payment even if it meets any of the descriptions above.&lt;br /&gt;
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&amp;quot;Redemption Code&amp;quot; means the sequence of letters, numbers, and/or symbols placed on gift certificates, promotional coupons or other promotional offers and used to obtain a benefit.&lt;br /&gt;
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&amp;quot;Remittance Receipt&amp;quot; means the receipt that is displayed on the screen and/or emailed to the sender after the sender submits the payment for the remittance.&lt;br /&gt;
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&amp;quot;Remittance Transfer&amp;quot; has the definition provided in Section 12 (Protections for Remittances to Recipients with PayPal Accounts Outside of the United States) of this Agreement.&lt;br /&gt;
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&amp;quot;Reserve&amp;quot; means a percentage of the funds received into your Account that we hold in order to protect against the risk of Reversals, Chargebacks, Claims or any other liability related to your Account and/or use of the PayPal Services.&lt;br /&gt;
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&amp;quot;Restricted Activities&amp;quot; means those activities described in Section 9 (Restricted Activities) of this Agreement.&lt;br /&gt;
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&amp;quot;Reversal&amp;quot; means PayPal reverses a payment you received because (a) it is invalidated by the sender&#039;s bank, (b) it was sent to you in error by PayPal, its parent, or Affiliates, (c) the sender of the payment did not have authorization to send the payment (for example: the sender used a credit card that did not belong to the sender), (d) you received the payment for activities that violated this Agreement, the PayPal Acceptable Use Policy, or any other PayPal agreement, or (e) PayPal decided a Claim against you.&lt;br /&gt;
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&amp;quot;Seller&amp;quot; and &amp;quot;Merchant&amp;quot; are used interchangeably and mean a User who is selling goods and/or services and using the PayPal Services to receive payment.&lt;br /&gt;
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&amp;quot;Send Money&amp;quot; means your ability to send money though the PayPal Services including in connection with a purchase of goods or services or as a Personal Payment.&lt;br /&gt;
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&amp;quot;Significantly Not as Described&amp;quot; has the definition provided in Section 13 (Protection for Buyers) of this Agreement.&lt;br /&gt;
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&amp;quot;Substantial Change&amp;quot; means a change to the terms of this Agreement that reduces your rights or increases your responsibilities.&lt;br /&gt;
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&amp;quot;Transaction Details Page&amp;quot; means the page on the PayPal website titled &amp;quot;Transaction Details&amp;quot; that displays information about the transaction. This page is accessible from the individual transaction in your Accounton the PayPal website.&lt;br /&gt;
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&amp;quot;Verified Account&amp;quot; means an Account status that reflects that PayPal is reasonably sure that an Account holder has legal control of one or more of his or her Payment Methods. This verification may take place by way of a random deposit(s) of less than one dollar ($1.00) by PayPal to the User&#039;s bank account. In the case of such random deposit, PayPal will retrieve (debit) the deposited amount from the User&#039;s bank account soon afterwards. A Verified Account status does not constitute an endorsement of a User or a guarantee of a User&#039;s business practices.&lt;br /&gt;
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&amp;quot;Virtual Terminal Payment&amp;quot; means a payment processed by PayPal through the Virtual Terminal flows that is funded directly by a Card and not through an Account.&lt;br /&gt;
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“Unauthorized Transaction” has the definition provided in Section 12 (Resolution Procedures for Unauthorized Transactions and Other Errors) of this Agreement.&lt;br /&gt;
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&amp;quot;User&amp;quot; means any person or entity using the PayPal Services including you.&lt;br /&gt;
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 &lt;br /&gt;
Feedback&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2449</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2449"/>
		<updated>2015-09-15T00:32:35Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;br /&gt;
&lt;br /&gt;
September 14, 2015&lt;br /&gt;
* [[PayPal User Agreement]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2447</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2447"/>
		<updated>2015-09-02T20:02:49Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;br /&gt;
* [[Catalina Express]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2444</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2444"/>
		<updated>2015-09-02T15:44:43Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;br /&gt;
&lt;br /&gt;
September 2, 2015&lt;br /&gt;
* [[Days Hotel Internet]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2440</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2440"/>
		<updated>2015-08-23T03:30:30Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015:&lt;br /&gt;
* [[uhc.com]]&lt;br /&gt;
* [[Apple iCloud]]&lt;br /&gt;
* [[Apple Game Center]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2438</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2438"/>
		<updated>2015-08-23T03:29:18Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015: [[uhc.com]]&lt;br /&gt;
August 22, 2015: [[Apple iCloud]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Uhc.com&amp;diff=2437</id>
		<title>Uhc.com</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Uhc.com&amp;diff=2437"/>
		<updated>2015-08-23T02:25:32Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&amp;lt;pre&amp;gt;&lt;br /&gt;
Electronic Delivery Consent Notice&lt;br /&gt;
We are required to provide certain information	to you before you	agree to receive electronic communications.&lt;br /&gt;
This	notice applies to all Internet-based communications from us, including email, website and	mobile	applications.&lt;br /&gt;
Electronic communications include, but are not limited	to:&lt;br /&gt;
• Regulatory Notices&lt;br /&gt;
• Plan Documents&lt;br /&gt;
• Benefit Determinations and/or Information (e.g.; Explanation of	Benefits, Health Statements, Claim Letters)&lt;br /&gt;
Electronic Delivery of Communications&lt;br /&gt;
By choosing electronic delivery you will receive communications electronically instead of	receiving a paper copy.&lt;br /&gt;
The types of	communications available electronically are subject to change, and	if additional	communications	become	&lt;br /&gt;
available in	an electronic format, you will receive those communications electronically. Occasionally,	in	addition	to	&lt;br /&gt;
electronic communications you may also receive a hard	copy document.&lt;br /&gt;
Your consent remains	in effect until you withdraw it.	 You may withdraw your consent at any time and choose to receive	&lt;br /&gt;
paper mailings by resetting your mailing and email preferences in your	Account Settings on myuhc.com.&lt;br /&gt;
You	have the	right to also receive a free paper copy of communications that we are required to provide to you. To	&lt;br /&gt;
request a	paper copy of a specific communication, call the member phone number on your health plan ID card.&lt;br /&gt;
If	we attempt to deliver information to an email address you provide and the message is	returned	as undeliverable after	&lt;br /&gt;
several	attempts, we will assume that you	have withdrawn	consent for electronic delivery and will	begin	sending	the	&lt;br /&gt;
information to you in	paper	format. To	ensure that you	continue to	receive emails	from us, add the email “from”&lt;br /&gt;
address to your email	address book or safe list. To update your email address, log	in to	myuhc.com and go to the Change&lt;br /&gt;
Mailing	and Email Preferences page under Account Settings.&lt;br /&gt;
Requirements to Access and	Retain Information&lt;br /&gt;
In	order to receive and	retain	electronic communications, you must have access to a computer or other	device which is	&lt;br /&gt;
capable of accessing the Internet and you must have software which permits you to receive and	access Portable	&lt;br /&gt;
Document Format or “PDF”	files,	such as Adobe Acrobat Reader® version 6.0 or higher (available	for downloading	at	&lt;br /&gt;
http://get.adobe.com/reader).	Click here	for the	list of supported:	browsers&lt;br /&gt;
ELECTRONICDELIVERYCONSENTNOTICE&lt;br /&gt;
&amp;lt;/pre&amp;gt;&lt;br /&gt;
&lt;br /&gt;
[[:File:ElectronicDeliveryConsentNotice.pdf]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Uhc.com&amp;diff=2436</id>
		<title>Uhc.com</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Uhc.com&amp;diff=2436"/>
		<updated>2015-08-23T02:24:19Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&amp;lt;pre&amp;gt;&lt;br /&gt;
Electronic Delivery Consent Notice&lt;br /&gt;
We are required to provide certain information	to you before you	agree to receive electronic communications.&lt;br /&gt;
This	notice applies to all Internet-based communications from us, including email, website and	mobile	applications.&lt;br /&gt;
Electronic communications include, but are not limited	to:&lt;br /&gt;
• Regulatory Notices&lt;br /&gt;
• Plan Documents&lt;br /&gt;
• Benefit Determinations and/or Information (e.g.; Explanation of	Benefits, Health Statements, Claim Letters)&lt;br /&gt;
Electronic Delivery of Communications&lt;br /&gt;
By choosing electronic delivery you will receive communications electronically instead of	receiving a paper copy.&lt;br /&gt;
The types of	communications available electronically are subject to change, and	if additional	communications	become	&lt;br /&gt;
available in	an electronic format, you will receive those communications electronically. Occasionally,	in	addition	to	&lt;br /&gt;
electronic communications you may also receive a hard	copy document.&lt;br /&gt;
Your consent remains	in effect until you withdraw it.	 You may withdraw your consent at any time and choose to receive	&lt;br /&gt;
paper mailings by resetting your mailing and email preferences in your	Account Settings on myuhc.com.&lt;br /&gt;
You	have the	right to also receive a free paper copy of communications that we are required to provide to you. To	&lt;br /&gt;
request a	paper copy of a specific communication, call the member phone number on your health plan ID card.&lt;br /&gt;
If	we attempt to deliver information to an email address you provide and the message is	returned	as undeliverable after	&lt;br /&gt;
several	attempts, we will assume that you	have withdrawn	consent for electronic delivery and will	begin	sending	the	&lt;br /&gt;
information to you in	paper	format. To	ensure that you	continue to	receive emails	from us, add the email “from”&lt;br /&gt;
address to your email	address book or safe list. To update your email address, log	in to	myuhc.com and go to the Change&lt;br /&gt;
Mailing	and Email Preferences page under Account Settings.&lt;br /&gt;
Requirements to Access and	Retain Information&lt;br /&gt;
In	order to receive and	retain	electronic communications, you must have access to a computer or other	device which is	&lt;br /&gt;
capable of accessing the Internet and you must have software which permits you to receive and	access Portable	&lt;br /&gt;
Document Format or “PDF”	files,	such as Adobe Acrobat Reader® version 6.0 or higher (available	for downloading	at	&lt;br /&gt;
http://get.adobe.com/reader).	Click here	for the	list of supported:	browsers&lt;br /&gt;
ELECTRONICDELIVERYCONSENTNOTICE&lt;br /&gt;
&amp;lt;/pre&amp;gt;&lt;br /&gt;
&lt;br /&gt;
File:ElectronicDeliveryConsentNotice.pdf&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=File:ElectronicDeliveryConsentNotice.pdf&amp;diff=2435</id>
		<title>File:ElectronicDeliveryConsentNotice.pdf</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=File:ElectronicDeliveryConsentNotice.pdf&amp;diff=2435"/>
		<updated>2015-08-23T02:23:30Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: https://www.myuhc.com electronic consent&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;https://www.myuhc.com electronic consent&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Uhc.com&amp;diff=2434</id>
		<title>Uhc.com</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Uhc.com&amp;diff=2434"/>
		<updated>2015-08-23T02:17:09Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&amp;lt;pre&amp;gt;&lt;br /&gt;
Electronic Delivery Consent Notice&lt;br /&gt;
We are required to provide certain information	to you before you	agree to receive electronic communications.&lt;br /&gt;
This	notice applies to all Internet-based communications from us, including email, website and	mobile	applications.&lt;br /&gt;
Electronic communications include, but are not limited	to:&lt;br /&gt;
• Regulatory Notices&lt;br /&gt;
• Plan Documents&lt;br /&gt;
• Benefit Determinations and/or Information (e.g.; Explanation of	Benefits, Health Statements, Claim Letters)&lt;br /&gt;
Electronic Delivery of Communications&lt;br /&gt;
By choosing electronic delivery you will receive communications electronically instead of	receiving a paper copy.&lt;br /&gt;
The types of	communications available electronically are subject to change, and	if additional	communications	become	&lt;br /&gt;
available in	an electronic format, you will receive those communications electronically. Occasionally,	in	addition	to	&lt;br /&gt;
electronic communications you may also receive a hard	copy document.&lt;br /&gt;
Your consent remains	in effect until you withdraw it.	 You may withdraw your consent at any time and choose to receive	&lt;br /&gt;
paper mailings by resetting your mailing and email preferences in your	Account Settings on myuhc.com.&lt;br /&gt;
You	have the	right to also receive a free paper copy of communications that we are required to provide to you. To	&lt;br /&gt;
request a	paper copy of a specific communication, call the member phone number on your health plan ID card.&lt;br /&gt;
If	we attempt to deliver information to an email address you provide and the message is	returned	as undeliverable after	&lt;br /&gt;
several	attempts, we will assume that you	have withdrawn	consent for electronic delivery and will	begin	sending	the	&lt;br /&gt;
information to you in	paper	format. To	ensure that you	continue to	receive emails	from us, add the email “from”&lt;br /&gt;
address to your email	address book or safe list. To update your email address, log	in to	myuhc.com and go to the Change&lt;br /&gt;
Mailing	and Email Preferences page under Account Settings.&lt;br /&gt;
Requirements to Access and	Retain Information&lt;br /&gt;
In	order to receive and	retain	electronic communications, you must have access to a computer or other	device which is	&lt;br /&gt;
capable of accessing the Internet and you must have software which permits you to receive and	access Portable	&lt;br /&gt;
Document Format or “PDF”	files,	such as Adobe Acrobat Reader® version 6.0 or higher (available	for downloading	at	&lt;br /&gt;
http://get.adobe.com/reader).	Click here	for the	list of supported:	browsers&lt;br /&gt;
ELECTRONICDELIVERYCONSENTNOTICE&lt;br /&gt;
&amp;lt;/pre&amp;gt;&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Uhc.com&amp;diff=2433</id>
		<title>Uhc.com</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Uhc.com&amp;diff=2433"/>
		<updated>2015-08-23T02:16:38Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: Created page with &amp;quot;&amp;lt;nowiki&amp;gt; Electronic Delivery Consent Notice We are required to provide certain information	to you before you	agree to receive electronic communications. This	notice applies to...&amp;quot;&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&amp;lt;nowiki&amp;gt;&lt;br /&gt;
Electronic Delivery Consent Notice&lt;br /&gt;
We are required to provide certain information	to you before you	agree to receive electronic communications.&lt;br /&gt;
This	notice applies to all Internet-based communications from us, including email, website and	mobile	applications.&lt;br /&gt;
Electronic communications include, but are not limited	to:&lt;br /&gt;
• Regulatory Notices&lt;br /&gt;
• Plan Documents&lt;br /&gt;
• Benefit Determinations and/or Information (e.g.; Explanation of	Benefits, Health Statements, Claim Letters)&lt;br /&gt;
Electronic Delivery of Communications&lt;br /&gt;
By choosing electronic delivery you will receive communications electronically instead of	receiving a paper copy.&lt;br /&gt;
The types of	communications available electronically are subject to change, and	if additional	communications	become	&lt;br /&gt;
available in	an electronic format, you will receive those communications electronically. Occasionally,	in	addition	to	&lt;br /&gt;
electronic communications you may also receive a hard	copy document.&lt;br /&gt;
Your consent remains	in effect until you withdraw it.	 You may withdraw your consent at any time and choose to receive	&lt;br /&gt;
paper mailings by resetting your mailing and email preferences in your	Account Settings on myuhc.com.&lt;br /&gt;
You	have the	right to also receive a free paper copy of communications that we are required to provide to you. To	&lt;br /&gt;
request a	paper copy of a specific communication, call the member phone number on your health plan ID card.&lt;br /&gt;
If	we attempt to deliver information to an email address you provide and the message is	returned	as undeliverable after	&lt;br /&gt;
several	attempts, we will assume that you	have withdrawn	consent for electronic delivery and will	begin	sending	the	&lt;br /&gt;
information to you in	paper	format. To	ensure that you	continue to	receive emails	from us, add the email “from”&lt;br /&gt;
address to your email	address book or safe list. To update your email address, log	in to	myuhc.com and go to the Change&lt;br /&gt;
Mailing	and Email Preferences page under Account Settings.&lt;br /&gt;
Requirements to Access and	Retain Information&lt;br /&gt;
In	order to receive and	retain	electronic communications, you must have access to a computer or other	device which is	&lt;br /&gt;
capable of accessing the Internet and you must have software which permits you to receive and	access Portable	&lt;br /&gt;
Document Format or “PDF”	files,	such as Adobe Acrobat Reader® version 6.0 or higher (available	for downloading	at	&lt;br /&gt;
http://get.adobe.com/reader).	Click here	for the	list of supported:	browsers&lt;br /&gt;
ELECTRONICDELIVERYCONSENTNOTICE&lt;br /&gt;
&amp;lt;/nowiki&amp;gt;&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2432</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2432"/>
		<updated>2015-08-23T02:15:41Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
August 22, 2015: [[uhc.com]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2431</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2431"/>
		<updated>2015-08-23T02:15:23Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
* Terms and Conditions&lt;br /&gt;
* Limited Liability release Waiver&lt;br /&gt;
&lt;br /&gt;
[[uhc.com]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2430</id>
		<title>My Legal Life</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=My_Legal_Life&amp;diff=2430"/>
		<updated>2015-08-23T02:14:18Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: Created page with &amp;quot;Starting Aug 22, 2015, I&amp;#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:    * Terms and Conditions    * Limited Liability releas...&amp;quot;&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Starting Aug 22, 2015, I&#039;m going to attempt to record every legal document I am required to sign. Mostly these will be:&lt;br /&gt;
   * Terms and Conditions&lt;br /&gt;
   * Limited Liability release Waiver&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Main_Page&amp;diff=2429</id>
		<title>Main Page</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Main_Page&amp;diff=2429"/>
		<updated>2015-08-23T02:13:06Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{|cellpadding=&amp;quot;5&amp;quot; cellspacing=&amp;quot;0&amp;quot; border=&amp;quot;1&amp;quot; width=&amp;quot;100%&amp;quot;&lt;br /&gt;
|-valign=&amp;quot;top&amp;quot;&lt;br /&gt;
|&lt;br /&gt;
* Technical Tips&lt;br /&gt;
** [[:Category:Java]]&lt;br /&gt;
*** [[Log4j file rotation]]&lt;br /&gt;
*** [[Java Unique List]]&lt;br /&gt;
*** [[Javax.net.debug]]&lt;br /&gt;
*** [[LUHN algorithm]]&lt;br /&gt;
** [[Linux Tips]]&lt;br /&gt;
** [[:Category:Solaris]]&lt;br /&gt;
** [[Windows Tips]]&lt;br /&gt;
*** [[Cygwin Tips]]&lt;br /&gt;
** [[OS X Tips]]&lt;br /&gt;
** [[PHP Tips]]&lt;br /&gt;
** [[Cxx Tips]]&lt;br /&gt;
** [[Ruby Tips]]&lt;br /&gt;
** [[Sybase Tips]]&lt;br /&gt;
** [[Interview Questions]]&lt;br /&gt;
** [[Top 10 ways to increase traffic to your wiki]]&lt;br /&gt;
|&lt;br /&gt;
* Projects&lt;br /&gt;
** [[:Category:Word Dojo]]&lt;br /&gt;
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** [[CruiseControl Build Status]]&lt;br /&gt;
** [[GPS Meets Google Maps]]&lt;br /&gt;
** [[Xbox Linux Project]]&lt;br /&gt;
|&lt;br /&gt;
* Blogs&lt;br /&gt;
** [[Stack Overflow page design]]&lt;br /&gt;
** [[mimetex]]&lt;br /&gt;
** [[LG DV7821P]]&lt;br /&gt;
** [[Email Authentication]]&lt;br /&gt;
** [[Quotes]]&lt;br /&gt;
** [[Software Ungineering]]&lt;br /&gt;
** [[Password Security]]&lt;br /&gt;
** [[Visa Signature Concierge Service]]&lt;br /&gt;
** [[My Legal Life]]&lt;br /&gt;
|}&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Slicehost&amp;diff=2428</id>
		<title>Slicehost</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Slicehost&amp;diff=2428"/>
		<updated>2014-11-30T03:37:24Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: /* Switch to Slicehost (July 2008) */&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== 512MB Slice ==&lt;br /&gt;
&lt;br /&gt;
I&#039;ve upgraded my slice to 512 megs.  This was out of frustration that I couldn&#039;t get ruby gems to update, and my desire to speed up the website.  The gems problem would have fixed itself once the update completed, but a bug several version ago required a huge amount of memory to do an update.  &lt;br /&gt;
&lt;br /&gt;
Initially my slice didn&#039;t get any faster, requiring me to decide how to spend the next 256MB of ram.  The biggest improvement has come from increasing my spare apache workers.  &lt;br /&gt;
&lt;br /&gt;
You can see literally a three times increase in speed on [http://tools.pingdom.com/fpt/?url=http://www.theeggeadventure.com/wikimedia/index.php/HttPerf/&amp;amp;id=1085808 Pingdom.com] when I did this.  After running a test I have about 21 [http://www.theeggeadventure.com/server-status workers running].  Here&#039;s my current Apache config:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;apache&amp;quot;&amp;gt;&lt;br /&gt;
&amp;lt;IfModule mpm_prefork_module&amp;gt;&lt;br /&gt;
    StartServers          5&lt;br /&gt;
    MinSpareServers       5&lt;br /&gt;
    MaxSpareServers      20&lt;br /&gt;
    MaxClients           40&lt;br /&gt;
    MaxRequestsPerChild 400&lt;br /&gt;
&amp;lt;/IfModule&amp;gt;&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
== Switch to Slicehost (July 2008) == &lt;br /&gt;
I&#039;ve finally moved off from my shared hosting provider to a VPS.  I&#039;m using [http://www.slicehost.com/ Slicehost] and couldn&#039;t be happier.  I&#039;m paying $20 a month for VPS with 256MB and 10GB of storage.  I do miss some of what cPanel had to offer, but I&#039;m learning how to do the same sorts of things as what cPanel does for you.  &lt;br /&gt;
&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; &lt;br /&gt;
|+ &#039;&#039;&#039;Features which I&#039;ve setup&#039;&#039;&#039;&lt;br /&gt;
! Feature !! Shared !! Ubuntu VPS !&lt;br /&gt;
|-&lt;br /&gt;
| Apache2 / Php &lt;br /&gt;
| Yes, but only a very restrictive Php was allowed to run &lt;br /&gt;
| Latest Apache, full Php&lt;br /&gt;
|-&lt;br /&gt;
| MySQL &lt;br /&gt;
| Yes - limited to 20 databases &lt;br /&gt;
| Had to modify MySQL to run with less memory&lt;br /&gt;
|- &lt;br /&gt;
| Awstats&lt;br /&gt;
| Works well&lt;br /&gt;
| https://{{SERVERNAME}}/awstats/awstats.pl it took a bit to get setup, but it&#039;s working now.  I had to install cronlog, as well as schedule the update to run.  Also, [[http://optse.com/awstats/awstats.pl optse.com]]&lt;br /&gt;
|-&lt;br /&gt;
| mailman&lt;br /&gt;
| installed&lt;br /&gt;
| It&#039;ll be quite a bit of work to get mailman installed for just a couple of mailing lists.  Mailman was taking up too much memory, so I disabled it.&lt;br /&gt;
|-&lt;br /&gt;
| an MTA&lt;br /&gt;
| worked, but not configurable&lt;br /&gt;
| installed postfix, courier-imap-ssl, saslauth - a real pain, but I have what I want.  IMAP with SSL only, courier with SPF check&lt;br /&gt;
|-&lt;br /&gt;
| phpmyadmin&lt;br /&gt;
| worked fine, restricted to your own databases&lt;br /&gt;
| works, shows all databases, I need to remember my root db password though (r).  https://www.theeggeadventure.com/phpmyadmin/&lt;br /&gt;
|- &lt;br /&gt;
| Wordpress&lt;br /&gt;
|&lt;br /&gt;
| https://www.theeggeadventure.com/wordpress/wp-admin/&lt;br /&gt;
|}&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
=== awstats ===&lt;br /&gt;
&lt;br /&gt;
I had to create a couple of tiny scripts.  The first to process my historical log files, and the second to run all configs by cron.&lt;br /&gt;
&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt;../../logs/rerun.sh&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt;../../bin/runstats.sh&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
=== Gallery2 ===&lt;br /&gt;
&lt;br /&gt;
I enabled the rss module, which seemed to work, but I started getting all sorts of 500 errors from Google.  &lt;br /&gt;
&lt;br /&gt;
Example:&lt;br /&gt;
* http://www.theeggeadventure.com/gallery/srss/12392 = 500 Not permitted to view comments for this item&lt;br /&gt;
&lt;br /&gt;
To fix this, I edited &#039;&#039;&#039;gallery/modules/rss/classes/RssGenerator.class&#039;&#039;&#039; and disabled the check for comments.&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;php&amp;quot;&amp;gt;&lt;br /&gt;
    if (false || isset($item[&#039;comments&#039;])) {&lt;br /&gt;
        $data .= &#039; &amp;lt;comments&amp;gt;&#039; . GalleryUtilities::markup($item[&#039;comments&#039;]) .&lt;br /&gt;
           &#039;&amp;lt;/comments&amp;gt;&#039; . $lf;&lt;br /&gt;
    }&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
== Munin ==&lt;br /&gt;
&lt;br /&gt;
I&#039;ve had my server run out of memory a few times since setting up mail services.  I&#039;ve installed [[https://www.theeggeadventure.com/munin/localdomain/localhost.localdomain.html Munin]] to help monitor server performance.&lt;br /&gt;
&lt;br /&gt;
== Google Webmaster Tools Performance ==&lt;br /&gt;
[[File:webperformance.png]]&lt;br /&gt;
&lt;br /&gt;
[[Category:Linux]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
	<entry>
		<id>https://www.theeggeadventure.com/wikimedia/index.php?title=Slicehost&amp;diff=2427</id>
		<title>Slicehost</title>
		<link rel="alternate" type="text/html" href="https://www.theeggeadventure.com/wikimedia/index.php?title=Slicehost&amp;diff=2427"/>
		<updated>2014-10-21T02:39:39Z</updated>

		<summary type="html">&lt;p&gt;Brianegge: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== 512MB Slice ==&lt;br /&gt;
&lt;br /&gt;
I&#039;ve upgraded my slice to 512 megs.  This was out of frustration that I couldn&#039;t get ruby gems to update, and my desire to speed up the website.  The gems problem would have fixed itself once the update completed, but a bug several version ago required a huge amount of memory to do an update.  &lt;br /&gt;
&lt;br /&gt;
Initially my slice didn&#039;t get any faster, requiring me to decide how to spend the next 256MB of ram.  The biggest improvement has come from increasing my spare apache workers.  &lt;br /&gt;
&lt;br /&gt;
You can see literally a three times increase in speed on [http://tools.pingdom.com/fpt/?url=http://www.theeggeadventure.com/wikimedia/index.php/HttPerf/&amp;amp;id=1085808 Pingdom.com] when I did this.  After running a test I have about 21 [http://www.theeggeadventure.com/server-status workers running].  Here&#039;s my current Apache config:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;apache&amp;quot;&amp;gt;&lt;br /&gt;
&amp;lt;IfModule mpm_prefork_module&amp;gt;&lt;br /&gt;
    StartServers          5&lt;br /&gt;
    MinSpareServers       5&lt;br /&gt;
    MaxSpareServers      20&lt;br /&gt;
    MaxClients           40&lt;br /&gt;
    MaxRequestsPerChild 400&lt;br /&gt;
&amp;lt;/IfModule&amp;gt;&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
== Switch to Slicehost (July 2008) == &lt;br /&gt;
I&#039;ve finally moved off from my shared hosting provider to a VPS.  I&#039;m using [http://www.slicehost.com/ Slicehost] and couldn&#039;t be happier.  I&#039;m paying $20 a month for VPS with 256MB and 10GB of storage.  I do miss some of what cPanel had to offer, but I&#039;m learning how to do the same sorts of things as what cPanel does for you.  &lt;br /&gt;
&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; &lt;br /&gt;
|+ &#039;&#039;&#039;Features which I&#039;ve setup&#039;&#039;&#039;&lt;br /&gt;
! Feature !! Shared !! Ubuntu VPS !&lt;br /&gt;
|-&lt;br /&gt;
| Apache2 / Php &lt;br /&gt;
| Yes, but only a very restrictive Php was allowed to run &lt;br /&gt;
| Latest Apache, full Php&lt;br /&gt;
|-&lt;br /&gt;
| MySQL &lt;br /&gt;
| Yes - limited to 20 databases &lt;br /&gt;
| Had to modify MySQL to run with less memory&lt;br /&gt;
|- &lt;br /&gt;
| Awstats&lt;br /&gt;
| Works well&lt;br /&gt;
| https://{{SERVERNAME}}/awstats/awstats.pl it took a bit to get setup, but it&#039;s working now.  I had to install cronlog, as well as schedule the update to run.  [[https://{{SERVERNAME}}/awstats/awstats.pl?config=cheyennecentral95.com cheyennecentral95.com]]&lt;br /&gt;
|-&lt;br /&gt;
| mailman&lt;br /&gt;
| installed&lt;br /&gt;
| It&#039;ll be quite a bit of work to get mailman installed for just a couple of mailing lists.  Mailman was taking up too much memory, so I disabled it.&lt;br /&gt;
|-&lt;br /&gt;
| an MTA&lt;br /&gt;
| worked, but not configurable&lt;br /&gt;
| installed postfix, courier-imap-ssl, saslauth - a real pain, but I have what I want.  IMAP with SSL only, courier with SPF check&lt;br /&gt;
|-&lt;br /&gt;
| phpmyadmin&lt;br /&gt;
| worked fine, restricted to your own databases&lt;br /&gt;
| works, shows all databases, I need to remember my root db password though (r).  https://www.theeggeadventure.com/phpmyadmin/&lt;br /&gt;
|- &lt;br /&gt;
| Wordpress&lt;br /&gt;
|&lt;br /&gt;
| https://www.theeggeadventure.com/wordpress/wp-admin/&lt;br /&gt;
|}&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
=== awstats ===&lt;br /&gt;
&lt;br /&gt;
I had to create a couple of tiny scripts.  The first to process my historical log files, and the second to run all configs by cron.&lt;br /&gt;
&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt;../../logs/rerun.sh&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;bash&amp;quot; source=&amp;quot;file&amp;quot;&amp;gt;../../bin/runstats.sh&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
=== Gallery2 ===&lt;br /&gt;
&lt;br /&gt;
I enabled the rss module, which seemed to work, but I started getting all sorts of 500 errors from Google.  &lt;br /&gt;
&lt;br /&gt;
Example:&lt;br /&gt;
* http://www.theeggeadventure.com/gallery/srss/12392 = 500 Not permitted to view comments for this item&lt;br /&gt;
&lt;br /&gt;
To fix this, I edited &#039;&#039;&#039;gallery/modules/rss/classes/RssGenerator.class&#039;&#039;&#039; and disabled the check for comments.&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;php&amp;quot;&amp;gt;&lt;br /&gt;
    if (false || isset($item[&#039;comments&#039;])) {&lt;br /&gt;
        $data .= &#039; &amp;lt;comments&amp;gt;&#039; . GalleryUtilities::markup($item[&#039;comments&#039;]) .&lt;br /&gt;
           &#039;&amp;lt;/comments&amp;gt;&#039; . $lf;&lt;br /&gt;
    }&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
== Munin ==&lt;br /&gt;
&lt;br /&gt;
I&#039;ve had my server run out of memory a few times since setting up mail services.  I&#039;ve installed [[https://www.theeggeadventure.com/munin/localdomain/localhost.localdomain.html Munin]] to help monitor server performance.&lt;br /&gt;
&lt;br /&gt;
== Google Webmaster Tools Performance ==&lt;br /&gt;
[[File:webperformance.png]]&lt;br /&gt;
&lt;br /&gt;
[[Category:Linux]]&lt;/div&gt;</summary>
		<author><name>Brianegge</name></author>
	</entry>
</feed>